4993 Calgary Ct, Cincinnati, OH 45244 Property Records

Clermont County property record for 4993 Calgary Ct, Cincinnati, OH 45244

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 2,506 sqft · built 1997
Lot Size0.534 acres (23,261 sqft)
OwnerIndividual Name on File
Last Sale$238,893 (Oct 1997)
Tax Bill$6,178 (2025)
Deeds & MortgagesSep 2021 Mortgage
Feb 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN39-31-10F-209

Property Details

APN / Parcel Number

Primary APN39-31-10F-209

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures10 Plumbing Fixtures
Total Rooms8 Rooms
Stories2 Stories
Building Area2,506 sqft Living Area
1st Floor Area842 sqft
Basement Area550 sqft
Unfinished Basement550 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1997
Effective Year BuiltEffective 1997
Architectural StyleColonial
Exterior MaterialCombination
Construction TypeMasonry / Concrete Block
Lot Area23,261 sqft (0.534 acres)
Garage Area448 sqft
Parking Spaces1 Parking Space
PorchSlab
Porch Area22 sqft
Patio Area576 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address4993 CALGARY CT
CityCINCINNATI
StateOH
Zip45244-5000
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionPOLO FIELDS; PART II BLOCK E; LOT 176
Legal SubdivisionPOLO FIELDS
Legal BlockE
Legal Lot Number176
JurisdictionCLERMONT OH
Township / Civil DivisionUNION
Census Block Group1
Census Block1016
Census Tract41406

Owner

4993 Calgary Ct is owned and occupied by an individual who bought it in October 1997.

Source: Clermont County records, as of April 13, 2026

Owner of RecordIndividual Name on File
Mailing Address4993 CALGARY CT, CINCINNATI, OH 45244-5000
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Sep 28, 2021Deed of Trust, Mortgage · Conventional Mortgage
LCNB NATIONAL BANK
Feb 3, 2020Deed of Trust, Mortgage · Conventional Mortgage
GUARDIAN SAVINGS BANK FSB

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 20, 1997 · Amount on File
Deed SaleOct 20, 1997 · Amount on File
Prior SaleJul 23, 1997 · Amount on File
Record UpdatedOct 29, 2026

September 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCLERMONT OH
Property Address4993 CALGARY CT, CINCINNATI, OH 45244-5000
Transaction TypeMortgage
Record UpdatedOct 6, 2021
Title CompanyDCB TITLE SERVICES LLC, LCNB TITLE SERVICES LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000031597
DateSep 28, 2021
Book Page2896/1637
Instrument202100031597
Lender
NameLCNB NATIONAL BANK
TypeBank
AddressLEBANON, OH 45036
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueOct 1, 2051

February 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCLERMONT OH
Property Address4993 CALGARY CT, CINCINNATI, OH 45244-5000
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyPROMINENT TITLE AGENCY LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000002794
DateFeb 3, 2020
Book Page2829/3800
Instrument202000002794
Lender
NameGUARDIAN SAVINGS BANK FSB
TypeBank
AddressCINCINNATI, OH 45239
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueFeb 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 4993 Calgary Ct was $6,178 with a homeowner's exemption.

Source: Clermont County assessment roll, as of April 13, 2026

Property Jurisdictions

TypeName
StateOhio
CountyClermont County
County SubdivisionUnion Township
Unified School DistrictMilford Exempted Village School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$6,178.00$137,910 Land $27,410 Building $110,500
2024$394,000 (-) Land $78,300 Building $315,700
2023$16,659.00 (+176.22%) Homeowner's exemption$137,910 (+38.59%) Land $27,410 Building $110,500$394,000 Land $78,300 Building $315,700
2022$6,031.00 Homeowner's exemption$99,510 Land $19,780 Building $79,730
2020$284,300 Land $56,500 Building $227,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 4993 Calgary Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 6, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4993 Calgary Ct is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCLERMONT PUBLIC WATER SYSTEM
private · serves 133,059 people · EPA ID OH1302212
Water SourceSurface water
Last State InspectionMar 2025
Lead2 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Oct 2018
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 155 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
altafiber Network Solutions
Fiber
3,000 / 3,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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