4996 Lamia Way, Oceanside, CA 92056 Property Records

San Diego County property record for 4996 Lamia Way, Oceanside, CA 92056

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,592 sqft · built 1991
Lot Size	0.133 acres (5,787 sqft)
Owner	Company Name on Record
Last Sale	$640,000 (Jul 2019)
Tax Bill	$3,357 (2025)
Deeds & Mortgages	Jan 2022 Reverse Mortgage Jul 2019 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`169-543-48-00`

Property Details

APN / Parcel Number

Primary APN	`169-543-48-00`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Building Area	1,592 sqft Living Area

Exterior

Year Built	Built 1991
Effective Year Built	Effective 1991
Lot Area	5,787 sqft (0.133 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	4996 LAMIA WAY
City	OCEANSIDE
State	CA
Zip	92056-7430
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RM-A
Legal Description	LOT 193 TR 012405
Legal Subdivision	LEISURE VILLAGE OCEANSIDE
Legal Tract	012405
Legal Block	3
Legal Lot Number	193
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	3
Census Block	3000
Census Tract	19808

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	4996 LAMIA WAY, OCEANSIDE, CA 92056-7430
Owner Type	Company
Vesting	Borrower in Default

Deeds, Mortgages & Sale History

Date	Document
Jan 6, 2022	Deed of Trust, Mortgage · Reverse Mortgage AMERICAN ADVISORS GROUP
Jul 26, 2019	Reverse Mortgage, Transfer · FHA Mortgage AMERICAN ADVISORS
Jul 7, 2017	Affidavit of Death, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 26, 2019 · Amount on Record
Deed Sale	Jul 26, 2019 · Amount on Record
Prior Sale	Aug 13, 1991 · Amount on Record
Deed Document Number	2019307571
Record Updated	Oct 29, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	4996 LAMIA WAY, OCEANSIDE, CA 92056-7430
Transaction Type	Mortgage
Record Updated	Apr 17, 2023
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4996 LAMIA WAY, OCEANSIDE, CA 92056-7430

Mortgage

Document Number	0000007416
Date	Jan 6, 2022
Instrument	2022-0007416

Lender

Name	AMERICAN ADVISORS GROUP
Type	Mortgage Company
Address	IRVINE, CA 92612

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	2.51%
Adjustable	Adjustable Rate Rider
Change Frequency	Monthly
Index	1-Year CMT
Max Rate	7.51%

July 2019: Reverse Mortgage, Transfer

Document Type	Reverse Mortgage
Jurisdiction	SAN DIEGO CA
Recording Date	Jul 26, 2019
Property Address	4996 LAMIA WAY, OCEANSIDE, CA 92056-7430
Document Number	0000307571
Instrument Date	Jun 25, 2019
Instrument	307571
Transaction Type	Transfer
Record Updated	Sep 30, 2019
Title Company	EQUITY TITLE-SAN DIEGO

Transaction

Amount	Amount Recorded
Tax	$704.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	4996 LAMIA WAY OCEANSIDE CA 920567430, OCEANSIDE, CA 92056-7430

Mortgage

Document Number	307572
Date	Jul 26, 2019
Instrument	307572

Lender

Name	AMERICAN ADVISORS
Address	ORANGE, CA 92868

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	996 Months

Interest

Rate Type	Adjustable Rate
Rate	3.75%

Mortgage

Document Number	307573,
Date	Jul 26, 2019
Instrument	307573

Lender

Name	COMMISSIONER/HSNG & URBAN DEV
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	996 Months

Interest

Rate Type	Adjustable Rate
Rate	3.75%

July 2017: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	SAN DIEGO CA
Recording Date	Jul 7, 2017
Property Address	4996 LAMIA WAY, OCEANSIDE, CA 92056-7430
Document Number	0000307243
Instrument Date	Jul 5, 2017
Instrument	307243
Transaction Type	Transfer
Record Updated	Jul 14, 2017

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4996 LAMIA WAY OCEANSIDE CA 920567430, OCEANSIDE, CA 92056-7430

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Oceanside City
Unified School District	Vista Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$299,737 (+2%) Land $160,960 Building $138,777
2025	$3,357.00 (+8.64%)	$293,860 (+4.04%) Land $157,804 Building $136,056
2023	$3,090.00 (+0.26%)	$282,451 Land $151,677 Building $130,774
2022	$3,082.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · lower than 75% of California
Wildfire Likelihood	0.07% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF OCEANSIDE serves 174,340 people · EPA ID CA3710014
Water Source	Purchased surface water from several systems
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 858 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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