4996 Bounty Loop, Freeland, WA 98249 Property Records

Island County property record for 4996 Bounty Loop, Freeland, WA 98249

Property Summary

Property TypeMobile Home
Details1,080 sqft · built 1991
Lot Size2.27 acres (98,881 sqft)
OwnerIndividual Name on Record
Tax Bill$2,680 (2026)
Deeds & MortgagesApr 2022 Mortgage
Sep 2017 Line of Credit
Flood ZoneZone X (minimal risk)
APNS7540-00-00003-0

Property Details

APN / Parcel Number

Primary APNS7540-00-00003-0
Alternative APN
  • 326622

Interior

Stories1 Story
Building Area1,080 sqft Living Area
1st Floor Area1,080 sqft
FlooringCarpet
Interior WallsPlaster
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1991
Effective Year BuiltEffective 1995
Architectural StyleMobile Home
Exterior MaterialAluminum/Vinyl
Foundation TypeSlab (Mat/Raft)
Roof TypeFlat
Roof MaterialAluminum
Lot Area98,881 sqft (2.27 acres)
Garage TypeDetached
Garage Area1,440 sqft
Parking Spaces5 Parking Spaces
PorchOpen Porch
Porch Area80 sqft

Utilities, Heating & Cooling

Cooling SystemEvaporative
Heating FuelElectric

Location & Zoning

Street Address4996 BOUNTY LOOP
CityFREELAND
StateWA
Zip98249-9770
Property CategoryResidential
Property TypeResidential > Prefabricated > Mobile Home
Local Zoning Code10
Legal DescriptionMUTINY BAY PK 1 LOT 3
Legal SubdivisionMUTINY BAY PK
Legal Lot Number3
JurisdictionISLAND WA
Township / Civil DivisionCENTRAL WHIDBEY ISLAND
Census Block Group1
Census Block1008
Census Tract971302

Owner

Source: Island County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address4996 BOUNTY LOOP, FREELAND, WA 98249-9770
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 25, 2022Deed of Trust, Mortgage · Conventional Mortgage
BOEING EMPLOYEES CU
Sep 15, 2017Deed of Trust, Mortgage · Line of Credit
BOEING EMPS CU

Assessor's Deed Record

Deed NamesName on Deed
Record UpdatedOct 29, 2026

April 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionISLAND WA
Property Address4996 BOUNTY LOOP, FREELAND, WA 98249-9770
Transaction TypeMortgage
Record UpdatedMay 2, 2022
Title CompanySTEWART TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0004543996
DateApr 25, 2022
Instrument4543996
Lender
NameBOEING EMPLOYEES CU
TypeCredit Union
AddressSEATTLE, WA 98168
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term121 Months
DueMay 1, 2032

September 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionISLAND WA
Property Address4996 BOUNTY LOOP, FREELAND, WA 98249-9770
Document Number0004432264
Instrument DateSep 15, 2017
Transaction TypeMortgage
Record UpdatedNov 16, 2017

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address4996 BOUNTY LOOP FREELAND WA 982499770, FREELAND, WA 98249-9770

Mortgage

Document Number0004432264
DateOct 18, 2017
Instrument4432264
Lender
NameBOEING EMPS CU
TypeCredit Union
AddressSEATTLE, WA 98124-9750
Agreement
TypeLine of Credit
AmountAmount Recorded
Term300 Months
DueOct 17, 2042
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Island County assessment roll, as of October 20, 2025

Property Jurisdictions

TypeName
StateWashington
CountyIsland County
Unified School DistrictSouth Whidbey School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$2,680.00 (+37.86%)
2025$336,500 (+4.42%) Land $250,000 Building $86,500$336,500 (+4.42%) Land $250,000 Building $86,500
2023$1,944.00$322,266 (+12.62%) Land $230,000 Building $92,266$322,266 (+12.62%) Land $230,000 Building $92,266
2022$286,165 Land $200,000 Building $86,165$286,165 Land $200,000 Building $86,165

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 26, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 15 policies
Nearby Flood Policies15 in force
Nearby Flood Claims3 (2016–2018)
Most Recent ClaimDec 2018 · Severe Winter Storms, Straight-line Winds, Flooding, Landslides, Mudslides, Tornado
Claims by Event
  • Severe Winter Storms, Straight-line Winds, Flooding, Landslides, Mudslides, Tornado, Dec 2018 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 84% of Washington
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMutiny Bay Park Water Association
private · serves 156 people · EPA ID WA5357740
Water SourceGroundwater
Last State InspectionAug 2025
Lead2 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 2 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
1,200 / 35

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