St. Louis County property record for 4991 Fish Lake Rd, Duluth, MN 55803
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 1,482 sqft · built 1976 |
| Lot Size | 40 acres (1,742,400 sqft) |
| Owner | Trust Name on File |
| Tax Bill | $3,358 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | 365-0010-04050 |
| Primary APN | 365-0010-04050 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,482 sqft Gross Area |
| 1st Floor Area | 988 sqft |
| Basement Area | 790 sqft |
| Finished Basement | 790 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1976 |
|---|---|
| Effective Year Built | Effective 1976 |
| Exterior Material | Stucco |
| Construction Type | Frame |
| Lot Area | 1,742,400 sqft (40 acres) |
| Garage Area | 728 sqft |
| Deck Area | 48 sqft |
| Cabin | 320 sqft |
| Sauna | Sauna |
| Cooling System | Central |
|---|---|
| Heating Fuel | Propane |
| Account Number | 69780 |
|---|---|
| Street Address | 4991 FISH LAKE RD |
| City | DULUTH |
| State | MN |
| Zip | 55803-9467 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SMU |
| Legal Description | SW 1/4 OF NE 1/4 SERIAL # |
| Legal Range | 15W |
| Legal Township | 52N |
| Legal Section | 23 |
| Legal Subdivision | FREDENBERG TOWN OF |
| Jurisdiction | ST LOUIS MN |
| Township / Civil Division | FREDENBERG |
| Census Block Group | 1 |
| Census Block | 1016 |
| Census Tract | 10602 |
4991 Fish Lake Rd is owner-occupied and held in a trust since December 2004.
Source: St. Louis County records, as of October 21, 2026
| Owner of Record | Trust Name on File |
|---|---|
| Mailing Address | 4991 FISH LAKE RD, DULUTH, MN 55803-9467 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Dec 6, 2004 |
| Transfer Doc | 0001088487 |
| Record Updated | Oct 29, 2026 |
The 2026 property tax bill for 4991 Fish Lake Rd was $3,358 with a homeowner's exemption, down 0.8% from the year before.
Source: St. Louis County assessment roll, as of August 17, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | St. Louis County |
| County Subdivision | Fredenberg Township |
| Unified School District | Hermantown Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,358.00 (-0.77%) Homeowner's exemption | ||
| 2025 | $3,384.00 (+0.36%) Homeowner's exemption | $389,000 (+10.83%) Land $162,100 Building $226,900 | $389,000 (+10.83%) Land $162,100 Building $226,900 |
| 2024 | $3,372.00 | $351,000 Land $122,200 Building $228,800 | $351,000 Land $122,200 Building $228,800 |
| 2022 | $335,100 Land $117,300 Building $217,800 | $335,100 Land $117,300 Building $217,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 4991 Fish Lake Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 7 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 4991 Fish Lake Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 78% of Minnesota |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| CenturyLink Fiber | 2,000 / 1,000 |
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