Howard County property record for 4994 Eliots Oak Rd, Columbia, MD 21044
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 1,087 sqft · built 1968 |
| Lot Size | 0.196 acres (8,540 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $486,500 (Mar 2023) |
| Tax Bill | $6,880 (2026) |
| Deeds & Mortgages | Sep 2025 Mortgage Mar 2023 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 15-021047 |
| Primary APN | 15-021047 |
|---|---|
| Alternative APN |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,087 sqft Total Area |
| Basement Area | 447 sqft |
| Finished Basement | 447 sqft |
| Year Built | Built 1968 |
|---|---|
| Effective Year Built | Effective 1968 |
| Architectural Style | Split Foyer |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 8,540 sqft (0.196 acres) |
| Deck Area | 200 sqft |
| Patio Area | 350 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Account Number | 021047 |
|---|---|
| Street Address | 4994 ELIOTS OAK RD |
| City | COLUMBIA |
| State | MD |
| Zip | 21044-1332 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | NT |
| Legal Description | LOT 17 8,540 SQ' 4994 ELIOTS OAK RD VIL OF HRPRS CH S1 A4 |
| Legal Subdivision | VILLAGE HARPERS CHOICE |
| Legal Lot Number | 17 |
| Jurisdiction | HOWARD MD |
| Township / Civil Division | 5, CLARKSVILLE |
| Census Block Group | 3 |
| Census Block | 3000 |
| Census Tract | 605503 |
Source: Howard County records, as of October 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 4994 ELIOTS OAK RD, COLUMBIA, MD 21044-1332 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 19, 2025 | Deed of Trust, Mortgage · Conventional Mortgage NEWREZ LLC |
| Mar 16, 2023 | Deed, Transfer · Conventional Mortgage EMBRACE HOME LOANS INC |
| Apr 4, 2017 | Deed, Transfer · Stand-Alone First Mortgage SUNTRUST MORTGAGE INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 16, 2023 · Amount on Record |
| Deed Sale | Mar 16, 2023 · Amount on Record |
| Prior Sale | Apr 4, 2017 · Amount on Record |
| Deed Document Number | 2023 |
| Deed Book / Page | 21910 / 45 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HOWARD MD |
| Property Address | 4994 ELIOTS OAK RD, COLUMBIA, MD 21044-1332 |
| Transaction Type | Mortgage |
| Record Updated | Oct 7, 2025 |
| Title Company | AVENUE 365 LENDER SERVICES |
| Name | Verified Name |
|---|---|
| Address | 4994 ELIOTS OAK RD, COLUMBIA, MD 21044-1332 |
| Document Number | 0229240300 |
|---|---|
| Date | Sep 19, 2025 |
| Book Page | 22924/300 |
| Name | NEWREZ LLC |
|---|---|
| Type | Mortgage Company |
| Address | HATBORO, PA 19040 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2055 |
| Document Type | Deed |
|---|---|
| Jurisdiction | HOWARD MD |
| Recording Date | Mar 16, 2023 |
| Property Address | 4994 ELIOTS OAK RD, COLUMBIA, MD 21044-1332 |
| Document Number | 0219100045 |
| Book / Page | 21910 / 45 |
| Map Reference | MB 13 FO 35 |
| Instrument Date | Mar 15, 2023 |
| Transaction Type | Transfer |
| Record Updated | Mar 29, 2023 |
| Title Company | LAKESIDE TITLE COMPANY INC, LAKESIDE TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,432.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Severalty |
| Address | 4994 ELIOTS OAK RD, COLUMBIA, MD 21044-1332 |
| Document Number | 0002191053 |
|---|---|
| Date | Mar 16, 2023 |
| Instrument | 21910/53 |
| Name | EMBRACE HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2053 |
| Document Type | Deed |
|---|---|
| Jurisdiction | HOWARD MD |
| Recording Date | Apr 4, 2017 |
| Property Address | 4994 ELIOTS OAK RD, COLUMBIA, MD 21044-1332 |
| Document Number | 0175190500 |
| Book / Page | 17519 / 500 |
| Map Reference | MB13 FO35 SH8 |
| Instrument Date | Mar 17, 2017 |
| Instrument | 17519-500 |
| Transaction Type | Transfer |
| Record Updated | Aug 16, 2021 |
| Title Company | HOME FIRST TITLE GROUP LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 4994 ELIOTS OAK RD, COLUMBIA, MD 21044-1332 |
| Document Number | 17519505 |
|---|---|
| Date | Apr 4, 2017 |
| Instrument | 17519-505 |
| Name | SUNTRUST MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 1, 2047 |
Source: Howard County assessment roll, as of September 4, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Howard County |
| Unified School District | Howard County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $6,880.00 (+5.76%) | $442,067 (+5.88%) | $466,600 (-) Land $270,900 Building $195,700 |
| 2025 | $6,505.00 (+61.25%) | $417,533 (+11.15%) | $466,600 (+18.73%) Land $270,900 Building $195,700 |
| 2023 | $375,633 | $393,000 Land $205,900 Building $187,100 | |
| 2022 | $4,034.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 31, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (2024) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Apr 2024 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HOWARD COUNTY D.P.W. DISTRIBUTION serves 286,158 people · EPA ID MD0130002 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jan 2024 |
| Lead | 3 ppb (2018–2020) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 248 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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