4997 Bella Collina St, Oceanside, CA 92056 Property Records

San Diego County property record for 4997 Bella Collina St, Oceanside, CA 92056

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,731 sqft · built 1997
Lot Size	0.217 acres (9,449 sqft)
Owner	2 Trust Names on File
Last Sale	$167,000 (Jun 1996)
Tax Bill	$3,239 (2025)
Deeds & Mortgages	Aug 2021 Mortgage Feb 2021 Mortgage + 7 more
Flood Zone	Zone X (minimal risk)
APN	`158-610-08-00`

Property Details

APN / Parcel Number

Primary APN	`158-610-08-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,731 sqft Living Area

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Lot Area	9,449 sqft (0.217 acres)
Parking Spaces	3 Parking Spaces

Location & Zoning

Street Address	4997 BELLA COLLINA ST
City	OCEANSIDE
State	CA
Zip	92056-1916
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-HD
Legal Description	LOT 1 TR 012798
Legal Subdivision	MISSION SANTA FE
Legal Tract	012798
Legal Block	2
Legal Lot Number	1
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	2
Census Block	2003
Census Tract	19301

Owner

4997 Bella Collina St is owner-occupied and held in a trust since January 2025.

Source: San Diego County records, as of July 28, 2026

Owner of Record	2 Trust Names on File
Mailing Address	4997 BELLA COLLINA ST, OCEANSIDE, CA 92056-1916
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 10, 2021	Deed of Trust, Mortgage · Conventional Mortgage NEWREZ LLC
Feb 9, 2021	Deed of Trust, Mortgage · Conventional Mortgage HOMETOWN EQUITY MORTGAGE
Apr 14, 2017	Deed of Trust, Mortgage · Conventional Mortgage MB FINANCIAL BANK NA
Mar 23, 2018	Deed of Trust, Mortgage · Conventional Mortgage DIRECT MORTGAGE CORP
Oct 19, 2018	Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MORTGAGE CORP
Apr 10, 2019	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Nov 13, 2019	Deed of Trust, Mortgage · Conventional Mortgage ONE AMERICAN BANK
Jun 22, 2020	Deed of Trust, Mortgage · Conventional Mortgage STEARNS LENDING LLC
Sep 19, 2017	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 28, 1996 · Amount on File
Deed Sale	Jun 28, 1996 · Amount on File
Deed Document Number	1996328550
Last Transfer Date	Jan 13, 2025
Transfer Doc	0000026763
Record Updated	Sep 20, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	4997 BELLA COLLINA ST, OCEANSIDE, CA 92056-1916
Transaction Type	Mortgage
Record Updated	Aug 24, 2021
Title Company	FIRST AMERICAN TITLE COMPANY GLENDALE, FIRST AMER TTL CO GLENDALE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4997 BELLA COLLINA ST, OCEANSIDE, CA 92056-1916

Mortgage

Document Number	0000569764
Date	Aug 10, 2021
Instrument	2021-0569764

Lender

Name	NEWREZ LLC
Type	Mortgage Company
Address	FORT WASHINGTON, PA 19034

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2051

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	4997 BELLA COLLINA ST, OCEANSIDE, CA 92056-1916
Transaction Type	Mortgage
Record Updated	Feb 17, 2021
Title Company	FIRST AMERICAN TITLE, FIRST AMER TTL CO LOS ANGELE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4997 BELLA COLLINA ST, OCEANSIDE, CA 92056-1916

Mortgage

Document Number	0000101094
Date	Feb 9, 2021
Instrument	2021-0101094

Lender

Name	HOMETOWN EQUITY MORTGAGE
Type	Mortgage Company
Address	LAKE FOREST, CA 92630

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2051

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	4997 BELLA COLLINA ST, OCEANSIDE, CA 92056-1916
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN TITLE CO LA

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000167645
Date	Apr 14, 2017
Instrument	2017-0167645

Lender

Name	MB FINANCIAL BANK NA
Type	Bank
Address	ANN ARBOR, MI 48105

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2047

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	4997 BELLA COLLINA ST, OCEANSIDE, CA 92056-1916
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000114406
Date	Mar 23, 2018
Instrument	2018-0114406

Lender

Name	DIRECT MORTGAGE CORP
Type	Mortgage Company
Address	MIDVALE, UT 84047

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2048

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	4997 BELLA COLLINA ST, OCEANSIDE, CA 92056-1916
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4997 BELLA COLLINA ST, OCEANSIDE, CA 92056-1916

Mortgage

Document Number	0000436330
Date	Oct 19, 2018
Instrument	2018-0436330

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2048

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	4997 BELLA COLLINA ST, OCEANSIDE, CA 92056-1916
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000127649
Date	Apr 10, 2019
Instrument	2019-0127649

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2049

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	4997 BELLA COLLINA ST, OCEANSIDE, CA 92056-1916
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000524629
Date	Nov 13, 2019
Instrument	2019-0524629

Lender

Name	ONE AMERICAN BANK
Type	Bank
Address	SAN FRANCISCO, CA 94108

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2049

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	4997 BELLA COLLINA ST, OCEANSIDE, CA 92056-1916
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMER TTL CO GLENDALE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000323912
Date	Jun 22, 2020
Instrument	2020-0323912

Lender

Name	STEARNS LENDING LLC
Type	Mortgage Company
Address	LEWISVILLE, TX 75057

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2050

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	4997 BELLA COLLINA ST, OCEANSIDE, CA 92056-1916
Document Number	0000439508
Instrument Date	Sep 19, 2017
Transaction Type	Mortgage
Record Updated	Oct 2, 2017
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE/LOS ANGEL

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4997 BELLA COLLINA ST OCEANSIDE CA 920561916, OCEANSIDE, CA 92056-1916

Mortgage

Document Number	0000439508
Date	Sep 26, 2017
Instrument	439508

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 25, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 4997 Bella Collina St was $3,239.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Oceanside City
Unified School District	Vista Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$282,103 (+2%) Land $76,237 Building $205,866
2025	$3,239.00 Homeowner's exemption	$276,573 Land $74,743 Building $201,830
2023	$2,995.00 (+0.23%) Homeowner's exemption	$265,836 Land $71,842 Building $193,994
2022	$2,988.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 4997 Bella Collina St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 4997 Bella Collina St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF OCEANSIDE serves 174,340 people · EPA ID CA3710014
Water Source	Purchased surface water from several systems
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 734 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: GeoLinks, T-Mobile, Verizon.

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