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49978 Monarch Dr, Macomb, MI 48044 Property Records

Macomb County property record for 49978 Monarch Dr, Macomb, MI 48044

Property Summary

Property TypeCondominium
Details4 bd · 2 ba · 3,192 sqft · built 2019
Lot Size0.263 acres (11,456 sqft)
OwnerCompany Name on File
Last Sale$175,000 (Mar 2019)
Tax Bill$8,189 (2025)
Deeds & MortgagesFeb 2020 Mortgage
Jan 2020 Loan Modification
+ 2 more
Flood ZoneZone X (minimal risk)
APN20-08-20-351-087

Property Details

APN / Parcel Number

Primary APN20-08-20-351-087
Alternative APN
  • 0820351087

Interior

Bedrooms4 Beds
Full Baths2 Baths
Half Baths2 Half Baths
Stories2 Stories
Building Area3,192 sqft Living Area
1st Floor Area1,547 sqft
Basement Area1,547 sqft
Unfinished Basement1,547 sqft

Exterior

Year BuiltBuilt 2019
Effective Year BuiltEffective 2019
Architectural StyleCondo/Apartment
Lot Area11,456 sqft (0.263 acres)
Lot Dimensions126 ft deep x 91 ft wide
Garage Area869 sqft
Parking Spaces3 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Street Address49978 MONARCH DR
CityMACOMB
StateMI
Zip48044-1597
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Local Zoning CodeR1
Legal DescriptionMONARCH ESTATES CONDO MCCP #1118 UNIT 87 L 25509 PGS 839 - 859
Legal SubdivisionMONARCH ESTATES
Legal Unit87
JurisdictionMACOMB MI
Township / Civil DivisionMACOMB
Census Block Group4
Census Block4003
Census Tract224001

Owner

Source: Macomb County assessment roll, APN 20-08-20-351-087, as of July 6, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address49978 MONARCH DR, MACOMB, MI 48044-1597
OccupancyOwner Occupied
Owner TypeCompany

Deeds, Mortgages & Sale History

DateDocument
Feb 12, 2020Deed of Trust, Mortgage
LAKE MI CU
Jan 01, 2020Loan Modification, Mortgage
LAKE MI CU
Mar 19, 2019Warranty Deed, Transfer
ATTORNEY ONLY
Mar 22, 2019Warranty Deed, Construction Loan · Line of Credit
LAKE MI CU

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleMar 22, 2019 · Amount on Record
Deed SaleMar 22, 2019 · Amount on Record
Prior SaleMar 19, 2019 · Amount on Record
Deed Document Number20199027463
Deed Book / Page25863 / 38
Last Transfer DateOct 10, 2025
Transfer Doc0000091331
Record UpdatedSep 20, 2026

February 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMACOMB MI
Property Address49978 MONARCH DR, MACOMB, MI 48044-1583
Document Number0000020866
Instrument DateFeb 12, 2020
Transaction TypeMortgage
Record UpdatedMar 10, 2020
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address49978 MONARCH DR MACOMB MI 480441583, MACOMB, MI 48044-1583

Mortgage

Document Number0000020866
DateFeb 19, 2020
Book Page026524/000034
Instrument20866
Lender
NameLAKE MI CU
TypeCredit Union
AddressGRAND RAPIDS, MI 49501
Agreement
AmountAmount Recorded
Term360 Months
DueFeb 18, 2050

January 2020: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionMACOMB MI
Property Address49978 MONARCH DR, MACOMB, MI 48044-1583
Document Number0000005785
Instrument DateJan 01, 2020
Transaction TypeMortgage
Record UpdatedFeb 07, 2020
Title CompanyNOT AVAILABLE

Transaction

Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address49978 MONARCH DR MACOMB MI 48044, MACOMB, MI 48044

Mortgage

Document Number0000005785
DateJan 14, 2020
Book Page026454/000691
Instrument5785
Lender
NameLAKE MI CU
TypeCredit Union
AddressGRAND RAPIDS, MI 49501-2848
Agreement
AmountAmount Recorded
Term360 Months
DueJan 13, 2050
Interest
Rate TypeAdjustable Rate
Rate4.36%

March 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMACOMB MI
Recording DateMar 19, 2019
Property Address49978 MONARCH DR, MACOMB, MI 48044-1583
Document Number0000025878
Book / Page025855 / 000639
Instrument DateMar 15, 2019
Instrument25878
Transaction TypeTransfer
Record UpdatedMay 22, 2019
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$421.40
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address46600 ROMEO PLANK RD #5 MACOMB MI 480445741, 5, MACOMB, MI 48044-5741

March 2019: Warranty Deed, Construction Loan

Document TypeWarranty Deed
JurisdictionMACOMB MI
Recording DateMar 22, 2019
Property Address49978 MONARCH DR, MACOMB, MI 48044-1583
Document Number0000027463
Book / Page025863 / 000038
Instrument DateMar 15, 2019
Instrument27463
Transaction TypeConstruction Loan
Record UpdatedFeb 07, 2020
Title CompanyATA NATIONAL TITLE GROUP LLC, ATA NAT'L TITLE GROUP LLC

Transaction

AmountAmount Recorded
Tax$1,505.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address475 COLONIAL CT GROSSE POINTE FARMS MI 482362819, GROSSE POINTE FARMS, MI 48236-2819

Mortgage

Document Number27464
DateMar 22, 2019
Book Page025863/000041
Instrument27464
Lender
NameLAKE MI CU
TypeCredit Union
AddressGRAND RAPIDS, MI 49501
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueMar 21, 2049
Interest
Rate TypeAdjustable Rate
Rate4.36%

Tax Assessment & Valuation

Source: Macomb County assessment roll as of July 6, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateMichigan
CountyMacomb County
County SubdivisionMacomb Township
Unified School DistrictChippewa Valley Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$318,000 (+22.31%)$636,000 (+22.31%)
2025$8,189.00 (+13.09%)
2023$260,000$520,000
2022$7,241.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Macomb County (26099C), as of October 4, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 260992240014, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims1 (2023)
Claims Outside the SFHA1 of 1
Most Recent ClaimAug 2023 · Severe Storms, Tornadoes, And Flooding

Wildfire

Wildfire RiskNot rated
no burnable land within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, 316 locations within half a mile, as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Xfinity
Cable · Fiber in parts of the area		2,000 / 250
AT&T
DSL · Fiber in parts of the area		100 / 20

May also be available: T-Mobile USA, Verizon.

Drinking Water

Source: EPA Safe Drinking Water Information System, water system MI0003990, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemMACOMB TOWNSHIP
serves 90,000 people
Water SourcePurchased surface water from GREAT LAKES WATER AUTHORITY
Last State InspectionJan 2025
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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