Kane County property record for 4N620 Chaffield Dr, Saint Charles, IL 60175 · Last verified August 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2.5 Baths |
| Year Built | Built 1986 |
| Square Footage | 1,560 sqft Living Area |
| Lot Size | 1.28 acres |
| Occupancy | Owner Occupied |
| Last Sale | $135,500 (2011) |
| Tax Bill | $7,833.00 (2025) |
| Primary APN | 08-21-227-010 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Partial Baths | 1 Partial Baths |
| Total Rooms | 8 Rooms |
| Building Area | 1,560 sqft Living Area |
| Gross Area | 2,044 sqft Gross Area |
| Stories | 2 Stories |
| Year Built | Built 1986 |
|---|---|
| Effective Year Built | Effective 1986 |
| Exterior Material | Combination Exterior |
| Construction Type | Frame Construction |
| Lot Area | 56,192 sqft |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Attached Garage |
| Garage Area | 484 sqft Garage |
| Cooling System | Central Cooling |
|---|---|
| Sewage | Septic Sewage |
| Street Address | 4N620 CHAFFIELD DR |
|---|---|
| City | SAINT CHARLES |
| State | IL |
| Zip | 60175-7843 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | LOT 10 OF CHAFFIELD UNIT NO 1 |
| Legal Subdivision | CHAFFIELD |
| Legal Block | 1 |
| Legal Lot Number | 10 |
| Legal Unit | 1 |
| Jurisdiction | KANE IL |
| Minor Civil Division | CAMPTON |
| Census Blockgroup | 1 |
| Census Block | 1021 |
| Census Tract | 852405 |
Source: Kane County records · APN 08-21-227-010
Assessment roll updated July 23, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 4N620 CHAFFIELD DR, SAINT CHARLES, IL 60175-7843 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Vesting | Tenant By Entirety |
| Date | Document |
|---|---|
| Jul 26, 2021 | Deed of Trust, Mortgage · Line of Credit HEARTLAND BANK |
| Aug 26, 2020 | Deed of Trust, Mortgage · Conventional Mortgage HEARTLAND BANK & TRUST CO |
| Mar 05, 2020 | Intrafamily Transfer, Transfer · Conventional Mortgage HEARTLAND BANK & TRUST CO |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Oct 27, 2011 · Amount on Record |
| Deed Sale | Oct 27, 2011 · Amount on Record |
| Prior Sale | Jul 12, 2000 · Amount on Record |
| Deed Doc Number | 201164089 |
| Last Transfer Date | Feb 26, 2020 |
| Transfer Doc | 0000011646 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 4N620 CHAFFIELD DR, ST CHARLES, IL 60175-7843 |
| Transaction Type | Mortgage |
| Record Updated | Aug 10, 2021 |
| Title Company | FIDELITY NATIONAL TITLE INSURANCE NY, FIDELITY NATIONAL TITLE INS |
| Name | Verified Name |
|---|
| Document Number | 0000056970 |
|---|---|
| Date | Jul 26, 2021 |
| Instrument | 2021K056970 |
| Name | HEARTLAND BANK |
|---|---|
| Type | Bank |
| Address | SYCAMORE, IL 60178 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 4N620 CHAFFIELD DR, ST CHARLES, IL 60175-7843 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | COLONIAL TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000048553 |
|---|---|
| Date | Aug 26, 2020 |
| Instrument | 2020K048553 |
| Name | HEARTLAND BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | BLOOMINGTON, IL 61704 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 116 Months |
| Due | Apr 01, 2030 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Mar 05, 2020 |
| Property Address | 4N620 CHAFFIELD DR, ST CHARLES, IL 60175-7843 |
| Document Number | 0000011646 |
| Instrument Date | Feb 26, 2020 |
| Instrument | 2020K011646 |
| Transaction Type | Transfer |
| Record Updated | Jul 27, 2021 |
| Title Company | CHICAGO TITLE |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenant By Entirety |
| Address | 4N620 CHAFFIELD DR, SAINT CHARLES, IL 60175-7843 |
| Document Number | 0000011647 |
|---|---|
| Date | Mar 05, 2020 |
| Instrument | 2020K011647 |
| Name | HEARTLAND BANK & TRUST CO |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 121 Months |
| Due | Apr 01, 2030 |
Source: Kane County records · Assessment roll updated July 23, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | Campton Township |
| Municipality | Campton Hills Village |
| Unified School District | St. Charles Community Unit School District 303 (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,833.00 (+17.63%) Homeowner's exemption | $128,029 (+8.43%) Land $23,470 Building $104,559 | $384,241 (+8.43%) Land $70,438 Building $313,803 |
| 2024 | $118,075 (+29.9%) Land $21,645 Building $96,430 | $354,367 (+29.95%) Land $64,961 Building $289,406 | |
| 2022 | $6,659.00 (+4.82%) Homeowner's exemption | $90,899 (+5.91%) Land $17,633 Building $73,266 | $272,697 (+5.91%) Land $52,899 Building $219,798 |
| 2021 | $6,353.00 Homeowner's exemption | $85,827 Land $16,649 Building $69,178 | $257,481 Land $49,947 Building $207,534 |
4N620 Chaffield Dr is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Low risk).
Source: FEMA National Flood Hazard Layer · Kane County (17089C), updated October 8, 2026
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Low 4th percentile of exposed land nationally · 26th in Illinois |
|---|---|
| Wildfire Likelihood | Low — less than 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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