4992 Scrabble Rd, Shepherdstown, WV 25443 Property Records

Jefferson County property record for 4992 Scrabble Rd, Shepherdstown, WV 25443

Property Summary

Property Type	Single Family Home
Details	4 bd · 4.5 ba · 4,623 sqft · built 1981
Lot Size	9.72 acres (423,403 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,100,000 (Jul 2026)
Tax Bill	$4,944 (2026)
Deeds & Mortgages	Jul 2026 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`09-2-0014.0000`

Property Details

APN / Parcel Number

Primary APN	`09-2-0014.0000`
Alternative APN	`19-09-2-0014.0000`

Interior

Bedrooms	4 Beds
Full Baths	4.5 Baths
Half Baths	3 Half Baths
Plumbing Fixtures	18 Plumbing Fixtures
Total Rooms	11 Rooms
Stories	1 Story
Building Area	4,623 sqft Living Area
1st Floor Area	4,052 sqft
Basement Area	1,000 sqft
Finished Basement	1,000 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1981
Effective Year Built	Effective 1981
Architectural Style	Conventional
Exterior Material	Brick Veneer
Construction Type	Frame
Lot Area	423,403 sqft (9.72 acres)
Terrain	Rolling
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	4992 SCRABBLE RD
City	SHEPHERDSTOWN
State	WV
Zip	25443-4171
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	9.72 AC-CLARK, MACRI
Legal Subdivision	SHEPHERDSTOWN DISTRICT
Jurisdiction	JEFFERSON WV
Township / Civil Division	SHEPHERDSTOWN
Census Block Group	3
Census Block	3021
Census Tract	972201

Owner

Source: Jefferson County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4992 SCRABBLE RD, SHEPHERDSTOWN, WV 25443-4171
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 14, 2026 · Amount on Record
Deed Sale	Jul 14, 2026 · Amount on Record
Prior Sale	Jun 3, 2016 · Amount on Record
Deed Document Number	202610553
Deed Book / Page	1379 / 188
Prior Transfer Date	Jan 13, 2010
Prior Transfer Doc	1074/163
Record Updated	Oct 29, 2026

July 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	JEFFERSON WV
Recording Date	Jul 14, 2026
Property Address	4992 SCRABBLE RD, SHEPHERDSTOWN, WV 25443-4171
Document Number	0000010553
Book / Page	1379 / 188
Instrument Date	Jul 10, 2026
Instrument	202610553
Transaction Type	Transfer
Record Updated	Aug 4, 2026
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SOLUTI

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$733,260.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4992 SCRABBLE RD, SHEPHERDSTOWN, WV 25443-4171

Mortgage

Document Number	0000010554,
Date	Jul 14, 2026
Book Page	2694/476
Instrument	202610554

Lender

Name	CROSSCOUNTRY MORTGAGE

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	6.53%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

Tax Assessment & Valuation

Source: Jefferson County assessment roll, as of November 14, 2025

Property Jurisdictions

Type	Name
State	West Virginia
County	Jefferson County
Unified School District	Jefferson County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,944.00 (+0.82%)	$428,700 (+1.56%) Land $155,000 Building $273,700	$714,500 (+1.56%) Land $258,333 Building $456,167
2025	$4,904.00 (+5.06%)	$422,100 (+5.6%) Land $145,000 Building $277,100	$703,500 (+5.6%) Land $241,700 Building $461,800
2023	$4,668.00	$399,700 Land $145,000 Building $254,700	$666,200 Land $241,700 Building $424,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 23, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 79% of West Virginia
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Frontier DSL	10 / 1

May also be available: Verizon, Xfinity.

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