4N885 Chaffield Dr, Saint Charles, IL 60175 Property Records

Kane County property record for 4N885 Chaffield Dr, Saint Charles, IL 60175 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,764 sqft · built 1988
Lot Size	1.24 acres (54,014 sqft)
Owner	2 Individual Names on File
Last Sale	$500,000 (Jun 2023)
Tax Bill	$9,787 (2025)
Deeds & Mortgages	Jan 2025 Line of Credit Apr 2026 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`08-21-226-011`

Property Details

APN / Parcel Number

Primary APN	`08-21-226-011`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	2,764 sqft Living Area
Gross Area	4,815 sqft
Basement Area	1,426 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Exterior Material	Wood
Construction Type	Frame
Lot Area	54,014 sqft (1.24 acres)
Garage Type	Attached
Garage Area	625 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Deck Area	646 sqft

Utilities, Heating & Cooling

Cooling System	Central
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	4N885 CHAFFIELD DR
City	SAINT CHARLES
State	IL
Zip	60175-7891
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CHAFFIELD UNIT NO. 1 - LOT 2
Legal Subdivision	CHAFFIELD
Legal Block	1
Legal Lot Number	2
Legal Unit	1
Jurisdiction	KANE IL
Township / Civil Division	CAMPTON
Census Block Group	1
Census Block	1020
Census Tract	852405

Owner

Source: Kane County records · APN 08-21-226-011

Assessment roll updated December 26, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	4N885 CHAFFIELD DR, SAINT CHARLES, IL 60175-7891
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Jan 28, 2025	Deed of Trust, Mortgage · Line of Credit ABRI CU
Apr 02, 2026	Deed of Trust, Mortgage · Conventional Mortgage PROVIDENT MORTGAGE CORPORATION
Jun 21, 2023	Warranty Deed, Transfer · Conventional Mortgage POINT MORTGAGE CORP
Dec 04, 2020	Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA
Aug 08, 2017	Warranty Deed, Transfer · Conventional with PMI GUARANTEED RATE

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jun 21, 2023 · Amount on Record
Deed Sale	Jun 21, 2023 · Amount on Record
Prior Sale	Aug 08, 2017 · Amount on Record
Deed Document Number	202320319
Prior Transfer Date	Nov 07, 2016
Prior Transfer Doc	0000064047
Record Updated	Sep 20, 2026

January 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	4N885 CHAFFIELD DR, ST CHARLES, IL 60175-7891
Transaction Type	Mortgage
Record Updated	Apr 02, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000003238
Date	Jan 28, 2025
Instrument	2025K003238

Lender

Name	ABRI CU
Type	Credit Union
Address	ROMEOVILLE, IL 60446

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jan 27, 2055

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Recording Date	Apr 02, 2026
Property Address	4N885 CHAFFIELD DR, ST CHARLES, IL 60175-7891
Document Number	0000013150
Instrument Date	Mar 23, 2026
Instrument	202613150
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	ICE MORTGAGE TECHNOLOGY INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4N885 CHAFFIELD DR, ST CHARLES, IL 60175-7891

Mortgage

Document Number	0000013150,
Date	Apr 02, 2026
Instrument	202613150

Lender

Name	PROVIDENT MORTGAGE CORPORATION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 01, 2056

Interest

Rate Type	Fixed Rate
Rate	6.38%
Initial Type	Fixed Rate
Max Rate	-1%

June 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Jun 21, 2023
Property Address	4N885 CHAFFIELD DR, ST CHARLES, IL 60175-7891
Document Number	0000020319
Instrument Date	Jun 16, 2023
Instrument	2023K020319
Transaction Type	Transfer
Record Updated	Jul 04, 2023
Title Company	TICOR TITLE INSURANCE COMPANY, TICOR TITLE INSURANCE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$500.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	4N885 CHAFFIELD DR, SAINT CHARLES, IL 60175-7891

Mortgage

Document Number	0000020320
Date	Jun 21, 2023
Instrument	2023K020320

Lender

Name	POINT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 01, 2053

Interest

Rate Type	Fixed Rate
Rate	6.49%

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	4N885 CHAFFIELD DR, ST CHARLES, IL 60175-7891
Transaction Type	Mortgage
Record Updated	Feb 05, 2021
Title Company	CITYWIDE TITLE CORPORATION

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000075344
Date	Dec 04, 2020
Instrument	2020K075344

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 01, 2050

August 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Aug 08, 2017
Property Address	4N885 CHAFFIELD DR, ST CHARLES, IL 60175-7891
Document Number	0000041007
Instrument Date	Aug 01, 2017
Instrument	41007
Transaction Type	Transfer
Record Updated	Sep 07, 2017
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE COMPAN

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$517.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	614 SPYGLASS CT NORTH AURORA IL 605429020, NORTH AURORA, IL 60542-9020

Mortgage

Document Number	41008
Date	Aug 08, 2017
Instrument	41008

Lender

Name	GUARANTEED RATE
Address	CHICAGO, IL 60613

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Aug 07, 2047

Interest

Rate Type	Fixed Rate
Rate	3.99%

Tax Assessment & Valuation

Source: Kane County records · Assessment roll updated December 26, 2025 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Campton Township
Municipality	Campton Hills Village
Unified School District	St. Charles Community Unit School District 303 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$9,787.00 (+3%)
2024	$9,502.00 (+7.5%)	$163,980 (+38.17%) Land $21,645 Building $142,335	$492,137 (+38.22%) Land $64,961 Building $427,176
2022	$8,839.00 (+4.72%) Homeowner's exemption	$118,682 (+5.91%) Land $17,633 Building $101,049	$356,046 (+5.91%) Land $52,899 Building $303,147
2021	$8,441.00 Homeowner's exemption	$112,059 Land $16,649 Building $95,410	$336,177 Land $49,947 Building $286,230

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Kane County (17089C), updated October 8, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 170898524051, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	1 in force

Wildfire

Wildfire Risk	Low above 4% of the US · above 26% of Illinois
Wildfire Likelihood	Less than 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 108 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	1,200 / 35
Verizon	Fixed Wireless	300 / 20
T-Mobile USA	Fixed Wireless	100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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