5 Algonquian Ter, Wharton, NJ 07885 Property Records

Morris County and Jefferson Township property record for 5 Algonquian Ter, Wharton, NJ 07885

Property Summary

Property Type	Single Family Home
Details	884 sqft · built 1950
Lot Size	0.382 acres (16,640 sqft)
Owner	Individual Name on File
Last Sale	$130,000 (Aug 2018)
Tax Bill	$6,553 (2024)
Deeds & Mortgages	Mar 2024 Second Mortgage May 2023 Mortgage + 2 more
APN	`14-00289-0000-00023`

Property Details

APN / Parcel Number

Primary APN	`14-00289-0000-00023`
Alternative APNs	`140028900023` `03203400`

Interior

Stories	1 Story
Building Area	884 sqft Living Area
1st Floor Area	884 sqft

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Construction Type	Frame
Lot Area	16,640 sqft (0.382 acres)
Lot Dimensions	200 ft deep x 128 ft wide

Location & Zoning

Account Number	03203400
Street Address	5 ALGONQUIAN TER
City	WHARTON
State	NJ
Zip	07885
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-30
Legal Subdivision	LAKE SHAWNEE SEC 3
Legal Block	289
Legal Lot Number	23
Jurisdiction	MORRIS NJ
Township / Civil Division	JEFFERSON
Census Block Group	1
Census Block	1000
Census Tract	44702

Owner

5 Algonquian Ter is owned and occupied by an individual who acquired it in September 2020.

Source: Morris County and Jefferson Township records, as of July 9, 2026

Owner of Record	Individual Name on File
Mailing Address	5 ALGONQUIAN TER, WHARTON, NJ 07885
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 6, 2024	Deed of Trust, Mortgage · Stand-Alone Second Mortgage DISCOVER BANK
May 22, 2023	Intrafamily Transfer, Transfer · Conventional Mortgage QUICKEN LOANS LLC
Aug 17, 2018	Special Warranty Deed, Transfer · Conventional Mortgage INOVA FCU
Jun 26, 2018	Trustee's Deed, Foreclosure ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 17, 2018 · Amount on File
Deed Sale	Aug 17, 2018 · Amount on File
Prior Sale	Jun 26, 2018
Deed Document Number	201846572
Deed Book / Page	23400 / 144
Last Transfer Date	Sep 26, 2020
Transfer Doc	0246021509
Record Updated	Sep 20, 2026

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MORRIS NJ
Property Address	5 ALGONQUIN TRL, WHARTON, NJ 07885-2901
Transaction Type	Mortgage
Record Updated	Mar 20, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0247211752
Date	Mar 6, 2024
Book Page	24721/1752
Instrument	2024007939

Lender

Name	DISCOVER BANK
Type	Bank
Address	GREENWOOD, DE 19950

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 6, 2054

May 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MORRIS NJ
Recording Date	May 22, 2023
Property Address	5 ALGONQUIN TRL, WHARTON, NJ 07885-2901
Document Number	0246021509
Book / Page	24602 / 1509
Instrument Date	Sep 26, 2020
Instrument	2023017981
Transaction Type	Transfer
Record Updated	Jun 6, 2023
Title Company	AMROCK INC, AMROCK

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6 ALGONQUIN PKWY, WHIPPANY, NJ 07981

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5 ALGONQUIN TRL, WHARTON, NJ 07885-2901

Mortgage

Document Number	2023017982
Date	May 22, 2023
Instrument	2023017982

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	329 Months
Due	Oct 1, 2050

August 2018: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	MORRIS NJ
Recording Date	Aug 17, 2018
Property Address	5 ALGONQUIN TRL, WHARTON, NJ 07885-2901
Document Number	0234000144
Book / Page	23400 / 0144
Instrument Date	Jul 30, 2018
Instrument	2018046572
Transaction Type	Transfer
Record Updated	Nov 4, 2021
Title Company	COMMONWEALTH LAND TITLE INS

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 650043, DALLAS, TX 75265-0043

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5 ALGONQUIN TRL, WHARTON, NJ 07885-2901

Mortgage

Document Number	2018046573
Date	Aug 17, 2018
Instrument	2018046573

Lender

Name	INOVA FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2048

June 2018: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	MORRIS NJ
Recording Date	Jun 26, 2018
Property Address	5 ALGONQUIN TRL, WHARTON, NJ 07885-2901
Document Number	0233680408
Book / Page	023368 / 000408
Instrument Date	May 17, 2018
Instrument	35152
Transaction Type	Foreclosure
Record Updated	Jul 10, 2018
Title Company	ATTORNEY ONLY

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Association
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Morris County and Jefferson Township assessment roll, as of July 9, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Morris County
County Subdivision	Jefferson Township
Unified School District	Jefferson Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$218,300 (-) Land $119,700 Building $98,600	$218,300 (-) Land $119,700 Building $98,600
2025		$218,300 Land $119,700 Building $98,600	$218,300 Land $119,700 Building $98,600
2024	$6,553.00
2023		$218,300 (-) Land $119,700 Building $98,600	$218,300 (-) Land $119,700 Building $98,600
2022	$6,221.00 (+2%)	$218,300 Land $119,700 Building $98,600	$218,300 Land $119,700 Building $98,600
2021	$6,099.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 5 Algonquian Ter; there have been 26 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on File median of 16 policies
Nearby Flood Policies	16 in force
Nearby Flood Claims	26 (1979–2011)
Claims Outside the SFHA	15 of 26
Most Recent Claim	Aug 2011 · Hurricane Irene
Claims by Event	Hurricane Irene, Aug 2011 · 8 claims Severe Storms And Flooding, Mar 2010 · 2 claims Severe Storms, Flooding And Mudslides, Aug 2000 · 7 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5 Algonquian Ter is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 97.3% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JEFFERSON TWP W U LK HOP serves 8,500 people · EPA ID NJ1414011
Water Source	Groundwater
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jan 2025 Coliform assessment Sep 2024
Monitoring and Reporting	26 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 194 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Planet Networks Fiber	10,000 / 10,000
Optimum Fiber · Cable	8,000 / 8,000
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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