5 Academy St, Georgetown, DE 19947 Property Records

Sussex County property record for 5 Academy St, Georgetown, DE 19947

Property Summary

Property Type	Commercial
Lot Size	1.31 acres (57,064 sqft)
Owner	Company Name on Record
Tax Bill	$2,381 (2025)
Deeds & Mortgages	Apr 2019 Line of Credit Dec 2018 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`135-15.17-160.00`

Property Details

APN / Parcel Number

Primary APN	`135-15.17-160.00`

Exterior

Lot Area	57,064 sqft (1.31 acres)

Location & Zoning

Street Address	5 ACADEMY ST
City	GEORGETOWN
State	DE
Zip	19947-1915
Property Category	Commercial
Property Type	Commercial > Retail
Local Zoning Code	TN
Legal Description	MCKIM AND LAYTONS ADD LOTS 5 11 17
Legal Subdivision	GEORGETOWN
Legal Lot Number	5,11
Jurisdiction	SUSSEX DE
Township / Civil Division	GEORGETOWN
Census Block Group	1
Census Block	1041
Census Tract	50506

Owner

Source: Sussex County records, as of May 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	25 CHESTNUT ST, GEORGETOWN, DE 19947-1931
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Apr 10, 2019	Deed of Trust, Mortgage · Line of Credit FARMERS BK/WILLARDS
Dec 6, 2018	Trustee's Deed, Construction Loan · Line of Credit FARMERS BK/WILLARDS
Jun 25, 2018	Grant Deed, Transfer FARMERS BK/WILLARDS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 2, 2011
Deed Sale	Aug 2, 2011
Deed Book / Page	3914 / 23
Record Updated	Sep 20, 2026

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUSSEX DE
Property Address	5 ACADEMY ST, GEORGETOWN, DE 19947-1915
Document Number	0174740050
Instrument Date	Apr 10, 2019
Transaction Type	Mortgage
Record Updated	May 1, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	PO BOX 751 GEORGETOWN DE 199470751, GEORGETOWN, DE 19947-0751

Mortgage

Document Number	0174740050
Date	Apr 11, 2019
Book Page	017474/000050
Instrument	12271

Lender

Name	FARMERS BK/WILLARDS
Type	Bank
Address	WILLARDS, MD 21874

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

December 2018: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	SUSSEX DE
Recording Date	Dec 6, 2018
Property Address	5 ACADEMY ST, GEORGETOWN, DE 19947-1915
Document Number	0172760332
Book / Page	017276 / 000332
Instrument Date	Dec 5, 2018
Instrument	44701
Transaction Type	Construction Loan
Record Updated	Feb 8, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	406 S BEDFORD ST #1 GEORGETOWN DE 199471854, 1, GEORGETOWN, DE 19947-1854

Mortgage

Document Number	172760332
Date	Dec 6, 2018
Book Page	017276/000332
Instrument	44701

Lender

Name	FARMERS BK/WILLARDS
Type	Bank
Address	WILLARDS, MD 21874

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

June 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SUSSEX DE
Recording Date	Jun 25, 2018
Property Address	5 ACADEMY ST, GEORGETOWN, DE 19947-1915
Document Number	0049070158
Book / Page	004907 / 000158
Instrument Date	Jun 15, 2018
Instrument	22822
Transaction Type	Transfer
Record Updated	Oct 2, 2018

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,970.00
Amount Accuracy	Confirmed
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	406 S BEDFORD ST #1 GEORGETOWN DE 199471854, 1, GEORGETOWN, DE 19947-1854

Mortgage

Document Number	169790130
Date	Jun 25, 2018
Book Page	016979/000130
Instrument	22823

Lender

Name	FARMERS BK/WILLARDS
Type	Bank
Address	WILLARDS, MD 21874

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: Sussex County assessment roll, as of May 21, 2026

Property Jurisdictions

Type	Name
State	Delaware
County	Sussex County
Municipality	Georgetown Town
Unified School District	Indian River School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,381.00 (-38.36%)	$93,550 (-) Land $4,900 Building $88,650	$1,114,800 (+495.83%) Land $95,600 Building $1,019,200
2023	$3,863.00	$93,550 Land $4,900 Building $88,650	$187,100 Land $9,800 Building $177,300

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 47% of Delaware
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GEORGETOWN WATER DEPARTMENT serves 7,259 people · EPA ID DE0000592
Water Source	Groundwater
Last State Inspection	Feb 2023
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 286 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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