5 Andersen Ct, Westerly, RI 02891 Property Records

Westerly Town property record for 5 Andersen Ct, Westerly, RI 02891

Property Summary

Property TypeSingle Family Home
Details3 bd · 3.5 ba · 2,119 sqft · built 1987
Lot Size0.789 acres (34,375 sqft)
OwnerIndividual Name on File
Last Sale$485,000 (Jan 2021)
Tax Bill$4,767 (2025)
Deeds & MortgagesJan 2021 Sale & Mortgage
Aug 2020 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APNWEST M:110 B:27

Property Details

APN / Parcel Number

Primary APNWEST M:110 B:27
Alternative APNs
  • M:110 B:27 L
  • 12147800

Interior

Bedrooms3 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Total Rooms7 Rooms
Stories2 Stories
Building Area2,119 sqft Living Area
Gross Area4,746 sqft

Exterior

Year BuiltBuilt 1987
Effective Year BuiltEffective 1987
Architectural StyleColonial
Exterior MaterialWood Siding
Roof TypeGable
Roof MaterialAsphalt
Lot Area34,375 sqft (0.789 acres)

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelOil

Location & Zoning

Account Number12147800
Street Address5 ANDERSEN CT
CityWESTERLY
StateRI
Zip02891-3713
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Block27
JurisdictionWESTERLY RI
Township / Civil DivisionWESTERLY
Census Block Group3
Census Block3006
Census Tract50902

Owner

5 Andersen Ct is owned and occupied by an individual who bought it in January 2021.

Source: Westerly Town records, as of October 20, 2026

Owner of RecordIndividual Name on File
Mailing Address5 ANDERSEN CT, WESTERLY, RI 02891-3713
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jan 22, 2021Warranty Deed, Transfer · Stand-Alone First Mortgage
GUARANTEED RATE AFFINITY LLC
Aug 18, 2020Warranty Deed, Transfer
PRIVATE INDIVIDUAL
Sep 29, 2017Warranty Deed, Transfer · Conventional Mortgage
SAVINGS INSTITUTE

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJan 22, 2021 · Amount on File
Deed SaleJan 22, 2021 · Amount on File
Prior SaleAug 18, 2020 · Amount on File
Deed Document Number2021423
Deed Book / Page2021 / 1833
Record UpdatedOct 29, 2026

January 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWESTERLY RI
Recording DateJan 22, 2021
Property Address5 ANDERSEN CT, WESTERLY, RI 02891-3713
Document Number2021-1833
Book / Page2021 / 1833
Instrument DateJan 22, 2021
Instrument2021-423
Transaction TypeTransfer
Record UpdatedJun 4, 2021

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address5 ANDERSEN CT, WESTERLY, RI 02891-3713

Mortgage

Document Number2021424
DateJan 22, 2021
Instrument2021-424
Lender
NameGUARANTEED RATE AFFINITY LLC
Agreement
TypeStand-Alone First Mortgage
AmountAmount on Record

August 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWESTERLY RI
Recording DateAug 18, 2020
Property Address5 ANDERSEN CT, WESTERLY, RI 02891-3713
Document Number2020-6332
Book / Page002020 / 016332
Instrument DateAug 14, 2020
Instrument3798
Transaction TypeTransfer
Record UpdatedSep 8, 2020
Title CompanyNOT AVAILABLE

Transaction

AmountAmount on Record
Loan-to-Value (LTV)LTV on Record
Tax$350.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
AddressPO BOX 237 CHARLESTOWN RI 028130237, CHARLESTOWN, RI 02813-0237

Mortgage

Document Number2020-6334
DateAug 18, 2020
Book Page002020/016334
Instrument3799
Lender
NamePRIVATE INDIVIDUAL
TypePrivate Party
Agreement
AmountAmount on Record

September 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWESTERLY RI
Recording DateSep 29, 2017
Property Address5 ANDERSEN CT, WESTERLY, RI 02891-3713
Document Number2017-7476
Book / Page002017 / 017476
Instrument DateAug 1, 2017
Instrument4304
Transaction TypeTransfer
Record UpdatedOct 17, 2017

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$306.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address351 NOOSENECK HILL RD WYOMING RI 028981064, WYOMING, RI 02898-1064

Mortgage

Document Number2017-7478
DateSep 29, 2017
Book Page002017/017478
Instrument4305
Lender
NameSAVINGS INSTITUTE
TypeFederal Savings Bank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueSep 28, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 5 Andersen Ct was $4,767.

Source: Westerly Town assessment roll, as of June 22, 2026

Property Jurisdictions

TypeName
StateRhode Island
County SubdivisionWesterly Town
Unified School DistrictWesterly School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,767.00$670,500 Land $271,600 Building $398,900$892,611
2023$4,936.00 (+0.63%)$513,100 (-) Land $195,700 Building $317,400
2022$4,905.00$513,100 Land $195,700 Building $317,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5 Andersen Ct in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2009.

Source: FEMA National Flood Hazard Layer, effective December 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 17 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies17 in force
Nearby Flood Claims2 (2009–2010)
Most Recent ClaimMar 2010 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5 Andersen Ct is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 62% of Rhode Island
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWESTERLY WATER DEPARTMENT
serves 35,298 people · EPA ID RI1559512
Water SourceGroundwater
Last State InspectionMay 2025
Lead4 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting22
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 98 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable
2,000 / 35
Verizon
Fiber
980 / 880
T-Mobile
Fixed Wireless
100 / 20

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