St. Mary's County property record for 49998 Raley Rd, Dameron, MD 20628 · Last verified August 2026
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,488 sqft · built 1954 |
| Lot Size | 0.81 acres (35,283 sqft) |
| Owner | 2 Trust Names on File |
| Last Sale | $240,000 (Jun 2004) |
| Tax Bill | $4,094 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 01-025295 |
| Primary APN | 01-025295 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 1,488 sqft Total Area |
| Year Built | Built 1954 |
|---|---|
| Effective Year Built | Effective 1954 |
| Exterior Material | Siding |
| Roof Material | Metal |
| Lot Area | 35,283 sqft (0.81 acres) |
| View / Lot | Waterfront |
| Pool Type | Spa / Hot Tub (No Pool) |
|---|---|
| Porch | Slab |
| Porch Area | 938 sqft |
| Boat Access | Boat Access |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 025295 |
|---|---|
| Street Address | 49998 RALEY RD |
| City | DAMERON |
| State | MD |
| Zip | 20628-3305 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 35,283 SQ FT W/S ST JEROME NECK RD |
| Jurisdiction | ST MARY'S MD |
| Township / Civil Division | 1, ST. INIGOES |
| Census Block Group | 4 |
| Census Block | 4001 |
| Census Tract | 876200 |
Source: St. Mary's County records · APN 01-025295
Assessment roll updated August 12, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 49998 RALEY RD, DAMERON, MD 20628-3305 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Trust |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jun 11, 2004 · Amount on Record |
| Deed Sale | Jun 11, 2004 · Amount on Record |
| Deed Document Number | 20044080 |
| Deed Book / Page | 2298 / 779 |
| Record Updated | Sep 20, 2026 |
Source: St. Mary's County records · Assessment roll updated August 12, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | St. Mary's County |
| Unified School District | St. Marys County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $445,000 (+6.04%) Land $339,100 Building $105,900 | $445,000 (-) Land $339,100 Building $105,900 | |
| 2025 | $4,094.00 (+3.62%) Homeowner's exemption | $419,667 (+13.73%) | $445,000 (+20.6%) Land $339,100 Building $105,900 |
| 2023 | $3,951.00 Homeowner's exemption | $369,000 Land $289,100 Building $79,900 | $369,000 Land $289,100 Building $79,900 |
Source: FEMA National Flood Hazard Layer, St. Mary's County (24037C), updated May 14, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 240378762004, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Cost | Premium on Record median of 136 individual NFIP policies nearby |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 136 in force |
| Nearby Flood Claims | 107 (1985–2022) |
| Claims Outside the SFHA | 38 of 107 |
| Most Recent Claim | Oct 2022, tidal / storm surge |
| Claims By Storm |
|
| Wildfire Risk | Low above 6% of the US · above 13% of Maryland |
|---|---|
| Wildfire Likelihood | Less than 1 in 10,000 per year |
| Exposure | Indirect within ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 5 locations within about half a mile of this property, a small sample
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Verizon | Fiber | 2,300 / 2,300 |
| Cogeco Cable Holdings II | Cable | 1,000 / 50 |
Availability varies by address; speeds are provider-advertised maximums, not measured.
5G and 4G LTE
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