1. Home
  2. Illinois
  3. Kane County
  4. Saint Charles
  5. School Rd

4N645 School Rd, Saint Charles, IL 60175 Property Records

Kane County property record for 4N645 School Rd, Saint Charles, IL 60175

Property Summary

Property TypeCommercial
Details5,862 sqft · built 1998
Lot Size0.56 acres (24,394 sqft)
OwnerCompany Name on File
Last Sale$611,000 (May 2019)
Tax Bill$18,576 (2025)
Deeds & MortgagesMay 2019 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN08-23-252-003

Property Details

APN / Parcel Number

Primary APN08-23-252-003

Interior

Stories1 Story
Building Area5,862 sqft Gross Area
1st Floor Area5,062 sqft
Basement Area800 sqft

Exterior

Year BuiltBuilt 1998
Effective Year BuiltEffective 1998
Exterior MaterialBrick
Lot Area24,394 sqft (0.56 acres)

Location & Zoning

Street Address4N645 SCHOOL RD
CitySAINT CHARLES
StateIL
Zip60175-2919
Property CategoryCommercial
Property TypeCommercial > Retail
Legal DescriptionLOT 3 OF FOX MILL SQUARE PHASE 1
Legal SubdivisionFOX MILL SQUARE
Legal Phase1
Legal Block2
Legal Lot Number3
JurisdictionKANE IL
Township / Civil DivisionCAMPTON
Census Block Group2
Census Block2008
Census Tract852407

Owner

4N645 School Rd, a commercial property, is owned by a company that bought it in May 2019.

Source: Kane County records, as of July 23, 2026

Owner of RecordCompany Name on File
Mailing Address4N608 BLUE LAKE CIR E, SAINT CHARLES, IL 60175-7640
Owner TypeCompany
VestingCompany

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 23, 2019 · Amount on File
Deed SaleMay 23, 2019 · Amount on File
Prior SaleNov 19, 2009 · Amount on File
Deed Document Number201920834
Prior Transfer DateJan 29, 1998
Prior Transfer Doc0000011731
Record UpdatedOct 29, 2026

May 2019: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionKANE IL
Recording DateMay 23, 2019
Property Address4N645 SCHOOL RD, ST CHARLES, IL 60175-2919
Document Number0000020834
Instrument DateMay 21, 2019
Instrument20834
Transaction TypeTransfer
Record UpdatedJun 5, 2019
Title CompanyCHICAGO TITLE COMPANY, CHICAGO TITLE INS CO

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$916.50
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address4N608 BLUE LAKE CIR E ST CHARLES IL 601757640, ST CHARLES, IL 60175-7640

Mortgage

Document Number20835
DateMay 23, 2019
Instrument20835
Lender
Name4N645 SCHOOL ROAD LLC
Address1400 MADELINE LN, ELGIN, IL 60124-7829
Agreement
AmountAmount on Record
Interest
Rate3%

Tax Assessment & Valuation

The 2025 property tax bill for 4N645 School Rd was $18,576, up 2.4% from the year before.

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyKane County
County SubdivisionCampton Township
MunicipalityCampton Hills Village
Unified School DistrictSt. Charles Community Unit School District 303 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$18,576.00 (+2.38%)$295,611 (+8.43%) Land $111,308 Building $184,303$887,188 (+8.43%) Land $334,058 Building $553,130
2024$18,145.00$272,628 Land $102,654 Building $169,974$818,211 Land $308,085 Building $510,126
2022$16,773.00 (+6.15%)$222,091 (+5.91%) Land $83,625 Building $138,466$666,273 (+5.91%) Land $250,875 Building $415,398
2021$15,801.00$209,698 Land $78,959 Building $130,739$629,094 Land $236,877 Building $392,217

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 4N645 School Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4N645 School Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 86% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWASCO SD
serves 4,000 people · EPA ID IL0890110
Water SourceGroundwater
Last State InspectionFeb 2024
Lead2 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 205 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		1,200 / 35
T-Mobile
Fixed Wireless		100 / 20
AT&T
Fixed Wireless		100 / 20
Fox Valley Internet
Fixed Wireless		100 / 20

May also be available: Verizon.

Nearby Properties on School Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures