4995 Cascade Pl, Oak Harbor, WA 98277 Property Records

Island County property record for 4995 Cascade Pl, Oak Harbor, WA 98277

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,635 sqft · built 1978
Lot Size	2.5 acres (108,900 sqft)
Owner	2 Individual Names on File
Last Sale	$259,000 (Oct 2006)
Tax Bill	$5,032 (2026)
Deeds & Mortgages	Jun 2020 Mortgage May 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R23431-245-4250`

Property Details

APN / Parcel Number

Primary APN	`R23431-245-4250`
Alternative APN	`480170`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Plumbing Fixtures	12 Plumbing Fixtures
Stories	1 Story
Building Area	1,635 sqft Living Area
1st Floor Area	1,635 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Exterior Material	Hardboard/Plywood
Foundation Type	Block
Roof Material	Wood Shingle
Lot Area	108,900 sqft (2.5 acres)
Garage Type	Detached
Garage Area	960 sqft
Parking Spaces	4 Parking Spaces
Porch	Open Porch
Porch Area	869 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	4995 CASCADE PL
City	OAK HARBOR
State	WA
Zip	98277-9629
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	20
Legal Description	BG NE CR NE SE N89W915 TPB CONT N89W200.83 SW ALG CURR 77.46 S34W209. 02 ALG CURR 106.36 S177. 66 S89E607.5 N20W534.68 TPB EX RD TGW SUB EZ SP 78-101 LOT B FR 2314260
Legal Range	2E
Legal Township	34N
Legal Section	31
Legal Lot Number	B
Jurisdiction	ISLAND WA
Township / Civil Division	NORTH WHIDBEY ISLAND
Census Block Group	2
Census Block	2006
Census Tract	970100

Owner

4995 Cascade Pl is owned and occupied by two individuals who bought it in October 2006.

Source: Island County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	4995 CASCADE PL, OAK HARBOR, WA 98277-9629
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 11, 2020	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
May 25, 2017	Deed of Trust, Mortgage · VA Mortgage GLOBAL EQUITY FIN

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 3, 2006 · Amount on File
Deed Sale	Oct 3, 2006 · Amount on File
Deed Document Number	20064183327
Record Updated	Oct 29, 2026

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ISLAND WA
Property Address	4995 CASCADE PL, OAK HARBOR, WA 98277-9629
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	TICOR TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0004488552
Date	Jun 11, 2020
Instrument	4488552

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2050

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ISLAND WA
Property Address	4995 CASCADE PL, OAK HARBOR, WA 98277-9629
Document Number	0004423364
Instrument Date	May 25, 2017
Transaction Type	Mortgage
Record Updated	Jun 14, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4995 CASCADE PL OAK HARBOR WA 982779629, OAK HARBOR, WA 98277-9629

Mortgage

Document Number	0004423364
Date	May 31, 2017
Instrument	4423364

Lender

Name	GLOBAL EQUITY FIN
Type	Funding / Finance Company
Address	TUCSON, AZ 85715

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 30, 2047

Tax Assessment & Valuation

The 2026 property tax bill for 4995 Cascade Pl was $5,032.

Source: Island County assessment roll, as of October 20, 2025

Property Jurisdictions

Type	Name
State	Washington
County	Island County
Unified School District	Oak Harbor School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,032.00
2025		$650,611 Land $290,000 Building $360,611	$650,611 Land $290,000 Building $360,611
2023	$4,083.00	$649,333 (+18.5%) Land $280,000 Building $369,333	$649,333 (+18.5%) Land $280,000 Building $369,333
2022		$547,955 Land $220,000 Building $327,955	$547,955 Land $220,000 Building $327,955

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4995 Cascade Pl in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 26, 2019

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 4995 Cascade Pl is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Washington
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 36 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Starlink Satellite	280 / 30

Cell Coverage

4G LTE (outdoors only), no 5G reported

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