Worcester County and Gardner City property record for 5 Adams St, Gardner, MA 01440
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 906 sqft · built 1978 |
| Lot Size | 0.85 acres (37,026 sqft) |
| Owner | Individual Name on File |
| Last Sale | $222,000 (Nov 2005) |
| Tax Bill | $4,614 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | GARD M:R07 B:13 L:4 |
| Primary APN | GARD M:R07 B:13 L:4 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 906 sqft Living Area |
| Gross Area | 2,012 sqft |
| Basement Area | 874 sqft |
| Unfinished Basement | 874 sqft |
| Year Built | Built 1978 |
|---|---|
| Effective Year Built | Effective 1978 |
| Architectural Style | Raised Ranch |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 37,026 sqft (0.85 acres) |
| Heating System | Baseboard |
|---|---|
| Heating Fuel | Electric |
| Street Address | 5 ADAMS ST |
|---|---|
| City | GARDNER |
| State | MA |
| Zip | 01440-3431 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Block | 13 |
| Legal Lot Number | 4 |
| Jurisdiction | GARDNER MA |
| Township / Civil Division | GARDNER |
| Census Block Group | 1 |
| Census Block | 1036 |
| Census Tract | 707100 |
5 Adams St is owned and occupied by an individual who bought it in November 2005.
Source: Worcester County and Gardner City records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 5 ADAMS ST, GARDNER, MA 01440-3431 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 18, 2005 · Amount on File |
| Deed Sale | Nov 18, 2005 · Amount on File |
| Prior Sale | Aug 6, 1997 · Amount on File |
| Deed Book / Page | 37827 / 350 |
| Transfer Doc | 1905000088 |
| Record Updated | Oct 29, 2026 |
The 2026 property tax bill for 5 Adams St was $4,614, up 10,153.3% from the year before.
Source: Worcester County and Gardner City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Worcester County |
| Municipality | Gardner City |
| Unified School District | Gardner School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,614.00 (+10,153.33%) | $335,100 (+6.35%) Land $91,500 Building $243,600 | $373,443 (+22.69%) |
| 2025 | $45.00 (-98.95%) | $315,100 (+10.17%) Land $83,200 Building $231,900 | $304,380 |
| 2024 | $4,287.00 (+3.18%) | $286,000 (+11.02%) Land $75,700 Building $210,300 | |
| 2023 | $4,155.00 | $257,600 Land $74,500 Building $183,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 5 Adams St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 5 Adams St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 23 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
5G and 4G LTE (outdoors only)
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