4995 Countryside Ct, Saint Cloud, FL 34771 Property Records

Osceola County property record for 4995 Countryside Ct, Saint Cloud, FL 34771

Property Summary

Property Type	Mobile Home
Details	3 bd · 2 ba · 1,463 sqft · built 1987
Lot Size	0.5 acres (21,780 sqft)
Owner	Individual Name on Record
Last Sale	$301,000 (Jul 2024)
Tax Bill	$3,997 (2025)
Deeds & Mortgages	Jul 2024 Sale & Mortgage Jan 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`91547`

Property Details

APN / Parcel Number

Primary APN	`91547`
Alternative APN	`202531286900011220`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,463 sqft Heated Area
Gross Area	1,625 sqft
1st Floor Area	1,463 sqft
Interior Walls	Paneling

Exterior

Year Built	Built 1987
Architectural Style	Mobile/Manufactured
Exterior Material	Aluminum Siding
Foundation Type	Pier/Post & Beam
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	21,780 sqft (0.5 acres)

Exterior Amenities

Porch	Open Porch
Porch Area	162 sqft
Fence	Fence
Shed	1 Shed
Shed Area	200 sqft
Utility Building	96 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC

Location & Zoning

Account Number	91547
Street Address	4995 COUNTRYSIDE CT
City	SAINT CLOUD
State	FL
Zip	34771-9623
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Local Zoning Code	ORMH
Legal Description	COUNTRYSIDE PB 4 PG 18-20 LOT 122
Legal Range	31E
Legal Township	25S
Legal Section	20
Legal Subdivision	COUNTRYSIDE
Legal Tract	2869
Legal Block	1
Legal Lot Number	122
Jurisdiction	OSCEOLA FL
Township / Civil Division	ST. CLOUD
Census Block Group	3
Census Block	3002
Census Tract	43700

Owner

Source: Osceola County records, as of December 11, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	4995 COUNTRYSIDE CT, SAINT CLOUD, FL 34771-9623
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 11, 2024	Warranty Deed, Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE
Jan 5, 2023	Warranty Deed, Transfer · Balloon Mortgage BAKER FINANCIAL SOLUTIONS LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 11, 2024 · Amount on Record
Deed Sale	Jul 11, 2024 · Amount on Record
Prior Sale	Jan 5, 2023 · Amount on Record
Deed Document Number	2024091184
Deed Book / Page	6632 / 640
Record Updated	Jun 8, 2026

July 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Jul 11, 2024
Property Address	4995 COUNTRYSIDE CT, SAINT CLOUD, FL 34771-9623
Document Number	0066320640
Book / Page	6632 / 640
Map Reference	MB 4 PG 18
Instrument Date	Jul 9, 2024
Instrument	2024091184
Transaction Type	Transfer
Record Updated	Dec 12, 2025
Title Company	UNKNOWN, THE CLOSING CITY LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,107.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	10407 SPARROW LANDING WAY, ORLANDO, FL 32832-6010

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4995 COUNTRYSIDE CT, SAINT CLOUD, FL 34771-9623

Mortgage

Document Number	2024091185
Date	Jul 11, 2024
Instrument	2024091185

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2054

January 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Jan 5, 2023
Property Address	4995 COUNTRYSIDE CT, SAINT CLOUD, FL 34771-9623
Document Number	0063402736
Book / Page	6340 / 2736
Map Reference	MB 4 PG 18-20
Instrument Date	Dec 25, 2022
Instrument	2023002025
Transaction Type	Transfer
Record Updated	Dec 12, 2025
Title Company	CONWAY TITLE, CONWAY TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$875.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2114 S CRYSTAL LAKE DR, ORLANDO, FL 32806-3307

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10407 SPARROW LANDING WAY, ORLANDO, FL 32832-6010

Mortgage

Document Number	0063402739
Date	Jan 5, 2023
Instrument	6340/2739

Lender

Name	BAKER FINANCIAL SOLUTIONS LLC

Agreement

Type	Balloon Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Jan 1, 2024

Tax Assessment & Valuation

Source: Osceola County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,997.00 (+93.19%)	$237,100 (+128.64%) Land $55,000 Building $182,100	$237,100 (+128.64%) Land $55,000 Building $182,100
2023	$2,069.00 (+9.18%)	$103,700 (-15.07%) Land $45,000 Building $58,700	$103,700 (-15.07%) Land $45,000 Building $58,700
2022	$1,895.00	$122,100 Land $45,000 Building $77,100	$122,100 Land $45,000 Building $77,100

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 70 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	70 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 67% of the US · above 45% of Florida
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST. CLOUD, CITY OF (3 WPS) serves 82,752 people · EPA ID FL3491373
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 193 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: CenturyLink.

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