St. Mary's County property record for 49946 Airedele Rd, Ridge, MD 20680
| Property Type | Single Family Home |
|---|---|
| Details | 10 ba · 9,850 sqft · built 2019 |
| Lot Size | 2.6 acres (113,256 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $20,048 (2025) |
| Flood Zone | Zone AE (high risk) |
| APN | 01-045881 |
| Primary APN | 01-045881 |
|---|---|
| Alternative APN |
|
| Full Baths | 10 Baths |
|---|---|
| Half Baths | 2 Half Baths |
| Stories | 2 Stories |
| Building Area | 9,850 sqft Total Area |
| Basement Area | 130 sqft |
| Finished Basement | 4,500 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Elevator | Elevator |
| Year Built | Built 2019 |
|---|---|
| Effective Year Built | Effective 2019 |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 113,256 sqft (2.6 acres) |
| View / Lot | Waterfront |
| Garage Type | Basement |
| Garage Area | 918 sqft |
| Parking Spaces | 3 Parking Spaces |
| Pool Type | Spa / Hot Tub (No Pool) |
|---|---|
| Porch | Porch |
| Porch Area | 504 sqft |
| Deck Area | 2,044 sqft |
| Gazebo | 432 sqft |
| Boat Access | Boat Access |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Account Number | 045881 |
|---|---|
| Street Address | 49946 AIREDELE RD |
| City | RIDGE |
| State | MD |
| Zip | 20680-3308 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RPD |
| Legal Description | LOT 2 PLAT 56/42 LORES ESTATES |
| Legal Subdivision | LORES ESTATES |
| Legal Lot Number | 2 |
| Jurisdiction | ST MARY'S MD |
| Township / Civil Division | 1, ST. INIGOES |
| Census Block Group | 4 |
| Census Block | 4006 |
| Census Tract | 876200 |
Source: St. Mary's County records, as of September 22, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 49946 AIREDELE RD, RIDGE, MD 20680-3308 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 10, 2004 |
| Deed Sale | Feb 10, 2004 |
| Prior Sale | Jan 12, 2004 · Amount on Record |
| Deed Document Number | 20042591 |
| Deed Book / Page | 2213 / 701 |
| Transfer Doc | 0000002591 |
| Record Updated | Oct 29, 2026 |
Source: St. Mary's County assessment roll, as of September 22, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | St. Mary's County |
| Unified School District | St. Marys County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,399,600 (+9.71%) Land $636,500 Building $1,763,100 | $2,399,600 (-) Land $636,500 Building $1,763,100 | |
| 2025 | $20,048.00 (+9.74%) Homeowner's exemption | $2,187,267 (+24.09%) | $2,399,600 (+36.14%) Land $636,500 Building $1,763,100 |
| 2023 | $18,269.00 Homeowner's exemption | $1,762,600 Land $549,000 Building $1,213,600 | $1,762,600 Land $549,000 Building $1,213,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 14, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 5.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 136 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 136 in force |
| Nearby Flood Claims | 107 (1985–2022) |
| Claims Outside the SFHA | 38 of 107 |
| Most Recent Claim | Oct 2022 · tidal / storm surge |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.8% of the US · lower than 99.8% of Maryland |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Breezeline Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
4G LTE only, no 5G reported
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