4N736 S Circle Dr, Saint Charles, IL 60175 Property Records

Kane County property record for 4N736 S Circle Dr, Saint Charles, IL 60175

Property Summary

Property TypeSingle Family Home
Details4 bd · 3.5 ba · 3,419 sqft · built 2008
Lot Size0.8 acres (34,848 sqft)
OwnerIndividual Name on Record
Last Sale$410,000 (May 2014)
Tax Bill$13,902 (2025)
Deeds & MortgagesJan 2018 Mortgage
May 2020 Mortgage
+ 4 more
Flood ZoneZone X (minimal risk)
APN08-22-151-017

Property Details

APN / Parcel Number

Primary APN08-22-151-017

Interior

Bedrooms4 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Total Rooms11 Rooms
Stories2 Stories
Building Area3,419 sqft Living Area
Gross Area5,629 sqft
Basement Area1,523 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2008
Effective Year BuiltEffective 2008
Construction TypeFrame
Lot Area34,848 sqft (0.8 acres)
Garage TypeAttached
Garage Area687 sqft
Parking Spaces2 Parking Spaces
Deck Area326 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
SewerSeptic
Water SourceWell

Location & Zoning

Street Address4N736 S CIRCLE DR
CitySAINT CHARLES
StateIL
Zip60175-7819
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionUNIT 2 OF BROOKSIDE - LOT 37
Legal SubdivisionBROOKSIDE
Legal Block1
Legal Lot Number37
Legal Unit2
JurisdictionKANE IL
Township / Civil DivisionCAMPTON
Census Block Group1
Census Block1019
Census Tract852405

Owner

Source: Kane County records, as of July 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address4N736 S CIRCLE DR, SAINT CHARLES, IL 60175-7819
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 23, 2018Deed of Trust, Mortgage · Commercial Mortgage
WEST SUBURBAN BANK
May 22, 2020Deed of Trust, Mortgage · Conventional Mortgage
MIDWEST COMMUNITY BANK
Aug 26, 2020Deed of Trust, Mortgage · Line of Credit
WEST SUBURBAN BANK
Jan 21, 2021Deed of Trust, Mortgage · Conventional Mortgage
MIDWEST COMMUNITY BANK
Jan 19, 2021Deed of Trust, Mortgage · Conventional Mortgage
MIDWEST COMMUNITY BANK
Oct 10, 2017Intrafamily Transfer, Transfer · Conventional Mortgage
MIDWEST COMMUNITY BANK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 27, 2014 · Amount on Record
Deed SaleMay 27, 2014 · Amount on Record
Prior SaleMay 27, 2014 · Amount on Record
Deed Document Number201424867
Last Transfer DateMar 22, 2017
Transfer Doc0000052865
Record UpdatedOct 29, 2026

January 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKANE IL
Property Address4N736 S CIRCLE DR, ST CHARLES, IL 60175-7819
Transaction TypeMortgage
Record UpdatedAug 5, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000003757
DateJan 23, 2018
Instrument2018K003757
Lender
NameWEST SUBURBAN BANK
TypeBank
AddressLOMBARD, IL 60148
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Interest
Rate4.5%

May 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKANE IL
Property Address4N736 S CIRCLE DR, ST CHARLES, IL 60175-7819
Transaction TypeMortgage
Record UpdatedAug 5, 2022
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000026402
DateMay 22, 2020
Instrument2020K026402
Lender
NameMIDWEST COMMUNITY BANK
TypeBank
AddressFREEPORT, IL 61032
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMay 1, 2050
Interest
Rate3.12%

August 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKANE IL
Property Address4N736 S CIRCLE DR, ST CHARLES, IL 60175-7819
Transaction TypeMortgage
Record UpdatedAug 5, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000048400
DateAug 26, 2020
Instrument2020K048400
Lender
NameWEST SUBURBAN BANK
TypeBank
AddressLOMBARD, IL 60148
Agreement
TypeLine of Credit
AmountAmount Recorded

January 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKANE IL
Property Address4N736 S CIRCLE DR, ST CHARLES, IL 60175-7819
Transaction TypeMortgage
Record UpdatedAug 5, 2022
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000005519
DateJan 21, 2021
Instrument2021K005519
Lender
NameMIDWEST COMMUNITY BANK
TypeBank
AddressFREEPORT, IL 61032
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term358 Months
DueNov 1, 2050
Interest
Rate TypeFixed Rate
Rate2.5%

January 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKANE IL
Property Address4N736 S CIRCLE DR, ST CHARLES, IL 60175-7819
Transaction TypeMortgage
Record UpdatedAug 5, 2022
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000004377
DateJan 19, 2021
Instrument2021K004377
Lender
NameMIDWEST COMMUNITY BANK
TypeBank
AddressFREEPORT, IL 61032
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term358 Months
DueNov 1, 2050
Interest
Rate TypeFixed Rate
Rate2.5%

October 2017: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionKANE IL
Recording DateOct 10, 2017
Property Address4N736 S CIRCLE DR, ST CHARLES, IL 60175-7819
Document Number0000052865
Instrument DateMar 22, 2017
Instrument2017K052865
Transaction TypeTransfer
Record UpdatedAug 5, 2022
Title CompanyFIRST AMERICAN TITLE

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address00000

Transferred To (Grantee/Buyer)

NameVerified Name
Address4N736 S CIRCLE DR, SAINT CHARLES, IL 60175-7819

Mortgage

Document Number0000052866
DateOct 10, 2017
Instrument2017K052866
Lender
NameMIDWEST COMMUNITY BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueOct 1, 2047

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyKane County
County SubdivisionCampton Township
MunicipalityCampton Hills Village
Unified School DistrictSt. Charles Community Unit School District 303 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$13,902.00 (+10.73%) Homeowner's exemption$221,030 (+8.43%) Land $22,393 Building $198,637$663,355 (+8.43%) Land $67,206 Building $596,149
2024$203,846 (+22.76%) Land $20,652 Building $183,194$611,783 (+22.8%) Land $61,981 Building $549,802
2022$12,555.00 (+4.62%) Homeowner's exemption$166,059 (+5.91%) Land $16,824 Building $149,235$498,177 (+5.91%) Land $50,472 Building $447,705
2021$12,001.00 Homeowner's exemption$156,792 Land $15,885 Building $140,907$470,376 Land $47,655 Building $422,721

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 79% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 84 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
1,200 / 35
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
DSL
100 / 20

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