4994 Escarpment Dr, Lockport, NY 14094 Property Records

Niagara County and Cambria Town property record for 4994 Escarpment Dr, Lockport, NY 14094

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,700 sqft · built 1977
Lot Size	0.64 acres (27,878 sqft)
Owner	Individual Name on Record
Last Sale	$80,000 (Jun 1995)
Tax Bill	$5,009 (2025)
Deeds & Mortgages	Feb 2023 Line of Credit Mar 2022 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`292000 107.04-1-60`

Property Details

APN / Parcel Number

Primary APN	`292000 107.04-1-60`
Alternative APN	`20001070040001060000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,700 sqft Living Area
1st Floor Area	1,220 sqft
Upper Floors Area	480 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1977
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Lot Area	27,878 sqft (0.64 acres)
Lot Dimensions	280 ft deep x 100 ft wide
Garage Type	Detached
Garage Area	336 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	226 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric
Sewer	Septic
Water Source	Commercial

Location & Zoning

Street Address	4994 ESCARPMENT DR
City	LOCKPORT
State	NY
Zip	14094-9748
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	ED
Legal Description	20 14 7 SUB LOT #38
Legal Subdivision	UNITED STEEL BUILDINGS CORPORATION
Legal Block	1
Legal Lot Number	60.000
Jurisdiction	NIAGARA NY
Township / Civil Division	CAMBRIA
Census Block Group	2
Census Block	2023
Census Tract	24303

Owner

Source: Niagara County and Cambria Town records, as of April 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4994 ESCARPMENT DR, LOCKPORT, NY 14094-9748
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 13, 2023	Deed of Trust, Mortgage · Line of Credit CORNERSTONE COMMUNITY FCU
Mar 16, 2022	Deed of Trust, Mortgage · VA Mortgage LOANDEPOT.COM LLC
Dec 12, 2019	Deed of Trust, Mortgage · VA Mortgage LOANDEPOT.COM LLC
Nov 7, 2018	Deed of Trust, Mortgage · VA Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 29, 1995 · Amount on Record
Deed Sale	Jun 29, 1995 · Amount on Record
Deed Book / Page	2589 / 276
Record Updated	Jun 8, 2026

February 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NIAGARA NY
Property Address	4994 ESCARPMENT DR, LOCKPORT, NY 14094-9748
Transaction Type	Mortgage
Record Updated	Feb 27, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4994 ESCARPMENT DR, LOCKPORT, NY 14094-9748

Mortgage

Document Number	0000002203
Date	Feb 13, 2023
Instrument	2023-02203

Lender

Name	CORNERSTONE COMMUNITY FCU
Type	Credit Union
Address	LOCKPORT, NY 14095

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Feb 12, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NIAGARA NY
Property Address	4994 ESCARPMENT DR, LOCKPORT, NY 14094-9748
Transaction Type	Mortgage
Record Updated	Mar 30, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4994 ESCARPMENT DR, LOCKPORT, NY 14094-9748

Mortgage

Document Number	0000005020
Date	Mar 16, 2022
Instrument	2022-05020

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2052

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NIAGARA NY
Property Address	4994 ESCARPMENT DR, LOCKPORT, NY 14094-9748
Document Number	0000000637
Instrument Date	Dec 12, 2019
Transaction Type	Mortgage
Record Updated	Jan 29, 2020
Title Company	TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4994 ESCARPMENT DR LOCKPORT NY 140949748, LOCKPORT, NY 14094-9748

Mortgage

Document Number	0000000637
Date	Jan 13, 2020
Instrument	637

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 12, 2050

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NIAGARA NY
Property Address	4994 ESCARPMENT DR, LOCKPORT, NY 14094-9748
Document Number	0000020142
Instrument Date	Nov 7, 2018
Transaction Type	Mortgage
Record Updated	Nov 30, 2018
Title Company	TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4994 ESCARPMENT DR LOCKPORT NY 140949748, LOCKPORT, NY 14094-9748

Mortgage

Document Number	0000020142
Date	Nov 14, 2018
Instrument	20142

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 13, 2048

Tax Assessment & Valuation

Source: Niagara County and Cambria Town assessment roll, as of April 17, 2026

Property Jurisdictions

Type	Name
State	New York
County	Niagara County
County Subdivision	Cambria Town
Unified School District	Starpoint Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,009.00	$260,000 (+5.01%) Land $55,800 Building $204,200	$260,000 (+5.01%) Land $55,800 Building $204,200
2023		$247,600 Land $55,800 Building $191,800	$247,600 Land $55,800 Building $191,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 6, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2021)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 2021 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 91% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CAMBRIA WATER DISTRICT serves 5,839 people · EPA ID NY3100557
Water Source	Purchased surface water from NIAGARA COUNTY WATER DISTRICT
Last State Inspection	Dec 2022
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 33 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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