5 Albion St, Passaic, NJ 07055 Property Records

Passaic County and Passaic City property record for 5 Albion St, Passaic, NJ 07055

Property Summary

Property Type	Duplex
Details	2,417 sqft · built 1920
Lot Size	0.119 acres (5,201 sqft)
Owner	2 Individual Names on File
Last Sale	$527,000 (Aug 2024)
Tax Bill	$10,696 (2025)
Deeds & Mortgages	Dec 2025 Mortgage Aug 2024 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`07-03239-0000-00045`

Property Details

APN / Parcel Number

Primary APN	`07-03239-0000-00045`
Alternative APN	`070323900045`

Interior

Units	2 Units
Stories	2 Stories
Building Area	2,417 sqft Living Area

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Architectural Style	Duplex Single
Exterior Material	Wood
Construction Type	Frame
Lot Area	5,201 sqft (0.119 acres)
Lot Dimensions	130 ft deep x 40 ft wide

Location & Zoning

Street Address	5 ALBION ST
City	PASSAIC
State	NJ
Zip	07055-3709
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	R-3
Legal Block	3239
Legal Lot Number	45
Jurisdiction	PASSAIC NJ
Township / Civil Division	PASSAIC
Census Block Group	1
Census Block	1003
Census Tract	175703

Owner

5 Albion St, a duplex, is owned by two individuals who bought it in August 2024.

Source: Passaic County and Passaic City records, as of July 8, 2026

Owner of Record	2 Individual Names on File
Mailing Address	18 ELLSWORTH ST, CLIFTON, NJ 07012-1104
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 10, 2025	Deed of Trust, Mortgage · Conventional Mortgage APPROVED FUNDING CORP
Aug 9, 2024	Deed, Transfer · Conventional Mortgage APPROVED FUNDING CORP
May 4, 2023	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 9, 2024 · Amount on File
Deed Sale	Aug 9, 2024 · Amount on File
Deed Document Number	202425142
Deed Book / Page	4753 / 251
Prior Transfer Date	Apr 20, 2023
Prior Transfer Doc	0000014815
Record Updated	Sep 20, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PASSAIC NJ
Property Address	5 ALBION ST, PASSAIC, NJ 07055-3709
Transaction Type	Mortgage
Record Updated	Jan 14, 2026
Title Company	ANTHONY WAYNE TITLE AGENCY LLC, ANTHONY WAYNE TITLE AGCY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	18 ELLSWORTH ST, CLIFTON, NJ 07012-1104

Mortgage

Document Number	0000041916
Date	Dec 10, 2025
Book Page	M19699/162
Instrument	2025041916

Lender

Name	APPROVED FUNDING CORP
Type	Mortgage Company
Address	RIVER EDGE, NJ 07661

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2055

August 2024: Deed, Transfer

Document Type	Deed
Jurisdiction	PASSAIC NJ
Recording Date	Aug 9, 2024
Property Address	5 ALBION ST, PASSAIC, NJ 07055-3709
Document Number	0000025142
Book / Page	D4753 / 251
Instrument Date	Jul 23, 2024
Instrument	2024025142
Transaction Type	Transfer
Record Updated	Nov 3, 2025
Title Company	ANTHONY WAYNE TITLE AGENCY LLC, ANTHONY WAYNE TITLE AGCY LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,717.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	41 S FARVIEW AVE, PARAMUS, NJ 07652-2676

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	18 ELLSWORTH ST, CLIFTON, NJ 07012-1104

Mortgage

Document Number	0000025143
Date	Aug 9, 2024
Instrument	2024025143

Lender

Name	APPROVED FUNDING CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2054

May 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	PASSAIC NJ
Recording Date	May 4, 2023
Property Address	5 ALBION ST, PASSAIC, NJ 07055-3709
Document Number	0000014815
Book / Page	D4519 / 8
Instrument Date	Apr 20, 2023
Instrument	2023014815
Transaction Type	Transfer
Record Updated	Nov 3, 2025

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	19 SCOTT DR, WAPPINGERS FALLS, NY 12590-4711

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Irrevocable Trust
Address	19 SCOTT DR, WAPPINGERS FALLS, NY 12590-4711
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 5 Albion St was $10,696, up 3.3% from the year before.

Source: Passaic County and Passaic City assessment roll, as of July 8, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Passaic County
Municipality	Passaic City
Unified School District	Passaic City School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$251,200 (-) Land $76,100 Building $175,100	$251,200 (-) Land $76,100 Building $175,100
2025	$10,696.00 (+3.27%)	$251,200 Land $76,100 Building $175,100	$251,200 Land $76,100 Building $175,100
2024	$10,357.00
2023		$251,200 Land $76,100 Building $175,100	$251,200 Land $76,100 Building $175,100
2022	$9,756.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 5 Albion St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 29, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 5 Albion St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PASSAIC VALLEY WATER COMMISSION serves 310,483 people · EPA ID NJ1605002
Water Source	Surface water
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2021
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 656 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Starlink Satellite	280 / 30

May also be available: AT&T, T-Mobile, Xfinity.

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