Bradford County property record for 5 2nd St, Towanda, PA 18848
| Property Type | Apartments (5+ Units) |
|---|---|
| Details | 5 bd · 6 ba · built 1877 |
| Lot Size | 0.17 acres (7,405 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $45,000 (Apr 2005) |
| Tax Bill | $2,895 (2026) |
| Deeds & Mortgages | Jul 2023 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 48-086.04-316-000-000 |
| Primary APN | 48-086.04-316-000-000 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 6 Baths |
| Half Baths | 2 Half Baths |
| Total Rooms | 15 Rooms |
| Stories | 2 Stories |
| Year Built | Built 1877 |
|---|---|
| Effective Year Built | Effective 1877 |
| Architectural Style | Victorian |
| Lot Area | 7,405 sqft (0.17 acres) |
| Street Address | 5 2ND ST |
|---|---|
| City | TOWANDA |
| State | PA |
| Zip | 18848-1717 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Apartments (5+ Units) |
| Legal Description | HSE @5 SECOND |
| Jurisdiction | BRADFORD PA |
| Township / Civil Division | TOWANDA |
| Census Block Group | 2 |
| Census Block | 2017 |
| Census Tract | 951000 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Towanda Historic District listed 1992 · 441 contributing resources · NRIS 92000394 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
5 2nd St, a residential property, is owned and occupied by two individuals who bought it in April 2005.
Source: Bradford County records, as of April 27, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 5 2ND ST, TOWANDA, PA 18848-1717 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 8, 2005 · Amount on File |
| Deed Sale | Apr 8, 2005 · Amount on File |
| Deed Document Number | 20053449 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BRADFORD PA |
| Property Address | 5 2ND ST, TOWANDA, PA 18848-1717 |
| Transaction Type | Mortgage |
| Record Updated | Aug 9, 2023 |
| Name | Verified Name |
|---|---|
| Address | 5 2ND ST, TOWANDA, PA 18848-1717 |
| Document Number | 0202307265 |
|---|---|
| Date | Jul 27, 2023 |
| Instrument | 202307265 |
| Name | CITIZENS & NORTHERN BANK |
|---|---|
| Type | Bank |
| Address | WELLSBORO, PA 16901 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Jul 26, 2038 |
The 2026 property tax bill for 5 2nd St was $2,895.
Source: Bradford County assessment roll, as of April 27, 2026
| Type | Name |
|---|---|
| State | Pennsylvania |
| County | Bradford County |
| Municipality | Towanda Borough |
| Unified School District | Towanda Area School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,895.00 | $33,500 | |
| 2024 | $2,773.00 | $33,500 | |
| 1999 | $66,995 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 5 2nd St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 21, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 3 (1981–2011) |
| Claims Outside the SFHA | 1 of 3 |
| Most Recent Claim | Sep 2011 · Tropical Storm Lee |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 5 2nd St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 43% of Pennsylvania |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWANDA MUNICIPAL AUTHORITY serves 5,000 people · EPA ID PA2080029 |
|---|---|
| Water Source | Groundwater influenced by surface water |
| Last State Inspection | Nov 2024 |
| Lead | 8 ppb (2025) action level 15 ppb |
| Water Quality | Treatment failure resolved · Feb 2024 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 21 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 267 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Xfinity Cable | 1,200 / 35 |
| Empire Long Distance Fiber | 1,000 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
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