5 2nd St, Duluth, MN 55810 Property Records

St. Louis County property record for 5 2nd St, Duluth, MN 55810 · Last verified August 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms2 Beds
Bathrooms1 Baths
Year BuiltBuilt 1910
Square Footage1,045 sqft Gross Area
Lot Size7,063 sqft (0.162 acres)
OccupancyOwner Occupied
Last Sale$132,500 (2021)
Tax Bill$2,380.00 (2026)

Owner

Source: St. Louis County records · APN 185-0170-01060

Assessment roll updated August 17, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address5 2ND ST, DULUTH, MN 55810-2217
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Oct 20, 2021Deed of Trust, Mortgage · Second Mortgage to Cover Down Payment
NORTH SHORE BANK OF COMMERCE
Oct 20, 2021Warranty Deed, Transfer · Conventional Mortgage
NORTH SHORE BANK OF COMMERCE
May 12, 2020Loan Modification, Mortgage · Federal Housing Administration (FHA) Mortgage
LAKEVIEW LN SERVICING
Aug 11, 2017Loan Modification, Mortgage · Federal Housing Administration (FHA) Mortgage
LAKEVIEW LN SERVICING

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleOct 20, 2021 · Amount on Record
Deed SaleOct 20, 2021 · Amount on Record
Prior SaleMay 21, 2014 · Amount on Record
Deed Doc Number20211427837
Record RefreshedSep 20, 2026

October 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST LOUIS MN
Property Address5 2ND ST, DULUTH, MN 55810-2217
Transaction TypeMortgage
Record UpdatedDec 16, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0001427839
DateOct 20, 2021
Instrument1427839
Lender
NameNORTH SHORE BANK OF COMMERCE
TypeBank
AddressDULUTH, MN 55802
Agreement
TypeSecond Mortgage to Cover Down Payment
AmountAmount Recorded
Term121 Months
DueNov 01, 2031

October 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST LOUIS MN
Recording DateOct 20, 2021
Property Address5 2ND ST, DULUTH, MN 55810-2217
Document Number0001427837
Instrument DateOct 13, 2021
Instrument1427837
Transaction TypeTransfer
Record UpdatedDec 16, 2021
Title CompanyNORTH SHORE TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$437.25
Amount AccuracyRounded Values by County
Additional
  • Notice of Trustee Sale
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address5 2ND ST, PROCTOR, MN 55810-2217

Mortgage

Document Number0001427838
DateOct 20, 2021
Instrument1427838
Lender
NameNORTH SHORE BANK OF COMMERCE
TypeBank
AddressDULUTH, MN 55802
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueNov 01, 2051

May 2020: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionST LOUIS MN
Property Address5 2ND ST, DULUTH, MN 55810-2217
Document Number00A1384386
Instrument DateMay 12, 2020
Transaction TypeMortgage
Record UpdatedAug 24, 2020
Title CompanyATTORNEY ONLY

Transferred To (Grantee/Buyer)

NameVerified Name
Address5 2ND ST PROCTOR MN 558102217, PROCTOR, MN 55810-2217

Mortgage

Document Number00A1384386
DateJul 07, 2020
InstrumentA1384386
Lender
NameLAKEVIEW LN SERVICING
TypeFunding / Finance Company
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term360 Months
DueJul 06, 2050
Interest
Rate TypeFixed Rate
Rate3.87%

August 2017: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionST LOUIS MN
Property Address5 2ND ST, DULUTH, MN 55810-2217
Document Number00A1316639
Instrument DateAug 11, 2017
Transaction TypeMortgage
Record UpdatedSep 12, 2017
Title CompanyATTORNEY ONLY

Transferred To (Grantee/Buyer)

NameVerified Name
Address5 2ND ST PROCTOR MN 558102217, PROCTOR, MN 55810-2217

Mortgage

Document Number00A1316639
DateAug 31, 2017
InstrumentA1316639
Lender
NameLAKEVIEW LN SERVICING
TypeFunding / Finance Company
AddressCORAL GABLES, FL 33146
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term360 Months
DueAug 30, 2047
Interest
Rate TypeFixed Rate
Rate4.5%

Tax Assessment & Valuation

Source: St. Louis County records · Assessment roll updated August 17, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateMinnesota
CountySt. Louis County
MunicipalityProctor City
Unified School DistrictProctor Public School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$2,380.00 (+3.75%) Homeowner's exemption
2025$2,294.00 (+8.11%) Homeowner's exemption$192,000 (+1.43%) Land $15,300 Building $176,700$192,000 (+1.43%) Land $15,300 Building $176,700
2024$2,122.00$189,300 (+44.84%) Land $15,500 Building $173,800$189,300 (+44.84%) Land $15,500 Building $173,800
2022$130,700 Land $11,700 Building $119,000$130,700 Land $11,700 Building $119,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Louis County (27137C), updated March 24, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APN185-0170-01060
Alternative APN
  • 1119386

Interior

Bedrooms2 Beds
Full Baths1 Baths
Total Rooms2 Rooms
Building Area1,045 sqft Gross Area
1st Floor836 sqft 1st Floor
Stories1 Stories
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 1910
Effective Year BuiltEffective 1910
Exterior MaterialAsbestos Exterior
Construction TypeFrame Construction
Lot Area7,063 sqft (0.162 acres)
Garage Area780 sqft Garage
Porch Area126 sqft Porch
SaunaSauna

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemCentral Heating
Heating FuelGas Heating Fuel

Location & Zoning

Account Number1119386
Street Address5 2ND ST
CityDULUTH
StateMN
Zip55810-2217
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionLOTS 25 AND 26 SERIAL #
Legal SubdivisionNORTONS ADDITION
Legal Block3
Legal Lot Number25-26
JurisdictionST LOUIS MN
Minor Civil DivisionPROCTOR
Census Blockgroup2
Census Block2006
Census Tract10100

Nearby Properties on 2nd St

Nearby Streets

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