Carroll County property record for 5-98 Oak Ct, Lanark, IL 61046
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 1 ba · 2,033 sqft · built 1998 |
| Lot Size | 0.42 acres (18,295 sqft) |
| Owner | 2 Trust Names on File |
| Last Sale | $823,000 (Aug 2024) |
| Tax Bill | $15,595 (2025) |
| Deeds & Mortgages | Feb 2009 Mortgage Oct 2012 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 04-04-14-205-098 |
| Primary APN | 04-04-14-205-098 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 1 Bath |
| Plumbing Fixtures | 9 Plumbing Fixtures |
| Total Rooms | 12 Rooms |
| Stories | 1 Story |
| Building Area | 2,033 sqft Living Area |
| Basement Area | 1,196 sqft |
| Unfinished Basement | 1,196 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1998 |
|---|---|
| Effective Year Built | Effective 1998 |
| Architectural Style | Contemporary |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 18,295 sqft (0.42 acres) |
| Garage Type | Attached |
| Garage Area | 624 sqft |
| Porch | Patio |
| Porch Area | 416 sqft |
| Deck Area | 340 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 5-98 OAK CT |
|---|---|
| City | LANARK |
| State | IL |
| Zip | 61046-9100 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 98 HEATHCLIFF SEC 5 LAKE CARROLL |
| Legal Subdivision | LAKE CARROLL |
| Legal Lot Number | 98 |
| Jurisdiction | CARROLL IL |
| Township / Civil Division | FREEDOM |
| Census Block Group | 1 |
| Census Block | 1081 |
| Census Tract | 960100 |
5-98 Oak Ct is held in a trust since August 2024.
Source: Carroll County records, as of June 23, 2026
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 1410 N CLEVELAND AVE, 35, CHICAGO, IL 60610-2990 |
| Owner Type | Individual |
| Vesting | Trust, Revocable Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 27, 2009 | Deed of Trust, Mortgage · Conventional Mortgage THE PRIVATE BANK MORTGAGE CO LLC |
| Oct 9, 2012 | Deed of Trust, Mortgage · Conventional Mortgage CHERRY CREEK MORTGAGE CO INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 14, 2024 · Amount on File |
| Deed Sale | Aug 14, 2024 · Amount on File |
| Prior Sale | Sep 23, 2015 · Amount on File |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARROLL IL |
| Property Address | 5-98 OAK CT, LANARK, IL 61046-9100 |
| Transaction Type | Mortgage |
| Record Updated | Jun 1, 2026 |
| Name | Verified Name |
|---|
| Document Number | 000969/162 |
|---|---|
| Date | Feb 27, 2009 |
| Book Page | 969/162 |
| Instrument | 2009-0642 |
| Name | THE PRIVATE BANK MORTGAGE CO LLC |
|---|---|
| Address | CHICAGO, IL 60654 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2039 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARROLL IL |
| Property Address | 5-98 OAK CT, LANARK, IL 61046-9100 |
| Transaction Type | Mortgage |
| Record Updated | Jun 1, 2026 |
| Name | Verified Name |
|---|
| Document Number | 02012R2752 |
|---|---|
| Date | Oct 9, 2012 |
| Instrument | 2012R-2752 |
| Name | CHERRY CREEK MORTGAGE CO INC |
|---|---|
| Type | Mortgage Company |
| Address | ENGLEWOOD, CO 80111 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2042 |
| Rate | 3.62% |
|---|
The 2025 property tax bill for 5-98 Oak Ct was $15,595, up 4% from the year before.
Source: Carroll County assessment roll, as of June 1, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Carroll County |
| County Subdivision | Freedom Township |
| Unified School District | Eastland Community Unit School District 308 (PK - 12) |
| Year | Tax Bill | Assessed Market Value |
|---|---|---|
| 2025 | $15,595.00 (+3.98%) | |
| 2024 | $14,998.00 | $861,800 Land $243,765 Building $618,035 |
Assessed market value is set for property tax purposes and is not a market price estimate.
FEMA maps place 5-98 Oak Ct in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective December 17, 2010
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 5-98 Oak Ct is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 74% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 57 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Jo-Carroll Energy Fiber | 1,000 / 1,000 |
| JCWIFI.com Fixed Wireless | 200 / 200 |
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