4N705 School Rd, Campton Hills (Saint Charles), IL 60175 Property Records

Kane County property record for 4N705 School Rd, Campton Hills, IL 60175

Property Summary

Property Type	Commercial
Details	6,558 sqft · built 1999
Lot Size	1.01 acres (44,431 sqft)
Owner	2 Company Names on File
Last Sale	$860,000 (Aug 2021)
Tax Bill	$21,252 (2025)
Deeds & Mortgages	Jan 2022 Line of Credit Aug 2021 Sale & Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`08-23-252-001`

Property Details

APN / Parcel Number

Primary APN	`08-23-252-001`

Interior

Stories	1 Story
Building Area	6,558 sqft Gross Area
1st Floor Area	6,558 sqft

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Exterior Material	Brick
Lot Area	44,431 sqft
Porch	Open Porch

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	4N705 SCHOOL RD
City	SAINT CHARLES
State	IL
Zip	60175-6508
Property Category	Commercial
Property Type	Commercial > Retail
Legal Subdivision	FOX MILL SQUARE PHASE 1
Legal Block	2
Legal Lot Number	1
Jurisdiction	KANE IL
Township / Civil Division	CAMPTON
Census Block Group	2
Census Block	2008
Census Tract	852407

Owner

4N705 School Rd, a commercial property, is owned by a company that acquired it in April 2024.

Source: Kane County records, as of July 23, 2026

Owner of Record	2 Company Names on File
Mailing Address	902 MANLEY RD, SAINT CHARLES, IL 60174-5515
Owner Type	Company
Vesting	Life Tenant

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 13, 2022	Deed of Trust, Mortgage · Line of Credit UNITED STATES SMALL BUSINESS ADMIN
Aug 26, 2021	Warranty Deed, Transfer · Line of Credit TCF NATIONAL BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 26, 2021 · Amount on File
Deed Sale	Aug 26, 2021 · Amount on File
Prior Sale	Jan 20, 1998 · Amount on File
Deed Document Number	202165244
Last Transfer Date	Apr 13, 2024
Transfer Doc	0000012581
Record Updated	Sep 20, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	4N705 SCHOOL RD, CAMPTON HILLS, IL 60175-6508
Transaction Type	Mortgage
Record Updated	Mar 7, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000002652
Date	Jan 13, 2022
Instrument	2022K002652

Lender

Name	UNITED STATES SMALL BUSINESS ADMIN
Type	Government Agency
Address	BIRMINGHAM, AL 35203

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	359 Months
Due	Dec 18, 2051

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Aug 26, 2021
Property Address	4N705 SCHOOL RD, CAMPTON HILLS, IL 60175-6508
Document Number	0000065244
Instrument Date	Mar 11, 2021
Instrument	2021K065244
Transaction Type	Transfer
Record Updated	Mar 7, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$860.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	601 STERLING LN, SOUTH ELGIN, IL 60177-3716

Mortgage

Document Number	0000065245
Date	Aug 26, 2021
Instrument	2021K065245

Lender

Name	TCF NATIONAL BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	55 Months
Due	Mar 11, 2026

Tax Assessment & Valuation

The 2025 property tax bill for 4N705 School Rd was $21,252.

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Campton Township
Municipality	Campton Hills Village
Unified School District	St. Charles Community Unit School District 303 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$21,252.00	$338,186 (+8.43%) Land $182,946 Building $155,240	$1,014,964 (+8.43%) Land $549,058 Building $465,906
2024		$311,894 Land $168,723 Building $143,171	$936,056 Land $506,372 Building $429,685
2022	$19,189.00 (+6.15%)	$254,078 (+5.91%) Land $137,447 Building $116,631	$762,234 (+5.91%) Land $412,341 Building $349,893
2021	$18,077.00	$239,900 Land $129,777 Building $110,123	$719,700 Land $389,331 Building $330,369

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 4N705 School Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4N705 School Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WASCO SD serves 4,000 people · EPA ID IL0890110
Water Source	Groundwater
Last State Inspection	Feb 2024
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 138 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL	100 / 20

May also be available: Fox Valley Internet.

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