4997 Trace Creek Rd, Mc Ewen, TN 37101 Property Records

Humphreys County property record for 4997 Trace Creek Rd, Mc Ewen, TN 37101

Property Summary

Property TypeRetail Stores (Personal Services, Photography, Travel)
Details0.5 ba · 904 sqft · built 1982
Lot Size27.2 acres (1,184,832 sqft)
OwnerIndividual Name on File
Last Sale$202,162 (Jan 2004)
Tax Bill$800 (2025)
Deeds & MortgagesNov 2021 Mortgage
Jul 2019 Construction Loan
+ 3 more
Flood ZoneZone A (high risk)
APN043054 01100

Property Details

APN / Parcel Number

Primary APN043054 01100
Alternative APN
  • 054 01100

Interior

Full Baths0.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area904 sqft Total Area
FlooringVinyl/Resilient
Interior WallsPaneling

Exterior

Year BuiltBuilt 1982
Effective Year BuiltEffective 1982
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area1,184,832 sqft (27.2 acres)

Exterior Amenities

PorchSlab
Porch Area40 sqft
Shed1 Shed
Shed Area1,952 sqft

Utilities, Heating & Cooling

Cooling SystemPackage A/C
Heating SystemHVAC
SewerConnected

Location & Zoning

Street Address4997 TRACE CREEK RD
CityMC EWEN
StateTN
Zip37101-4951
Property CategoryCommercial
Property TypeCommercial > Retail > Retail Stores (Personal Services, Photography, Travel)
Legal DescriptionDISTRICT: 02, COUNTY AREA: M99
JurisdictionHUMPHREYS TN
Township / Civil Division7
Census Block Group2
Census Block2034
Census Tract130100

Owner

4997 Trace Creek Rd, a commercial property, is owned by an individual who acquired it in November 2014.

Source: Humphreys County records, as of July 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on File
Mailing Address505 PITTLE WARREN RD, MC EWEN, TN 37101-5469
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Nov 29, 2021Deed of Trust, Mortgage · SBA Mortgage
UNITED STATES SMALL BUSINESS ADMIN
Jul 22, 2019Deed of Trust, Mortgage · Construction Mortgage
TRISTAR BANK
Dec 7, 2020Loan Modification, Mortgage
TRISTAR BK
Apr 3, 2020Deed of Trust, Construction Loan · Construction Mortgage
TRISTAR BK
May 30, 2018Grant Deed, Transfer
FARM CREDIT SVCS

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJan 9, 2004 · Amount on File
Deed SaleJan 9, 2004 · Amount on File
Prior SaleDec 20, 2000 · Amount on File
Deed Book / Page186 / 659
Last Transfer DateNov 5, 2014
Transfer Doc0000002822
Record UpdatedSep 20, 2026

November 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHUMPHREYS TN
Property Address4997 TRACE CREEK RD, MC EWEN, TN 37101-4951
Transaction TypeMortgage
Record UpdatedDec 10, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address505 PITTLE WARREN RD, MC EWEN, TN 37101-5469

Mortgage

Document Number4182
DateNov 29, 2021
Book Page241/337
Instrument21004182
Lender
NameUNITED STATES SMALL BUSINESS ADMIN
TypeGovernment Agency
AddressBIRMINGHAM, AL 35203
Agreement
TypeSBA Mortgage
AmountAmount on Record

July 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHUMPHREYS TN
Property Address4997 TRACE CREEK RD, MC EWEN, TN 37101-4951
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyBANKERS T&E DICKSON LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000001926
DateJul 22, 2019
Book Page231/2920
Instrument19001926
Lender
NameTRISTAR BANK
TypeBank
AddressDICKSON, TN 37055
Agreement
TypeConstruction Mortgage
AmountAmount on Record

December 2020: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionHUMPHREYS TN
Property Address4997 TRACE CREEK RD, MC EWEN, TN 37101-4951
Document Number0000003568
Instrument DateDec 7, 2020
Transaction TypeMortgage
Record UpdatedDec 23, 2020
Title CompanyBANKERS TITLE AND ESCROW DICKSON, BANKERS TITLE & ESCROW DICKSON

Transferred To (Grantee/Buyer)

NameVerified Name
Address4997 TRACE CREEK RD MC EWEN TN 371014951, MC EWEN, TN 37101-4951

Mortgage

Document Number0000003568
DateDec 16, 2020
Book Page000236/002438
Instrument3568
Lender
NameTRISTAR BK
TypeBank
Agreement
AmountAmount on Record
Term120 Months
DueDec 15, 2030

April 2020: Deed of Trust, Construction Loan

Document TypeDeed of Trust
JurisdictionHUMPHREYS TN
Recording DateApr 3, 2020
Property Address4997 TRACE CREEK RD, MC EWEN, TN 37101-4951
Document Number0000001008
Book / Page000234 / 000412
Instrument DateMar 27, 2020
Instrument1008
Transaction TypeConstruction Loan
Record UpdatedJun 4, 2020
Title CompanyBANKERS TITLE AND ESCROW DICKSON, BANKERS TITLE & ESCROW DICKSON

Transaction

Tax$0.00
Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
Address4997 TRACE CREEK RD MC EWEN TN 371014951, MC EWEN, TN 37101-4951

Mortgage

Document Number0000001008
DateApr 3, 2020
Book Page000234/000412
Instrument1008
Lender
NameTRISTAR BK
TypeBank
AddressDICKSON, TN 37055
Agreement
TypeConstruction Mortgage
AmountAmount on Record

May 2018: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionHUMPHREYS TN
Recording DateMay 30, 2018
Property Address4997 TRACE CREEK RD, MC EWEN, TN 37101-4951
Document Number0000001569
Book / Page000206 / 000726
Instrument DateMay 29, 2018
Instrument1569
Transaction TypeTransfer
Record UpdatedJun 13, 2018
Title CompanyATTORNEY ONLY

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,110.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address505 PITTLE WARREN RD MC EWEN TN 371015469, MC EWEN, TN 37101-5469

Mortgage

Document Number1571
DateMay 30, 2018
Book Page000228/001927
Instrument1571
Lender
NameFARM CREDIT SVCS
TypeFunding / Finance Company
AddressLOUISVILLE, KY 40223
Agreement
AmountAmount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 4997 Trace Creek Rd was $800.

Source: Humphreys County assessment roll, as of January 27, 2026

Property Jurisdictions

TypeName
StateTennessee
CountyHumphreys County
Unified School DistrictHumphreys County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$800.00$43,480 (-) Land $32,640 Building $10,840
2024$800.00 (+0.13%)$43,480 (-) Land $32,640 Building $10,840
2023$799.00 (-14.27%)$43,480 (+1.68%) Land $32,640 Building $10,840$108,700 (+1.68%) Land $81,600 Building $27,100
2022$932.00$42,760 Land $32,960 Building $9,800$106,900 Land $82,400 Building $24,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 4997 Trace Creek Rd in Zone A, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 25, 2009

FEMA Flood ZoneZone A
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationNot determined for this zone
Flood Insurance RequirementRequired
federally backed loans

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 4997 Trace Creek Rd is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood0.03% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
GigFire
Fiber · Fixed Wireless
1,000 / 1,000
Meriwether Lewis Connect
Fiber
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

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