Essex County and Gloucester City property record for 4R Mount Vernon St, Gloucester, MA 01930
| Property Type | Duplex |
|---|---|
| Details | 3 bd · 2 ba · 1,848 sqft · built 1900 |
| Lot Size | 0.039 acres (1,695 sqft) |
| Owner | Individual Name on File |
| Last Sale | $645,000 (Feb 2026) |
| Tax Bill | $4,908 (2026) |
| Deeds & Mortgages | Mar 2021 Refinance Feb 2026 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | GLOU M:0029 B:0032 L:0000 |
| Primary APN | GLOU M:0029 B:0032 L:0000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Units | 2 Units |
| Stories | 2 Stories |
| Building Area | 1,848 sqft Living Area |
| Gross Area | 2,852 sqft |
| 1st Floor Area | 924 sqft |
| Basement Area | 820 sqft |
| Unfinished Basement | 820 sqft |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Architectural Style | Duplex Single |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 1,695 sqft (0.039 acres) |
| Deck Area | Deck Area |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Street Address | 4R MOUNT VERNON ST |
|---|---|
| City | GLOUCESTER |
| State | MA |
| Zip | 01930-2914 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Local Zoning Code | R-5 |
| Legal Block | 32 |
| Jurisdiction | GLOUCESTER MA |
| Township / Civil Division | GLOUCESTER |
| Census Block Group | 2 |
| Census Block | 2013 |
| Census Tract | 221400 |
4R Mount Vernon St, a duplex, is owned by an individual who bought it in February 2026.
Source: Essex County and Gloucester City records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 324 HIGHLAND ST, SOUTH HAMILTON, MA 01982-1310 |
| Owner Type | Individual |
| Vesting | Individual(s) |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 17, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance ROSS MORTGAGE COMPANY INC |
| Feb 2, 2026 | Quit Claim Deed, Transfer · Conventional Mortgage REPUBLIC STATE MORTGAGE CO |
| Jun 30, 2022 | Quit Claim Deed, Transfer · Stand-Alone First Mortgage TOTAL MORTGAGE SERVICES LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 2, 2026 · Amount on File |
| Deed Sale | Feb 2, 2026 · Amount on File |
| Prior Sale | Jun 30, 2022 · Amount on File |
| Deed Book / Page | 43206 / 587 |
| Prior Transfer Date | Jan 30, 2026 |
| Prior Transfer Doc | 043206-587 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GLOUCESTER MA |
| Property Address | 4R MOUNT VERNON ST, GLOUCESTER, MA 01930-2914 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|
| Document Number | 039656-255 |
|---|---|
| Date | Mar 17, 2021 |
| Book Page | 39656/255 |
| Instrument | 20210317001860 |
| Name | ROSS MORTGAGE COMPANY INC |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2051 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | GLOUCESTER MA |
| Recording Date | Feb 2, 2026 |
| Property Address | 4R MOUNT VERNON ST, GLOUCESTER, MA 01930-2914 |
| Document Number | 043206-587 |
| Book / Page | 43206 / 587 |
| Instrument Date | Jan 30, 2026 |
| Instrument | 20260202002170 |
| Transaction Type | Transfer |
| Record Updated | Mar 6, 2026 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 324 HIGHLAND ST, S HAMILTON, MA 01982-1310 |
| Document Number | 20260202002180 |
|---|---|
| Date | Feb 2, 2026 |
| Instrument | 20260202002180 |
| Name | REPUBLIC STATE MORTGAGE CO |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2056 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | GLOUCESTER MA |
| Recording Date | Jun 30, 2022 |
| Property Address | 4R MOUNT VERNON ST, GLOUCESTER, MA 01930-2914 |
| Document Number | 041041-437 |
| Book / Page | 41041 / 437 |
| Instrument Date | Jun 30, 2022 |
| Instrument | 20220630007360 |
| Transaction Type | Transfer |
| Record Updated | Jul 15, 2022 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 4 MOUNT VERNON ST # R, R, GLOUCESTER, MA 01930-2914 |
| Document Number | 220630007370 |
|---|---|
| Date | Jun 30, 2022 |
| Instrument | 220630007370 |
| Name | TOTAL MORTGAGE SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.88% |
| Type Change Date | Jul 1, 2032 |
| Max Rate At Change | 3% |
| Index | Other |
| Margin | 3 |
The 2026 property tax bill for 4R Mount Vernon St was $4,908, up 9% from the year before.
Source: Essex County and Gloucester City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Essex County |
| Municipality | Gloucester City |
| Unified School District | Gloucester School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,908.00 (+9.04%) | $527,200 (+13.84%) Land $126,600 Building $400,600 | $627,660 |
| 2025 | $4,501.00 (+1.86%) | $463,100 (+1.96%) Land $117,200 Building $345,900 | |
| 2024 | $4,419.00 (+23.37%) | $454,200 (+34.3%) Land $111,600 Building $342,600 | |
| 2023 | $3,582.00 | $338,200 Land $99,700 Building $238,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 4R Mount Vernon St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2013.
Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (2013) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Feb 2013 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 4R Mount Vernon St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GLOUCESTER PUBLIC UTILITY DIVISION serves 37,440 people · EPA ID MA3107000 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2023 |
| Lead | 3 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 720 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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