5 American Way, Townsend, MA 01469 Property Records

Middlesex County and Townsend Town property record for 5 American Way, Townsend, MA 01469

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 2,121 sqft · built 1972
Lot Size	2.01 acres (87,556 sqft)
Owner	2 Individual Names on Record
Last Sale	$600,000 (Sep 2025)
Tax Bill	$6,311 (2026)
Deeds & Mortgages	Apr 2024 Refinance Sep 2025 Sale & Refinance + 1 more
Flood Zone	Zone X (minimal risk)
APN	`TOWN M:0039 B:0012 L:0000`

Property Details

APN / Parcel Number

Primary APN	`TOWN M:0039 B:0012 L:0000`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,121 sqft Living Area
Gross Area	3,232 sqft
Basement Area	1,295 sqft
Finished Basement	1,036 sqft
Unfinished Basement	259 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1972
Architectural Style	Split Level
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	87,556 sqft (2.01 acres)
Garage Type	Basement
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Street Address	5 AMERICAN WAY
City	TOWNSEND
State	MA
Zip	01469-1347
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RB2
Legal Block	12
Jurisdiction	TOWNSEND MA
Township / Civil Division	TOWNSEND
Census Block Group	2
Census Block	2021
Census Tract	301102

Owner

Source: Middlesex County and Townsend Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	5 AMERICAN WAY, TOWNSEND, MA 01469-1347
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Couple

Deeds, Mortgages & Sale History

Date	Document
Apr 8, 2024	Deed of Trust, Mortgage · Stand-Alone Refinance I-C FCU
Sep 2, 2025	Quit Claim Deed, Transfer · Stand-Alone Refinance GARDNER FNCL SVCS
Sep 25, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance GFA FEDERAL CREDIT UNION

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 2, 2025 · Amount on Record
Deed Sale	Sep 2, 2025 · Amount on Record
Prior Sale	Nov 1, 1993 · Amount on Record
Deed Book / Page	84561 / 21
Prior Transfer Date	Aug 29, 2025
Prior Transfer Doc	0084561-21
Record Updated	Oct 29, 2026

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TOWNSEND MA
Property Address	5 AMERICAN WAY, TOWNSEND, MA 01469-1347
Transaction Type	Mortgage
Record Updated	Nov 19, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	082644-149
Date	Apr 8, 2024
Book Page	82644/149
Instrument	34641

Lender

Name	I-C FCU
Type	Credit Union

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	301 Months
Due	May 1, 2049

September 2025: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	TOWNSEND MA
Recording Date	Sep 2, 2025
Property Address	5 AMERICAN WAY, TOWNSEND, MA 01469-1347
Document Number	0084561-21
Book / Page	84561 / 21
Instrument Date	Aug 29, 2025
Instrument	105061
Transaction Type	Transfer
Record Updated	Nov 19, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5 AMERICAN WAY, TOWNSEND, MA 01469-1347

Mortgage

Document Number	0000105064
Date	Sep 2, 2025
Instrument	105064

Lender

Name	GARDNER FNCL SVCS

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2055

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TOWNSEND MA
Property Address	5 AMERICAN WAY, TOWNSEND, MA 01469-1347
Transaction Type	Mortgage
Record Updated	May 10, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	073337-547
Date	Sep 25, 2019
Book Page	73337/547
Instrument	145787

Lender

Name	GFA FEDERAL CREDIT UNION

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	181 Months
Due	Oct 1, 2034

Tax Assessment & Valuation

Source: Middlesex County and Townsend Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
County Subdivision	Townsend Town
Unified School District	North Middlesex School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,311.00 (+3.29%)	$459,000 (+9.08%) Land $113,400 Building $341,600	$518,605 (-)
2025	$6,110.00 (+2%)	$420,800 (+1.23%) Land $100,300 Building $320,500	$518,605 (+6.91%)
2024	$5,990.00 (+11.9%)	$415,700 (+18.5%) Land $100,300 Building $315,400	$485,070
2023	$5,353.00	$350,800 Land $87,300 Building $263,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	3 (2007–2010)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Mar 2010 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Mar 2010 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 36 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

Cell Coverage

5G (outdoors only) and 4G LTE

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