4992 Gray Rd, Cincinnati, OH 45232 Property Records

Hamilton County property record for 4992 Gray Rd, Cincinnati, OH 45232

Property Summary

Property Type	Commercial
Details	2 bd · 1 ba · 1,706 sqft · built 1920
Lot Size	2.92 acres (127,457 sqft)
Owner	Company Name on Record
Last Sale	$198,000 (Apr 2015)
Tax Bill	$8,588 (2025)
Deeds & Mortgages	Nov 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`223-0001-0004-00`

Property Details

APN / Parcel Number

Primary APN	`223-0001-0004-00`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,706 sqft Finished Area
1st Floor Area	853 sqft
2nd Floor Area	853 sqft
Basement Area	853 sqft

Exterior

Year Built	Built 1920
Lot Area	127,457 sqft (2.92 acres)
Lot Dimensions	1,301 ft deep x 14 ft wide
Garage Type	Detached
Garage Area	576 sqft
Porch	Porch
Porch Area	241 sqft

Location & Zoning

Street Address	4992 GRAY RD
City	CINCINNATI
State	OH
Zip	45232-1513
Property Category	Commercial
Property Type	Commercial > Retail
Legal Description	4992 GRAY RD 14.30 X 1301.21 IRR R2-T3-S23 ES GRAY RD
Legal Range	02
Legal Township	03
Legal Section	23
Legal Subdivision	MILLCREEK TOWNSHIP
Jurisdiction	HAMILTON OH
Township / Civil Division	CINCINNATI
Census Block Group	1
Census Block	1006
Census Tract	8100

Owner

Source: Hamilton County records, as of February 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	4992 GRAY RD, CINCINNATI, OH 45232-1513
Occupancy	Owner Occupied
Owner Type	Company

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 7, 2015 · Amount on Record
Deed Sale	Apr 7, 2015 · Amount on Record
Deed Document Number	341551
Deed Book / Page	12863 / 01143
Record Updated	Jun 8, 2026

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	4992 GRAY RD, CINCINNATI, OH 45232-1513
Document Number	0000124759
Instrument Date	Nov 25, 2020
Transaction Type	Mortgage
Record Updated	Jan 21, 2021
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	4992 GRAY RD CINCINNATI OH 452321513, CINCINNATI, OH 45232-1513

Mortgage

Document Number	0000124759
Date	Nov 30, 2020
Book Page	014304/002742
Instrument	124759

Lender

Name	NORTH SIDE BK
Type	Bank
Address	CINCINNATI, OH 45223

Agreement

Amount	Amount Recorded
Term	180 Months
Due	Nov 29, 2035

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of March 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
Municipality	Cincinnati City
Unified School District	Cincinnati City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,588.00 (+0.68%)	$103,621 (-) Land $38,640 Building $64,981
2024	$8,530.00 (+0.25%)	$103,621 (-) Land $38,640 Building $64,981
2023	$8,509.00 (+20.12%)	$103,621 (+32.57%) Land $38,640 Building $64,981	$296,060 (+32.57%) Land $110,400 Building $185,660
2022	$7,084.00	$78,162 Land $37,786 Building $40,376
2020			$223,320 Land $107,960 Building $115,360

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 22, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 85% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 82 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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