5 Adams St, Smithton, IL 62285 Property Records

St. Clair County property record for 5 Adams St, Smithton, IL 62285

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,120 sqft · built 1990
Lot Size	0.21 acres (9,148 sqft)
Owner	Individual Name on File
Last Sale	$111,000 (Sep 2006)
Tax Bill	$3,835 (2025)
Deeds & Mortgages	Feb 2023 Line of Credit Feb 2022 Mortgage
APN	`13-33-0-225-005`

Property Details

APN / Parcel Number

Primary APN	`13-33-0-225-005`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,120 sqft Living Area

Exterior

Year Built	Built 1990
Effective Year Built	Effective 2005
Construction Type	Frame
Foundation Type	No Foundation
Lot Area	9,148 sqft (0.21 acres)
Garage Type	Mixed
Garage Area	288 sqft
Parking Spaces	1 Parking Space
Porch	Porch

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	5 ADAMS ST
City	SMITHTON
State	IL
Zip	62285-1806
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SMITHTON ESTATES 1STSUB LOT/SEC-27 A02332107
Legal Subdivision	SMITHTON ESTATES
Legal Block	225
Jurisdiction	ST CLAIR IL
Township / Civil Division	SMITHTON
Census Block Group	3
Census Block	3032
Census Tract	503906

Owner

5 Adams St is owned and occupied by an individual who acquired it in September 2012.

Source: St. Clair County records, as of September 21, 2026

Owner of Record	Individual Name on File
Mailing Address	5 ADAMS ST, SMITHTON, IL 62285-1806
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 8, 2023	Deed of Trust, Mortgage · Line of Credit MIDLAND STATES BANK
Feb 14, 2022	Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 18, 2006 · Amount on File
Deed Sale	Sep 18, 2006 · Amount on File
Prior Sale	Nov 12, 2002 · Amount on File
Deed Document Number	20062002092
Last Transfer Date	Sep 12, 2012
Transfer Doc	0002332107
Record Updated	Oct 29, 2026

February 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CLAIR IL
Property Address	5 ADAMS ST, SMITHTON, IL 62285-1806
Transaction Type	Mortgage
Record Updated	Feb 23, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5 ADAMS ST, SMITHTON, IL 62285-1806

Mortgage

Document Number	0A02773203
Date	Feb 8, 2023
Instrument	A02773203

Lender

Name	MIDLAND STATES BANK
Type	Bank
Address	SMITHTON, IL 62285

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	120 Months
Due	Feb 3, 2033

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly
Min Rate At Change	4%
Max Rate	17%

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CLAIR IL
Property Address	5 ADAMS ST, SMITHTON, IL 62285-1806
Transaction Type	Mortgage
Record Updated	Mar 2, 2022
Title Company	COMMUNITY TITLE, COMMUNITY TITLE SHILOH LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0A02736406
Date	Feb 14, 2022
Instrument	A02736406

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company
Address	CHICAGO, IL 60613

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Mar 1, 2037

Interest

Rate Type	Fixed Rate
Rate	2.75%

Tax Assessment & Valuation

The 2025 property tax bill for 5 Adams St was $3,835 with a homeowner's exemption.

Source: St. Clair County assessment roll, as of September 21, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	St. Clair County
County Subdivision	Smithton Township
Municipality	Smithton Village
Secondary School District	Freeburg Community High School District 77 (09 - 12)
Elementary School District	Smithton Community Consolidated School District 130 (PK - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,835.00	$53,392 Land $14,243 Building $39,149	$160,176 Land $42,729 Building $117,447
2022		$43,961 Land $12,279 Building $31,682	$131,883 Land $36,837 Building $95,046
2019	$2,968.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA has no flood map on file for 5 Adams St.

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 5 Adams St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SMITHTON serves 4,381 people · EPA ID IL1631300
Water Source	Purchased surface water from several systems
Last State Inspection	Jan 2026
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 412 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	1,000 / 50
Wisper ISP Fixed Wireless	400 / 30
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Verizon.

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