Sumter County property record for 4994 Cotton Acres Rd, Sumter, SC 29153
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 2,530 sqft · built 1991 |
| Lot Size | 1 acres (43,560 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $642 (2025) |
| Deeds & Mortgages | Aug 2026 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 197-00-01-043 |
| Primary APN | 197-00-01-043 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 2,530 sqft Living Area |
| 1st Floor Area | 2,530 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1991 |
|---|---|
| Effective Year Built | Effective 1991 |
| Exterior Material | Concrete Block |
| Construction Type | Concrete Block |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 43,560 sqft (1 acres) |
| Garage Area | 685 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Finished/Open Porch |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Account Number | 22268 |
|---|---|
| Street Address | 4994 COTTON ACRES RD |
| City | SUMTER |
| State | SC |
| Zip | 29153-8256 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PB87-400 1.0 AC |
| Legal Subdivision | EDMUNDS LAND SURVEYORS INC PLA |
| Jurisdiction | SUMTER SC |
| Township / Civil Division | SUMTER NORTH |
| Census Block Group | 1 |
| Census Block | 1016 |
| Census Tract | 401 |
Source: Sumter County records, as of August 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 4994 COTTON ACRES RD, SUMTER, SC 29153-8256 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Jul 28, 2026 |
| Transfer Doc | 1357005894 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | SUMTER SC |
| Recording Date | Aug 12, 2026 |
| Property Address | 4994 COTTON ACRES RD, SUMTER, SC 29153-8256 |
| Document Number | 1357005894 |
| Book / Page | 1357 / 5894 |
| Instrument Date | Jul 28, 2026 |
| Transaction Type | Transfer |
| Record Updated | Aug 20, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4994 COTTON ACRES RD, SUMTER, SC 29153-8256 |
| Document Number | 1357005898, |
|---|---|
| Date | Aug 12, 2026 |
| Book Page | 1357/5898 |
| Name | UNION CREDIT UNION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Sep 1, 2041 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 5.79% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
Source: Sumter County assessment roll, as of December 3, 2025
| Type | Name |
|---|---|
| State | South Carolina |
| County | Sumter County |
| Unified School District | Sumter County Consolidated School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $642.00 (+1.42%) | $3,770 (-) Land $200 Building $3,570 | $94,176 (-) Land $5,000 Building $89,176 |
| 2023 | $3,770 (-) Land $200 Building $3,570 | $94,176 (-) Land $5,000 Building $89,176 | |
| 2022 | $633.00 | $3,770 Land $200 Building $3,570 | $94,176 Land $5,000 Building $89,176 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 44% of the US · lower than 64% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.08% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| FTC Fiber | 1,000 / 1,000 |
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