5 Alma St, Naugatuck, CT 06770 Property Records

Naugatuck Borough property record for 5 Alma St, Naugatuck, CT 06770

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 900 sqft · built 1951
Lot Size	0.27 acres (11,761 sqft)
Owner	2 Individual Names on File
Last Sale	$135,000 (Mar 2020)
Tax Bill	$5,410 (2026)
Deeds & Mortgages	Oct 2021 Refinance Mar 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`003-8900`

Property Details

APN / Parcel Number

Primary APN	`003-8900`
Alternative APNs	`NAUG M:43-54DE1-50` `NAUG M:003 L:8900` `AJ15 54DE1 50` `3-8900`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	900 sqft Living Area
Gross Area	2,134 sqft
1st Floor Area	900 sqft
Basement Area	900 sqft
Unfinished Basement	900 sqft

Exterior

Year Built	Built 1951
Effective Year Built	Effective 1951
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	11,761 sqft (0.27 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Account Number	3-8900
Street Address	5 ALMA ST
City	NAUGATUCK
State	CT
Zip	06770-3311
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	I1
Legal Lot Number	8900
Jurisdiction	NAUGATUCK CT
Township / Civil Division	NAUGATUCK
Census Block Group	3
Census Block	3000
Census Tract	345201

Owner

5 Alma St is owned and occupied by two individuals who bought it in March 2020.

Source: Naugatuck Borough records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	5 ALMA ST, NAUGATUCK, CT 06770-3311
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 27, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance KEY BANK NA
Mar 5, 2020	Warranty Deed, Transfer · Stand-Alone First Mortgage CROSSCOUNTRY MORTGAGE INC
Mar 1, 2018	Warranty Deed, Transfer HOMESERVICES LNDG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 5, 2020 · Amount on File
Deed Sale	Mar 5, 2020 · Amount on File
Prior Sale	Mar 1, 2018 · Amount on File
Deed Book / Page	1043 / 480
Record Updated	Oct 29, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NAUGATUCK CT
Property Address	5 ALMA ST, NAUGATUCK, CT 06770-3311
Transaction Type	Mortgage
Record Updated	Dec 5, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001087-613
Date	Oct 27, 2021
Book Page	1087/613
Instrument	4860

Lender

Name	KEY BANK NA
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	181 Months
Due	Nov 1, 2036

March 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NAUGATUCK CT
Recording Date	Mar 5, 2020
Property Address	5 ALMA ST, NAUGATUCK, CT 06770-3311
Document Number	001043-480
Book / Page	1043 / 480
Instrument Date	Feb 24, 2020
Transaction Type	Transfer
Record Updated	Jun 21, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001043484
Date	Mar 5, 2020
Instrument	1043/484

Lender

Name	CROSSCOUNTRY MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

March 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NAUGATUCK CT
Recording Date	Mar 1, 2018
Property Address	5 ALMA ST, NAUGATUCK, CT 06770-3311
Document Number	1007-633
Book / Page	001007 / 000633
Transaction Type	Transfer
Record Updated	Mar 20, 2018

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Lis Pendens Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5 ALMA ST NAUGATUCK CT 067703311, NAUGATUCK, CT 06770-3311

Mortgage

Document Number	1007-636
Date	Mar 1, 2018
Book Page	001007/000636

Lender

Name	HOMESERVICES LNDG

Agreement

Amount	Amount on Record
Term	360 Months
Due	Feb 29, 2048

Tax Assessment & Valuation

The 2026 property tax bill for 5 Alma St was $5,410, up 1.6% from the year before.

Source: Naugatuck Borough assessment roll, as of September 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision / Municipality	Naugatuck Borough
Unified School District	Naugatuck School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,410.00 (+1.63%)	$133,770 (-) Land $30,800 Building $102,970	$261,247 (+178.99%)
2025	$5,323.00	$133,770 Land $30,800 Building $102,970	$93,639 Land $21,560 Building $72,079
2024	$5,323.00 (-11.08%)
2023	$5,986.00 (+28.84%)	$133,770 (+37.48%) Land $30,800 Building $102,970
2022	$4,646.00	$97,300 Land $33,170 Building $64,130

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5 Alma St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 25, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 5 Alma St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 55% of Connecticut
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CTWC - NAUGATUCK REGION-CENTRAL SYSTEM private · serves 22,735 people · EPA ID CT0880011
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 413 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
GoNetspeed Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250

May also be available: Verizon.

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