DuPage County property record for 4S550 Summit Dr, Naperville, IL 60563
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,820 sqft · built 1963 |
| Lot Size | 0.69 acres (30,056 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $465,000 (Jun 2024) |
| Tax Bill | $7,732 (2025) |
| Deeds & Mortgages | Oct 2025 Mortgage Nov 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 08-05-403-021 |
| Primary APN | 08-05-403-021 |
|---|
| Full Baths | 2 Baths |
|---|---|
| Building Area | 1,820 sqft Living Area |
| Gross Area | 1,900 sqft |
| 1st Floor Area | 1,225 sqft |
| Basement Area | 675 sqft |
| Finished Basement | 595 sqft |
| Unfinished Basement | 80 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1963 |
|---|---|
| Effective Year Built | Effective 1963 |
| Architectural Style | Split Level |
| Exterior Material | Wood Siding |
| Lot Area | 30,056 sqft (0.69 acres) |
| Garage Area | 550 sqft |
| Parking Spaces | 2 Parking Spaces |
| Heating System | HVAC |
|---|
| Street Address | 4S550 SUMMIT DR |
|---|---|
| City | NAPERVILLE |
| State | IL |
| Zip | 60563-1505 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R |
| Legal Description | NAPERVILLE COUNTRY ESTATES |
| Legal Subdivision | NAPERVILLE COUNTRY ESTATES |
| Legal Lot Number | 9 |
| Jurisdiction | DU PAGE IL |
| Township / Civil Division | LISLE |
| Census Block Group | 2 |
| Census Block | 2008 |
| Census Tract | 846102 |
Source: DuPage County records, as of August 17, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1058 HERITAGE HILL DR, E, NAPERVILLE, IL 60563-2967 |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| Oct 28, 2025 | Deed of Trust, Mortgage · Conventional Mortgage COMPASS MORTGAGE INC |
| Nov 20, 2020 | Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE INC |
| May 4, 2018 | Trustee's Deed, Construction Loan · Construction Mortgage GUARANTEED RATE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 28, 2024 · Amount on Record |
| Deed Sale | Jun 28, 2024 · Amount on Record |
| Prior Sale | Mar 11, 2014 |
| Deed Document Number | 202436279 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DU PAGE IL |
| Property Address | 4S550 SUMMIT DR, NAPERVILLE, IL 60563-1505 |
| Transaction Type | Mortgage |
| Record Updated | Nov 18, 2025 |
| Title Company | CARRINGTON TITLE PARTNERS LLC, CARRINGTON TTL PARTNERS LLC |
| Name | Verified Name |
|---|---|
| Address | 4S550 SUMMIT DR, NAPERVILLE, IL 60563-1505 |
| Document Number | 0000068536 |
|---|---|
| Date | Oct 28, 2025 |
| Instrument | R2025-068536 |
| Name | COMPASS MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Address | WARRENVILLE, IL 60555 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Nov 1, 2040 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.12% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DU PAGE IL |
| Property Address | 4S550 SUMMIT DR, NAPERVILLE, IL 60563-1505 |
| Transaction Type | Mortgage |
| Record Updated | Dec 14, 2021 |
| Title Company | RAVENSWOOD TITLE COMPANY LLC |
| Name | Verified Name |
|---|
| Document Number | 0000140623 |
|---|---|
| Date | Nov 20, 2020 |
| Instrument | R2020-140623 |
| Name | GUARANTEED RATE INC |
|---|---|
| Type | Mortgage Company |
| Address | CHICAGO, IL 60613 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2050 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3% |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | DU PAGE IL |
| Recording Date | May 4, 2018 |
| Property Address | 4S550 SUMMIT DR, NAPERVILLE, IL 60563-1505 |
| Instrument Date | Apr 26, 2018 |
| Instrument | 39264 |
| Transaction Type | Construction Loan |
| Record Updated | May 21, 2018 |
| Title Company | RAVENSWOOD TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 4S550 SUMMIT DR NAPERVILLE IL 605631505, NAPERVILLE, IL 60563-1505 |
| Document Number | 0000039264 |
|---|---|
| Date | May 4, 2018 |
| Instrument | 39264 |
| Name | GUARANTEED RATE |
|---|---|
| Address | CHICAGO, IL 60613 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | May 3, 2019 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 4.5% |
Source: DuPage County assessment roll, as of August 17, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | DuPage County |
| County Subdivision | Lisle Township |
| Unified School District | Naperville Community Unit District 203 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,732.00 (+10.85%) | $142,164 (+22.49%) Land $74,144 Building $68,020 | $426,492 (+22.49%) Land $222,432 Building $204,060 |
| 2022 | $6,975.00 Homeowner's exemption | $116,060 Land $60,530 Building $55,530 | $348,180 Land $181,590 Building $166,590 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 1 (2008) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Sep 2008 · Severe Storms And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 71% of Illinois |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NAPERVILLE serves 156,406 people · EPA ID IL0434670 |
|---|---|
| Water Source | Purchased surface water from DU PAGE WATER COMMISSION |
| Last State Inspection | Sep 2025 |
| Lead | 6 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 15 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 78 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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