Burke County property record for 4991 Windy Ridge Rd, Morganton, NC 28655
| Property Type | Manufactured or Modular Home |
|---|---|
| Details | 3 bd · 2 ba · 2,184 sqft · built 1996 |
| Lot Size | 4.56 acres (198,634 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $1,454 (2026) |
| Deeds & Mortgages | Mar 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 1659595595 |
| Primary APN | 1659595595 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 2,184 sqft Living Area |
| 1st Floor Area | 1,456 sqft |
| Flooring | Tile |
| Year Built | Built 1996 |
|---|---|
| Effective Year Built | Effective 2000 |
| Architectural Style | Modular |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Masonry |
| Roof Material | Asphalt |
| Lot Area | 198,634 sqft (4.56 acres) |
| Deck Area | 432 sqft |
|---|---|
| Patio Area | 432 sqft |
| Shed | 1 Shed |
| Shed Area | 192 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Septic |
| Water Source | Well |
| Street Address | 4991 WINDY RIDGE RD |
|---|---|
| City | MORGANTON |
| State | NC |
| Zip | 28655-7112 |
| Property Category | Residential |
| Property Type | Residential > Prefabricated > Manufactured or Modular Home |
| Local Zoning Code | RURAL MIXE |
| Legal Description | 4991 WINDY RIDGE RD MORGANTON, NC 28655 |
| Jurisdiction | BURKE NC |
| Township / Civil Division | SILVER CREEK |
| Census Block Group | 2 |
| Census Block | 2026 |
| Census Tract | 20304 |
4991 Windy Ridge Rd, a residential property, is owned and occupied by an individual who acquired it in May 2011.
Source: Burke County records, as of October 12, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 4991 WINDY RIDGE RD, MORGANTON, NC 28655-7112 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | May 11, 2011 |
| Transfer Doc | 0019750781 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BURKE NC |
| Property Address | 4991 WINDY RIDGE RD, MORGANTON, NC 28655-7112 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0022810732 |
|---|---|
| Date | Mar 7, 2017 |
| Book Page | 2281/0732 |
| Instrument | 2017002050 |
| Name | DITECH FINANCIAL LLC |
|---|---|
| Type | Mortgage Company |
| Address | TAMPA, FL 33607 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Apr 1, 2032 |
The 2026 property tax bill for 4991 Windy Ridge Rd was $1,454, up 2.5% from the year before.
Source: Burke County assessment roll, as of October 12, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Burke County |
| Unified School District | Burke County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,454.00 (+2.54%) | $204,100 (-) Land $45,013 Building $159,087 | $204,100 (-) Land $45,013 Building $159,087 |
| 2025 | $1,418.00 | $204,100 Land $45,013 Building $159,087 | $204,100 Land $45,013 Building $159,087 |
| 2023 | $1,424.00 | $204,100 Land $45,013 Building $159,087 | $204,100 Land $45,013 Building $159,087 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 4991 Windy Ridge Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective June 28, 2017
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 4991 Windy Ridge Rd is moderate, ranking above 40% of the US, with a 0.06% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 40% of the US · above 58% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 35 |
5G (outdoors only) and 4G LTE
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