49981 Riverside Dr, Macomb, MI 48044 Property Records

Macomb County property record for 49981 Riverside Dr, Macomb, MI 48044

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,696 sqft · built 1996
Lot Size	0.344 acres (14,985 sqft)
Owner	Individual Name on Record
Last Sale	$515,000 (Mar 2022)
Tax Bill	$7,355 (2025)
Deeds & Mortgages	Jan 2022 Mortgage Mar 2022 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`20-08-21-302-002`

Property Details

APN / Parcel Number

Primary APN	`20-08-21-302-002`
Alternative APN	`0821302002`

Interior

Full Baths	2.5 Baths
Half Baths	3 Half Baths
Stories	2 Stories
Building Area	2,696 sqft Living Area
1st Floor Area	1,421 sqft
Basement Area	1,421 sqft
Unfinished Basement	1,421 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1997
Lot Area	14,985 sqft (0.344 acres)
Lot Dimensions	208 ft deep x 72 ft wide
Garage Area	517 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	49981 RIVERSIDE DR
City	MACOMB
State	MI
Zip	48044-1244
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	MIDDLE RIVER SUB LOT 2 LIBER: 108 PAGES: 3-6
Legal Subdivision	MIDDLE RIVER SUB
Legal Lot Number	2
Jurisdiction	MACOMB MI
Township / Civil Division	MACOMB
Census Block Group	2
Census Block	2004
Census Tract	224001

Owner

Source: Macomb County records, as of October 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	49981 RIVERSIDE DR, MACOMB, MI 48044-1244
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 14, 2022	Deed of Trust, Mortgage · Conventional Mortgage MICHIGAN SCHOOLS & GOVERNMENT CU
Mar 9, 2022	Warranty Deed, Transfer · VA Mortgage SIMPLE HOME LENDING LLC
Jan 19, 2022	Warranty Deed, Transfer
Feb 16, 2021	Deed of Trust, Mortgage · Conventional Mortgage HALL FINANCIAL GROUP
Apr 20, 2018	Deed of Trust, Mortgage CREDIT UNION ONE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 9, 2022 · Amount on Record
Deed Sale	Mar 9, 2022 · Amount on Record
Prior Sale	Jan 19, 2022 · Amount on Record
Deed Document Number	202231351
Deed Book / Page	28477 / 210
Record Updated	Oct 29, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACOMB MI
Property Address	49981 RIVERSIDE DR, MACOMB, MI 48044-1244
Transaction Type	Mortgage
Record Updated	Jan 19, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13563 TROTTERS LN, STERLING HEIGHTS, MI 48313-4201

Mortgage

Document Number	2200008635
Date	Jan 14, 2022
Book Page	28368/708
Instrument	202200008635

Lender

Name	MICHIGAN SCHOOLS & GOVERNMENT CU
Type	Credit Union
Address	CLINTON TOWNSHIP, MI 48038

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2052

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MACOMB MI
Recording Date	Mar 9, 2022
Property Address	49981 RIVERSIDE DR, MACOMB, MI 48044-1244
Document Number	2200031351
Book / Page	28477 / 210
Map Reference	LB 108 PG 3
Instrument Date	Mar 4, 2022
Instrument	202200031351
Transaction Type	Transfer
Record Updated	Mar 28, 2022
Title Company	LIBERTY TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,862.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	13563 TROTTERS LN, 13563, STERLING HEIGHTS, MI 48313-4201

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	526 E BLOOMFIELD AVE, ROYAL OAK, MI 48073-3562

Mortgage

Document Number	2200030825
Date	Mar 9, 2022
Instrument	202200030825

Lender

Name	SIMPLE HOME LENDING LLC
Type	Non-Lending Institution

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2052

January 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MACOMB MI
Recording Date	Jan 19, 2022
Property Address	49981 RIVERSIDE DR, MACOMB, MI 48044-1244
Document Number	2200010413
Book / Page	28377 / 262
Map Reference	LB 108 PG 3
Instrument Date	Jan 12, 2022
Instrument	202200010413
Transaction Type	Transfer
Record Updated	Feb 7, 2022

Transaction

Amount	Amount Recorded
Tax	$3,532.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	49981 RIVERSIDE DR, 49981, MACOMB, MI 48044-1244

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	49981 RIVERSIDE DR, MACOMB, MI 48044-1244

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACOMB MI
Property Address	49981 RIVERSIDE DR, MACOMB, MI 48044-1244
Transaction Type	Mortgage
Record Updated	Mar 4, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	49981 RIVERSIDE DR, MACOMB, MI 48044-1244

Mortgage

Document Number	0000123985
Date	Feb 16, 2021
Book Page	27423/846
Instrument	2123985

Lender

Name	HALL FINANCIAL GROUP
Type	Non-Lending Institution
Address	TROY, MI 48098

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Mar 1, 2036

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACOMB MI
Property Address	49981 RIVERSIDE DR, MACOMB, MI 48044-1244
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000046634
Date	Apr 20, 2018
Book Page	25322/423
Instrument	8046634

Lender

Name	CREDIT UNION ONE
Type	Credit Union
Address	FERNDALE, MI 48220

Agreement

Amount	Amount Recorded
Term	179 Months
Due	Mar 16, 2033

Tax Assessment & Valuation

Source: Macomb County assessment roll, as of October 19, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Macomb County
County Subdivision	Macomb Township
Unified School District	Chippewa Valley Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$243,800 (+16.43%)	$487,600 (+16.43%)
2025	$7,355.00 (+61.58%)
2023		$209,400	$418,800
2022	$4,552.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MACOMB TOWNSHIP serves 90,000 people · EPA ID MI0003990
Water Source	Purchased surface water from GREAT LAKES WATER AUTHORITY
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 377 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

Nearby Properties on Riverside Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures