4S923 Harter Rd, Sugar Grove, IL 60554 Property Records

Kane County property record for 4S923 Harter Rd, Sugar Grove, IL 60554

Property Summary

Property Type	Single Family Home
Details	1,730 sqft · built 1969
Lot Size	0.54 acres (23,522 sqft)
Owner	Trust Name on File
Last Sale	$256,000 (Apr 2018)
Tax Bill	$8,822 (2025)
Deeds & Mortgages	Mar 2020 Transfer Apr 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`14-05-300-015`

Property Details

APN / Parcel Number

Primary APN	`14-05-300-015`

Interior

Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,730 sqft Living Area
Gross Area	3,988 sqft
1st Floor Area	1,730 sqft
Basement Area	1,730 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1969
Effective Year Built	Effective 1969
Lot Area	23,522 sqft (0.54 acres)
Garage Type	Attached
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	4S923 HARTER RD
City	SUGAR GROVE
State	IL
Zip	60554-9747
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BACKS TO POND & WOODED AREA
Legal Subdivision	NONE
Legal Block	1
Jurisdiction	KANE IL
Township / Civil Division	SUGAR GROVE
Census Block Group	1
Census Block	1011
Census Tract	854504

Owner

4S923 Harter Rd is owner-occupied and held in a trust since March 2020.

Source: Kane County records, as of July 23, 2026

Owner of Record	Trust Name on File
Mailing Address	4S923 HARTER RD, SUGAR GROVE, IL 60554-9747
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 12, 2020	Quit Claim Deed, Transfer NOT AVAILABLE
Apr 23, 2018	Warranty Deed, Transfer · Conventional Mortgage GUARANTEED RATE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 23, 2018 · Amount on File
Deed Sale	Apr 23, 2018 · Amount on File
Prior Sale	Nov 3, 1997 · Amount on File
Deed Document Number	201818494
Last Transfer Date	Mar 12, 2020
Transfer Doc	0000013092
Record Updated	Oct 29, 2026

March 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	KANE IL
Recording Date	Mar 12, 2020
Property Address	4S923 HARTER RD, SUGAR GROVE, IL 60554-9747
Document Number	0000013092
Instrument Date	Mar 12, 2020
Instrument	13092
Transaction Type	Transfer
Record Updated	Jun 24, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4S923 HARTER RD SUGAR GROVE IL 605549747, SUGAR GROVE, IL 60554-9747

April 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Apr 23, 2018
Property Address	4S923 HARTER RD, SUGAR GROVE, IL 60554-9747
Document Number	0000018494
Instrument Date	Apr 20, 2018
Instrument	18494
Transaction Type	Transfer
Record Updated	May 2, 2018
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$384.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4S923 HARTER RD SUGAR GROVE IL 605549747, SUGAR GROVE, IL 60554-9747

Mortgage

Document Number	18495
Date	Apr 23, 2018
Instrument	18495

Lender

Name	GUARANTEED RATE
Address	CHICAGO, IL 60613

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 22, 2048

Interest

Rate Type	Fixed Rate
Rate	4.62%

Tax Assessment & Valuation

The 2025 property tax bill for 4S923 Harter Rd was $8,822 with a homeowner's exemption.

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Sugar Grove Township
Unified School District	Kaneland Community Unit School District 302 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,822.00 Homeowner's exemption	$124,095 (+7.83%) Land $32,243 Building $91,852	$372,434 (+7.83%) Land $96,768 Building $275,666
2024		$115,084 Land $29,902 Building $85,182	$345,390 Land $89,742 Building $255,648
2022	$7,233.00 (+3.89%) Homeowner's exemption	$95,820 (+5.08%) Land $24,897 Building $70,923	$287,460 (+5.08%) Land $74,691 Building $212,769
2021	$6,962.00 Homeowner's exemption	$91,187 Land $23,693 Building $67,494	$273,561 Land $71,079 Building $202,482

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 4S923 Harter Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (1979)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Apr 1979 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4S923 Harter Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · above 42% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
AT&T Fixed Wireless	25 / 3

May also be available: Mediacom Xtream, Metronet, NewarkNet, T-Mobile, Xfinity.

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