5 Acorn Ln, Commack, NY 11725 Property Records

Suffolk County and Smithtown Town property record for 5 Acorn Ln, Commack, NY 11725

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,664 sqft · built 1963
Lot Size	0.27 acres (11,761 sqft)
Owner	2 Individual Names on Record
Last Sale	$270,000 (Jul 2000)
Tax Bill	$13,042 (2024)
Deeds & Mortgages	Jan 2022 Refinance Dec 2019 Refinance + 1 more
Flood Zone	Zone X (minimal risk)
APN	`473489 177.-2-83`

Property Details

APN / Parcel Number

Primary APN	`473489 177.-2-83`
Alternative APNs	`0800-177.00-02.00-083.000` `348917700000020830000000` `47340040125`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,664 sqft Living Area
1st Floor Area	1,000 sqft
Basement Area	664 sqft
Finished Basement	664 sqft

Exterior

Year Built	Built 1963
Effective Year Built	Effective 1963
Architectural Style	Raised Ranch
Exterior Material	Wood
Lot Area	11,761 sqft (0.27 acres)
View / Lot	Suburban
Garage Type	Basement
Porch	Open Porch
Porch Area	440 sqft

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	5 ACORN LN
City	COMMACK
State	NY
Zip	11725-5503
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	6-228076 TC-52 *3528 LOT 87 MAP OF CLOVERLEAF SEC 2
Legal Subdivision	CLOVERLEAF SECTION #2
Legal Block	2
Legal Lot Number	83
Jurisdiction	SUFFOLK NY
Township / Civil Division	SMITHTOWN
Census Block Group	2
Census Block	2018
Census Tract	135205

Owner

Source: Suffolk County and Smithtown Town records, as of August 11, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	5 ACORN LN, COMMACK, NY 11725-5503
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 7, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance TD BANK NA
Dec 27, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance TEACHERS FCU
Jan 11, 2017	Deed of Trust, Mortgage · Line of Credit TEACHERS FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 27, 2000 · Amount on Record
Deed Sale	Jul 27, 2000 · Amount on Record
Prior Sale	Jun 20, 1994 · Amount on Record
Deed Book / Page	12058 / 685
Last Transfer Date	Oct 10, 2013
Transfer Doc	0127530231
Record Updated	Sep 20, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUFFOLK NY
Property Address	5 ACORN LN, COMMACK, NY 11725-5503
Transaction Type	Mortgage
Record Updated	Feb 22, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0233650974
Date	Jan 7, 2022
Book Page	23365/974
Instrument	DM057580

Lender

Name	TD BANK NA
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2052

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUFFOLK NY
Property Address	5 ACORN LN, COMMACK, NY 11725-5503
Transaction Type	Mortgage
Record Updated	Sep 2, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0230910794
Date	Dec 27, 2019
Book Page	23091/794
Instrument	DK034264

Lender

Name	TEACHERS FCU
Type	Credit Union

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	169 Months
Due	Jan 1, 2034

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUFFOLK NY
Property Address	5 ACORN LN, COMMACK, NY 11725-5503
Document Number	0227890444
Book / Page	022789 / 000444
Instrument Date	Jan 11, 2017
Transaction Type	Mortgage
Record Updated	Jun 27, 2017
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	5 ACORN LN COMMACK NY 117255503, COMMACK, NY 11725-5503

Mortgage

Document Number	0227890444
Date	Feb 16, 2017
Book Page	022789/000444

Lender

Name	TEACHERS FCU
Type	Credit Union
Address	HAUPPAUGE, NY 11788

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Feb 15, 2042

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Suffolk County and Smithtown Town assessment roll, as of August 11, 2026

Property Jurisdictions

Type	Name
State	New York
County	Suffolk County
County Subdivision	Smithtown Town
Unified School District	Commack Union Free School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$4,710 (-) Land $300 Building $4,410	$588,750 (+10,774.58%) Land $37,500 Building $551,250
2024	$13,042.00
2023		$4,710 Land $300 Building $4,410	$5,414 Land $345 Building $5,069

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force
Nearby Flood Claims	5 (1981–2015)
Claims Outside the SFHA	5 of 5
Most Recent Claim	Sep 2015 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 97.9% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SUFFOLK COUNTY WATER AUTHORITY serves 1,100,000 people · EPA ID NY5110526
Water Source	Groundwater
Last State Inspection	Jan 2024
Lead	1 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	Asbestos resolved · Jul 2020
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 206 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber	980 / 880
T-Mobile Fixed Wireless	100 / 20

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