Indian River County property record for 5 46th Ct, Vero Beach, FL 32968
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 2,192 sqft · built 1986 |
| Lot Size | 0.28 acres (12,197 sqft) |
| Owner | Individual Name on File |
| Last Sale | $180,000 (Jan 2018) |
| Tax Bill | $2,837 (2025) |
| Deeds & Mortgages | Apr 2022 Mortgage Jan 2018 Sale & Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | 33-39-16-00002-0007-00021.0 |
| Primary APN | 33-39-16-00002-0007-00021.0 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 2,192 sqft Living Area |
| 1st Floor Area | 1,724 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1986 |
|---|---|
| Effective Year Built | Effective 1990 |
| Exterior Material | Fiber Cement Siding |
| Construction Type | Wood Frame |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 12,197 sqft (0.28 acres) |
| Lot Dimensions | 100 ft deep x 124 ft wide |
| Garage Area | 368 sqft |
| Driveway | Driveway |
| Driveway Area | 200 sqft |
| Pool Type | Spa / Hot Tub (No Pool) |
|---|---|
| Porch | Porch |
| Porch Area | 468 sqft |
| Deck Area | 72 sqft |
| Patio Area | 36 sqft |
| Fence | Fence |
| Utility Building | 120 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Account Number | 80547 |
|---|---|
| Street Address | 5 46TH CT |
| City | VERO BEACH |
| State | FL |
| Zip | 32968-2330 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS-3 |
| Legal Description | STEVENS PARK UNIT NO 1 BLK G LOTS 21 & 22 PBI 4-53 |
| Legal Range | 39 |
| Legal Township | 33 |
| Legal Section | 16 |
| Legal Subdivision | STEVENS PARK UNIT NO 1 |
| Legal Block | G |
| Legal Lot Number | 21-22 22 |
| Legal Unit | 1 |
| Jurisdiction | INDIAN RIVER FL |
| Township / Civil Division | VERO BEACH |
| Census Block Group | 1 |
| Census Block | 1029 |
| Census Tract | 50706 |
5 46th Ct is owned and occupied by an individual who acquired it in January 2018.
Source: Indian River County records, as of March 5, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 5 46TH CT, VERO BEACH, FL 32968-2330 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 18, 2022 | Deed of Trust, Mortgage · FHA Mortgage MIDLAND MORTGAGE |
| Jan 24, 2018 | Warranty Deed, Transfer · FHA Mortgage CALIBER HM LOANS |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 19, 2018 · Amount on File |
| Deed Sale | Jan 19, 2018 · Amount on File |
| Prior Sale | Aug 11, 1999 · Amount on File |
| Deed Document Number | 0030871270 |
| Deed Book / Page | 3087 / 1270 |
| Last Transfer Date | Jan 24, 2018 |
| Transfer Doc | 0030871270 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | INDIAN RIVER FL |
| Property Address | 5 46TH CT, VERO BEACH, FL 32968-2330 |
| Transaction Type | Mortgage |
| Record Updated | Apr 27, 2022 |
| Title Company | FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE CO |
| Name | Verified Name |
|---|---|
| Address | 5 46TH CT, CITRUS RIDGE, FL 32968-2330 |
| Document Number | 0035312419 |
|---|---|
| Date | Apr 18, 2022 |
| Book Page | 3531/2419 |
| Instrument | 3120220024748 |
| Name | MIDLAND MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | OKLAHOMA CITY, OK 73118 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 359 Months |
| Due | Mar 1, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | INDIAN RIVER FL |
| Recording Date | Jan 24, 2018 |
| Property Address | 5 46TH CT, VERO BEACH, FL 32968-2330 |
| Document Number | 0030871270 |
| Book / Page | 003087 / 001270 |
| Instrument Date | Jan 19, 2018 |
| Instrument | 4396 |
| Transaction Type | Transfer |
| Record Updated | Mar 12, 2020 |
| Title Company | ATLANTIC COASTAL LAND TITLE COMPANY, ATLANTIC COASTAL LAND TITLE CO |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,260.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 560 ALEXANDRA AVE SW VERO BEACH FL 329684032, VERO BEACH, FL 32968-4032 |
| Document Number | 30871272 |
|---|---|
| Date | Jan 24, 2018 |
| Book Page | 003087/001272 |
| Instrument | 4397 |
| Name | CALIBER HM LOANS |
|---|---|
| Type | Funding / Finance Company |
| Address | IRVING, TX 75063 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 23, 2048 |
The 2025 property tax bill for 5 46th Ct was $2,837.
Source: Indian River County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Indian River County |
| Unified School District | Indian River County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,837.00 | $213,143 | $352,376 Land $36,687 Building $315,689 |
| 2023 | $2,423.00 (+2.89%) | $201,103 (+3%) | $348,488 (+16.51%) Land $36,687 Building $311,801 |
| 2022 | $2,355.00 | $195,246 | $299,113 Land $36,687 Building $262,426 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 5 46th Ct in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective May 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 437 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 437 in force |
| Nearby Flood Claims | 4 (2004–2025) |
| Most Recent Claim | Feb 2025 |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 5 46th Ct is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 95% of Florida |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | INDIAN RIVER COUNTY UTILITIES (2 WTPS) serves 126,893 people · EPA ID FL3314052 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2024 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 14 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 260 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
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