5 Acacia St, Gloucester, MA 01930 Property Records

Essex County and Gloucester City property record for 5 Acacia St, Gloucester, MA 01930

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,717 sqft · built 1900
Lot Size	0.115 acres (5,000 sqft)
Owner	2 Individual Names on File
Last Sale	$371,000 (Apr 2017)
Tax Bill	$6,092 (2026)
Deeds & Mortgages	Jun 2024 Refinance Jun 2020 Refinance + 1 more
Flood Zone	Zone X (minimal risk)
APN	`GLOU M:0039 B:0080 L:0000`

Property Details

APN / Parcel Number

Primary APN	`GLOU M:0039 B:0080 L:0000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	2 Stories
Building Area	1,717 sqft Living Area
Gross Area	2,857 sqft
1st Floor Area	1,350 sqft
Basement Area	879 sqft
Unfinished Basement	879 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Colonial
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	5,000 sqft (0.115 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Street Address	5 ACACIA ST
City	GLOUCESTER
State	MA
Zip	01930-2605
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-5
Legal Block	80
Jurisdiction	GLOUCESTER MA
Township / Civil Division	GLOUCESTER
Census Block Group	3
Census Block	3008
Census Tract	221600

Owner

5 Acacia St is owned and occupied by two individuals who bought it in April 2017.

Source: Essex County and Gloucester City records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	5 ACACIA ST, GLOUCESTER, MA 01930-2605
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 5, 2024	Deed of Trust, Mortgage · Stand-Alone Refinance ALIGN CREDIT UNION
Jun 8, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance ACADEMY MORTGAGE CORP
Apr 14, 2017	Quit Claim Deed, Transfer MOUNTAINONE BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 14, 2017 · Amount on File
Deed Sale	Apr 14, 2017 · Amount on File
Prior Sale	Dec 20, 2010 · Amount on File
Deed Book / Page	35800 / 218
Transfer Doc	035800-218
Record Updated	Oct 29, 2026

June 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GLOUCESTER MA
Property Address	5 ACACIA ST, GLOUCESTER, MA 01930-2605
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	042152-350
Date	Jun 5, 2024
Book Page	42152/350
Instrument	20240605002780

Lender

Name	ALIGN CREDIT UNION

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	241 Months
Due	Jul 1, 2044

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GLOUCESTER MA
Property Address	5 ACACIA ST, GLOUCESTER, MA 01930-2605
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	38589-302
Date	Jun 8, 2020
Book Page	38589/302
Instrument	20200608001490

Lender

Name	ACADEMY MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2050

April 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	GLOUCESTER MA
Recording Date	Apr 14, 2017
Property Address	5 ACACIA ST, GLOUCESTER, MA 01930-2605
Document Number	35800-218
Book / Page	35800 / 218
Instrument	535
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$41.81
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	358000221
Date	Apr 14, 2017
Instrument	35800/0221

Lender

Name	MOUNTAINONE BK

Agreement

Amount	Amount on Record
Term	360 Months
Due	Apr 14, 2047

Tax Assessment & Valuation

The 2026 property tax bill for 5 Acacia St was $6,092, up 3.6% from the year before.

Source: Essex County and Gloucester City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
Municipality	Gloucester City
Unified School District	Gloucester School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,092.00 (+3.55%)	$654,400 (+8.13%) Land $162,200 Building $492,200	$617,836
2025	$5,883.00 (+1.1%)	$605,200 (+1.2%) Land $150,200 Building $455,000
2024	$5,819.00 (+4.73%)	$598,000 (+13.99%) Land $143,000 Building $455,000	$544,445
2023	$5,556.00	$524,600 Land $127,700 Building $396,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5 Acacia St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 10, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 5 Acacia St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GLOUCESTER PUBLIC UTILITY DIVISION serves 37,440 people · EPA ID MA3107000
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	3 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 537 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000

May also be available: Verizon.

Nearby Properties on Acacia St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures