4995 Vasa Ter, Lowell, IN 46356 Property Records

Lake County property record for 4995 Vasa Ter, Lowell, IN 46356

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,744 sqft · built 2000
Lot Size0.275 acres (11,979 sqft)
Owner2 Individual Names on File
Last Sale$140,000 (Sep 2008)
Tax Bill$1,319 (2024)
Deeds & MortgagesDec 2023 Second Mortgage
May 2021 Mortgage
+ 3 more
Flood ZoneZone X (minimal risk)
APN002-02-03-0152-0002

Property Details

APN / Parcel Number

Primary APN002-02-03-0152-0002
Alternative APNs
  • 45-19-12-229-008.000-007
  • 020301520002

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures8 Plumbing Fixtures
Total Rooms7 Rooms
Stories1 Story
Building Area2,744 sqft Living Area
Gross Area4,536 sqft
1st Floor Area1,372 sqft
Basement Area1,372 sqft

Exterior

Year BuiltBuilt 2000
Effective Year BuiltEffective 2000
Construction TypeFrame
Roof MaterialAsphalt
Lot Area11,979 sqft (0.275 acres)
Lot Dimensions125 ft deep x 86 ft wide
TerrainLow
View / LotExtra Front
Garage TypeAttached
Garage Area420 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas
SewerMunicipal

Location & Zoning

Street Address4995 VASA TER
CityLOWELL
StateIN
Zip46356-1191
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionDALECARLIA BL.36 LOT 2 & LOT 3 EX. E.13.69FT
Legal SubdivisionDALECARLIA
Legal Block36
Legal Lot Number2,3
JurisdictionLAKE IN
Township / Civil DivisionCEDAR CREEK
Census Block Group1
Census Block1016
Census Tract43405

Owner

4995 Vasa Ter is owned and occupied by two individuals who acquired it in September 2022.

Source: Lake County records, as of December 29, 2025

Owner of Record2 Individual Names on File
Mailing Address4995 VASA TER, LOWELL, IN 46356-1191
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Dec 28, 2023Deed of Trust, Mortgage · Stand-Alone Second Mortgage
NAVY FCU
May 13, 2021Deed of Trust, Mortgage · FHA Mortgage
QUICKEN LOANS LLC
Sep 23, 2022Intrafamily Transfer, Transfer
MTC
Feb 19, 2019Deed of Trust, Mortgage · Line of Credit
NAVY FCU
Nov 18, 2017Deed of Trust, Mortgage
QUICKEN LNS

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 10, 2008 · Amount on File
Deed SaleSep 10, 2008 · Amount on File
Deed Document Number200863415
Last Transfer DateSep 16, 2022
Transfer Doc0000039095
Record UpdatedJun 8, 2026

December 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLAKE IN
Property Address4995 VASA TER, LOWELL, IN 46356-1191
Transaction TypeMortgage
Record UpdatedJan 9, 2024

Transferred To (Grantee/Buyer)

NameVerified Name
InvestorPossibly a Property Investor

Mortgage

Document Number0000042629
DateDec 28, 2023
Instrument2023-542629
Lender
NameNAVY FCU
TypeCredit Union
AddressVIENNA, VA 22180
Agreement
TypeStand-Alone Second Mortgage
AmountAmount on Record
Term120 Months
DueDec 1, 2033

May 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLAKE IN
Property Address4995 VASA TER, LOWELL, IN 46356-1191
Transaction TypeMortgage
Record UpdatedJun 9, 2023
Title CompanyAMROCK INC

Transferred To (Grantee/Buyer)

NameVerified Name
InvestorPossibly a Property Investor

Mortgage

Document Number0000008401
DateMay 13, 2021
Instrument2021-508401
Lender
NameQUICKEN LOANS LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term360 Months
DueMay 1, 2051

September 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionLAKE IN
Recording DateSep 23, 2022
Property Address4995 VASA TER, LOWELL, IN 46356-1191
Document Number0000039095
Map ReferenceMB 24 PG 1
Instrument DateSep 22, 2022
Instrument2022-539095
Transaction TypeTransfer
Record UpdatedJun 9, 2023
Title CompanyMTC

Transaction

Tax$0.00
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address4995 VASA TER, LOWELL, IN 46356-1191
InvestorPossibly a Property Investor

February 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLAKE IN
Property Address4995 VASA TER, LOWELL, IN 46356-1191
Document Number0000014474
Instrument DateFeb 19, 2019
Transaction TypeMortgage
Record UpdatedApr 1, 2019
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address4995 VASA TER LOWELL IN 463561191, LOWELL, IN 46356-1191

Mortgage

Document Number0000014474
DateMar 12, 2019
Instrument14474
Lender
NameNAVY FCU
TypeCredit Union
AddressVIENNA, VA 22180
Agreement
TypeLine of Credit
AmountAmount on Record
Term480 Months
DueMar 11, 2059
Interest
Rate TypeAdjustable Rate

November 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLAKE IN
Property Address4995 VASA TER, LOWELL, IN 46356-1191
Document Number0000082586
Instrument DateNov 18, 2017
Transaction TypeMortgage
Record UpdatedFeb 12, 2018
Title CompanyTITLE SERVICE AND LIAISON COMPANIES

Transferred To (Grantee/Buyer)

NameVerified Name
Address4995 VASA TER LEROY IN 46355, LEROY, IN 46355

Mortgage

Document Number0000082586
DateDec 6, 2017
Instrument82586
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
AmountAmount on Record
Term240 Months
DueDec 5, 2037

Tax Assessment & Valuation

Source: Lake County assessment roll, as of December 29, 2025

Property Jurisdictions

TypeName
StateIndiana
CountyLake County
County SubdivisionCedar Creek Township
Unified School DistrictTri-Creek School Corporation (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$191,100 Land $55,700 Building $135,400$191,100 Land $55,700 Building $135,400
2024$1,319.00
2023$180,400 (+5.56%) Land $46,400 Building $134,000$180,400 (+5.56%) Land $46,400 Building $134,000
2022$1,312.00$170,900 Land $41,800 Building $129,100$170,900 Land $41,800 Building $129,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4995 Vasa Ter in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1993.

Source: FEMA National Flood Hazard Layer, effective October 16, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies6 in force
Nearby Flood Claims1 (1993)
Most Recent ClaimJul 1993 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 4995 Vasa Ter has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemFAIRWAY REGIONAL WATER DISTRICT
private · serves 210 people · EPA ID IN5245009
Water SourceGroundwater
Last State InspectionJul 2025
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line inventory
Oct 2024
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 68 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
AT&T
DSL
100 / 20

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