San Bernardino County property record for 4998 Ginger Ct, Rancho Cucamonga, CA 91737
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 6.5 ba · 5,399 sqft · built 1992 |
| Lot Size | 0.611 acres (26,600 sqft) |
| Owner | Trust Name on File |
| Tax Bill | $13,860 (2025) |
| Deeds & Mortgages | Jan 2022 Mortgage Sep 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 1074-321-24-0000 |
| Primary APN | 1074-321-24-0000 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 6.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 11 Rooms |
| Stories | 1 Story |
| Building Area | 5,399 sqft Living Area |
| Gross Area | 6,435 sqft |
| 1st Floor Area | 5,399 sqft |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1992 |
|---|---|
| Effective Year Built | Effective 1992 |
| Architectural Style | Modern |
| Construction Type | Frame |
| Roof Material | Tile |
| Lot Area | 26,600 sqft (0.611 acres) |
| View / Lot | Apt/Condo Complex |
| Garage Type | Attached |
| Garage Area | 1,036 sqft |
| Parking Spaces | 4 Parking Spaces |
| Porch | Patio/Porch |
| Porch Area | 454 sqft |
| Patio Area | 454 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Connected |
| Water Source | Commercial |
| Street Address | 4998 GINGER CT |
|---|---|
| City | RANCHO CUCAMONGA |
| State | CA |
| Zip | 91737-2468 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | TRACT 12332-1 LOT 40 AND INT IN COMMON AREA |
| Legal Subdivision | TRACT NO. 123321 |
| Legal Tract | 12332 |
| Legal Block | 1 |
| Legal Lot Number | 40 |
| Jurisdiction | SAN BERNARDINO CA |
| Township / Civil Division | ONTARIO |
| Census Block Group | 1 |
| Census Block | 1005 |
| Census Tract | 2021 |
4998 Ginger Ct is held in a trust since October 2012.
Source: San Bernardino County records, as of July 14, 2026
| Owner of Record | Trust Name on File |
|---|---|
| Mailing Address | 4998 GINGER CT, RANCHO CUCAMONGA, CA 91737-2468 |
| Owner Type | Company |
| Vesting | Trust, Family Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 7, 2022 | Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA |
| Sep 23, 2020 | Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA |
| Mar 20, 2017 | Loan Modification, Mortgage WELLS FARGO BK |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Oct 8, 2012 |
| Transfer Doc | 0000529883 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN BERNARDINO CA |
| Property Address | 4998 GINGER CT, RANCHO CUCAMONGA, CA 91737-2468 |
| Transaction Type | Mortgage |
| Record Updated | Jan 21, 2022 |
| Title Company | TICOR TITLE RIVERSIDE |
| Name | Verified Name |
|---|---|
| Address | 4998 GINGER CT, RANCHO CUCAMONGA, CA 91737-2468 |
| Document Number | 0000009049 |
|---|---|
| Date | Jan 7, 2022 |
| Instrument | 2022-0009049 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN BERNARDINO CA |
| Property Address | 4998 GINGER CT, RANCHO CUCAMONGA, CA 91737-2468 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | TICOR TITLE RIVERSIDE |
| Name | Verified Name |
|---|---|
| Address | 4998 GINGER CT, RANCHO CUCAMONGA, CA 91737-2468 |
| Document Number | 0000358711 |
|---|---|
| Date | Sep 23, 2020 |
| Instrument | 2020-0358711 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.62% |
| Type Change Date | Oct 1, 2030 |
| Change Frequency | Annually |
| Min Rate At Change | 2.25% |
| Max Rate At Change | 4.62% |
| Index | 1-Year LIBOR |
| Max Rate | 7.62% |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | SAN BERNARDINO CA |
| Property Address | 4998 GINGER CT, RANCHO CUCAMONGA, CA 91737-2468 |
| Document Number | 0000235849 |
| Instrument Date | Mar 20, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Aug 21, 2018 |
| Name | Verified Name |
|---|---|
| Relationship | Personal Trust |
| Address | 4998 GINGER CT RANCHO CUCAMONGA CA 917372468, RANCHO CUCAMONGA, CA 91737-2468 |
| Document Number | 0000235849 |
|---|---|
| Date | Jun 9, 2017 |
| Instrument | 235849 |
| Name | WELLS FARGO BK |
|---|---|
| Address | SIOUX FALLS, SD 57104 |
| Amount | Amount on Record |
|---|
The 2025 property tax bill for 4998 Ginger Ct was $13,860.
Source: San Bernardino County assessment roll, as of July 14, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Bernardino County |
| Municipality | Rancho Cucamonga City |
| Elementary School District | Alta Loma Elementary School District (KG - 08) |
| Secondary School District | Chaffey Joint Union High School District (09 - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $1,269,876 (+2%) Land $444,645 Building $825,231 | |
| 2025 | $13,860.00 | $1,244,976 Land $435,926 Building $809,050 |
| 2023 | $13,211.00 (+0.24%) | $1,196,631 Land $418,998 Building $777,633 |
| 2022 | $13,179.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 4998 Ginger Ct in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 4998 Ginger Ct is extreme, ranking above 96% of the US, with a 2% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Extreme above 96% of the US · above 85% of California |
|---|---|
| Wildfire Likelihood | 2% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CUCAMONGA VALLEY WATER DISTRICT serves 213,375 people · EPA ID CA3610018 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2025 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 140 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: AT&T, T-Mobile.
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