4992 148th Pl, Wellborn, FL 32094 Property Records

Suwannee County property record for 4992 148th Pl, Wellborn, FL 32094

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,410 sqft · built 2002
Lot Size	2 acres (87,120 sqft)
Owner	Individual Name on Record
Last Sale	$175,000 (Oct 2005)
Tax Bill	$2,679 (2024)
Deeds & Mortgages	May 2023 Construction Loan Aug 2022 Transfer + 3 more
Flood Zone	Zone X (minimal risk)
APN	`31-03S-15E-00687-001001`

Property Details

APN / Parcel Number

Primary APN	`31-03S-15E-00687-001001`
Alternative APN	`00687001001`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	2,410 sqft Living Area
1st Floor Area	2,410 sqft
Flooring	Vinyl/Resilient
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2014
Exterior Material	Aluminum/Vinyl
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	87,120 sqft (2 acres)
Patio Area	240 sqft
Greenhouse	160 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	4992 148TH PL
City	WELLBORN
State	FL
Zip	32094-2353
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LEG 2.00 ACRES FOR POINT OF REF: COMM AT SW CORNER OF NE1/4 OF SE1/4; THENCE N 00 DEG 4944 W 306.05 FT TO POB; THENCE CONT N 00 DEG 4944 W 494.89 FT TO S R/W LINE OF 148TH PLACE; THENCE N 88 DEG 2855 E ALONG RD R/W 176.04 FT; THENCE S 00 DEG 4944 E 4
Legal Range	15E
Legal Township	03S
Legal Section	31
Legal Subdivision	WILDWOOD ACRES
Jurisdiction	SUWANNEE FL
Township / Civil Division	MCALPIN-WELLBORN
Census Block Group	2
Census Block	2021
Census Tract	970502

Owner

Source: Suwannee County records, as of December 26, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4992 148TH PL, WELLBORN, FL 32094-2353
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 31, 2023	Deed of Trust, Mortgage · Construction Mortgage MILLENNIUM BANK
Aug 5, 2022	Correction Deed
Jul 19, 2022	Intrafamily Transfer, Transfer
Jan 27, 2020	Deed of Trust, Mortgage · Conventional Mortgage VYSTAR CU
Mar 28, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 4, 2005 · Amount on Record
Deed Sale	Oct 4, 2005 · Amount on Record
Deed Document Number	2005510157391
Deed Book / Page	1237 / 494
Last Transfer Date	Jan 12, 2023
Transfer Doc	0000261499
Record Updated	Sep 20, 2026

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUWANNEE FL
Property Address	4992 148TH PL, WELLBORN, FL 32094-2353
Transaction Type	Mortgage
Record Updated	Jun 30, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4992 148TH PL, WELLBORN, FL 32094-2353

Mortgage

Document Number	0000266841
Date	May 31, 2023
Book Page	2443/318
Instrument	2023266841

Lender

Name	MILLENNIUM BANK
Type	Bank
Address	LAKE CITY, FL 32055

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2053

August 2022: Correction Deed

Document Type	Correction Deed
Jurisdiction	SUWANNEE FL
Recording Date	Aug 5, 2022
Property Address	4992 148TH PL, WELLBORN, FL 32094-2353
Document Number	0000256114
Book / Page	2378 / 241
Instrument Date	Aug 5, 2022
Instrument	2022256114
Record Updated	Sep 1, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4992 148TH PI, 4992, WELLBORN, FL 32094

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4992 148TH PI, PI, WELLBORN, FL 32094

July 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SUWANNEE FL
Recording Date	Jul 19, 2022
Property Address	4992 148TH PL, WELLBORN, FL 32094-2353
Document Number	0000255330
Book / Page	2374 / 95
Instrument Date	Jul 13, 2022
Instrument	2022255330
Transaction Type	Transfer
Record Updated	Sep 1, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4992 148TH PL, 4992, WELLBORN, FL 32094-2353

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4992 148TH PL, WELLBORN, FL 32094-2353

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUWANNEE FL
Property Address	4992 148TH PL, WELLBORN, FL 32094-2353
Document Number	0000223035
Instrument Date	Jan 27, 2020
Transaction Type	Mortgage
Record Updated	Mar 11, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4992 148TH PL WELLBORN FL 320942353, WELLBORN, FL 32094-2353

Mortgage

Document Number	0000223035
Date	Feb 3, 2020
Book Page	002167/000286
Instrument	223035

Lender

Name	VYSTAR CU
Type	Credit Union
Address	JACKSONVILLE, FL 32210

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 2, 2050

March 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SUWANNEE FL
Recording Date	Mar 28, 2019
Property Address	4992 148TH PL, WELLBORN, FL 32094-2353
Document Number	0000213424
Book / Page	002109 / 000058
Instrument Date	Mar 27, 2019
Instrument	213424
Transaction Type	Transfer
Record Updated	Apr 25, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$0.70
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4992 148TH PL WELLBORN FL 320942353, WELLBORN, FL 32094-2353

Tax Assessment & Valuation

Source: Suwannee County assessment roll, as of December 26, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Suwannee County
Unified School District	Suwannee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$213,273 (+6.15%) Land $20,000 Building $193,273	$213,273 (+6.15%) Land $20,000 Building $193,273
2024	$2,679.00
2023	Homeowner's exemption	$200,914 (+60.33%) Land $20,000 Building $180,914	$200,914 (+32.68%) Land $20,000 Building $180,914
2022	$1,383.00 Homeowner's exemption	$125,315	$151,425 Land $20,000 Building $131,425

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 27, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 16 policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	16 in force
Nearby Flood Claims	7 (2017–2024)
Claims Outside the SFHA	5 of 7
Most Recent Claim	Aug 2024 · Hurricane Debby
Claims by Event	Hurricane Debby, Aug 2024 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 67% of the US · above 45% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Rapid Fiber Internet Fiber	2,000 / 2,000

Cell Coverage

4G LTE only, no 5G reported

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