4N555 Citation Ln, Elburn, IL 60119 Property Records

Kane County property record for 4N555 Citation Ln, Elburn, IL 60119

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,632 sqft · built 1987
Lot Size	1.16 acres (50,965 sqft)
Owner	2 Individual Names on Record
Last Sale	$450,000 (May 2022)
Tax Bill	$11,905 (2025)
Deeds & Mortgages	May 2022 Sale & Mortgage Mar 2022 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`08-20-279-003`

Property Details

APN / Parcel Number

Primary APN	`08-20-279-003`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,632 sqft Living Area
Gross Area	5,050 sqft
Basement Area	1,404 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Construction Type	Frame
Lot Area	50,965 sqft
Garage Type	Attached
Garage Area	694 sqft
Parking Spaces	2 Parking Spaces
Porch	Enclosed Porch
Deck Area	320 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	4N555 CITATION LN
City	ELBURN
State	IL
Zip	60119-9578
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CHEVAL-DE-SELLE UNIT 1 - LOT 41
Legal Subdivision	CHEVAL-DE-SELLE
Legal Block	1
Legal Lot Number	41
Legal Unit	1
Jurisdiction	KANE IL
Township / Civil Division	CAMPTON
Census Block Group	1
Census Block	1032
Census Tract	852408

Owner

Source: Kane County records, as of July 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4N555 CITATION LN, ELBURN, IL 60119-9578
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
May 25, 2022	Warranty Deed, Transfer · Conventional Mortgage WINTRUST MORTGAGE
Mar 10, 2022	Deed of Trust, Mortgage · Line of Credit OLD SECOND NATIONAL BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 25, 2022 · Amount on Record
Deed Sale	May 25, 2022 · Amount on Record
Deed Document Number	202227646
Record Updated	Oct 29, 2026

May 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	May 25, 2022
Property Address	4N555 CITATION LN, ELBURN, IL 60119-9578
Document Number	0000027646
Instrument Date	May 18, 2022
Instrument	2022K027646
Transaction Type	Transfer
Record Updated	May 31, 2022
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$450.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	4N555 CITATION LN, ELBURN, IL 60119-9578

Mortgage

Document Number	0000027647
Date	May 25, 2022
Instrument	2022K027647

Lender

Name	WINTRUST MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	3.87%
Adjustable	Adjustable Rate Rider
Type Change Date	Jun 1, 2032
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	8.87%
Index	Other
Max Rate	8.87%

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	4N555 CITATION LN, ELBURN, IL 60119-9578
Transaction Type	Mortgage
Record Updated	Mar 16, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000013523
Date	Mar 10, 2022
Instrument	2022K013523

Lender

Name	OLD SECOND NATIONAL BANK
Type	Bank
Address	AURORA, IL 60506

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Apr 25, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Campton Township
Unified School District	Kaneland Community Unit School District 302 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$11,905.00 (+14.3%) Homeowner's exemption	$173,131 (+8.43%) Land $26,874 Building $146,257	$519,601 (+8.43%) Land $80,654 Building $438,947
2024		$159,671 (+22.76%) Land $24,785 Building $134,886	$479,205 (+22.81%) Land $74,385 Building $404,820
2022	$10,416.00 (+4.59%) Homeowner's exemption	$130,072 (+14.62%) Land $20,190 Building $109,882	$390,216 (+14.62%) Land $60,570 Building $329,646
2021	$9,959.00 Homeowner's exemption	$113,484 Land $19,063 Building $94,421	$340,452 Land $57,189 Building $283,263

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 79% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IL AMERICAN-FERSON CREEK private · serves 1,134 people · EPA ID IL0895800
Water Source	Groundwater
Last State Inspection	Mar 2025
Lead	Under 1 ppb (2025) action level 15 ppb
Copper	1.4 mg/L (2023) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 79 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

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