4990 Upper Mountain Rd, Lockport, NY 14094 Property Records

Niagara County and Cambria Town property record for 4990 Upper Mountain Rd, Lockport, NY 14094

Property Summary

Property Type	Single Family Home
Details	2 bd · 2.5 ba · 1,584 sqft · built 1880
Lot Size	1.03 acres (44,867 sqft)
Owner	Individual Name on File
Last Sale	$150,000 (Aug 2022)
Tax Bill	$5,965 (2025)
Deeds & Mortgages	Aug 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`292000 107.00-2-38.1`

Property Details

APN / Parcel Number

Primary APN	`292000 107.00-2-38.1`
Alternative APN	`20001070000002038001`

Interior

Bedrooms	2 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,584 sqft Living Area
1st Floor Area	1,080 sqft
2nd Floor Area	504 sqft
Upper Floors Area	504 sqft

Exterior

Year Built	Built 1880
Effective Year Built	Effective 1980
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Lot Area	44,867 sqft (1.03 acres)
Lot Dimensions	225 ft deep x 200 ft wide
Garage Type	Detached
Garage Area	720 sqft
Parking Spaces	3 Parking Spaces
Porch	Slab
Porch Area	656 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Septic
Water Source	Commercial

Location & Zoning

Street Address	4990 UPPER MOUNTAIN RD
City	LOCKPORT
State	NY
Zip	14094-9633
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AR
Legal Description	19,20 14 7
Legal Block	2
Legal Lot Number	38.001
Jurisdiction	NIAGARA NY
Township / Civil Division	CAMBRIA
Census Block Group	3
Census Block	3000
Census Tract	24303

Owner

Source: Niagara County and Cambria Town records · APN 292000 107.00-2-38.1

Assessment roll updated April 17, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	4990 UPPER MOUNTAIN RD, LOCKPORT, NY 14094-9633
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Aug 01, 2022 · Amount on Record
Deed Sale	Aug 01, 2022 · Amount on Record
Deed Document Number	202214991
Record Updated	Jun 08, 2026

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NIAGARA NY
Recording Date	Aug 01, 2022
Property Address	4990 UPPER MOUNTAIN RD, LOCKPORT, NY 14094-9633
Document Number	0000004991
Instrument Date	Jul 26, 2022
Instrument	2022-14991
Transaction Type	Transfer
Record Updated	Aug 19, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$600.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5017 UPPER MOUNTAIN RD, 5017, LOCKPORT, NY 14094-9694

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4650 MILLERSPORT HWY, EAST AMHERST, NY 14051-1016

Mortgage

Document Number	0000004992
Date	Aug 01, 2022
Instrument	2022-14992

Lender

Name	PREMIUM MORTGAGE CORP
Type	Mortgage Company
Address	ROCHESTER, NY 14618

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 01, 2052

Tax Assessment & Valuation

Source: Niagara County and Cambria Town records · Assessment roll updated April 17, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	New York
County	Niagara County
County Subdivision	Cambria Town
Unified School District	Starpoint Central School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,965.00	$277,000 (+10.8%) Land $30,200 Building $246,800	$277,000 (+10.8%) Land $30,200 Building $246,800
2023		$250,000 Land $30,200 Building $219,800	$250,000 Land $30,200 Building $219,800

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of November 6, 2025 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	2 (2021–2026)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Aug 2026 · rainfall accumulation

Wildfire

Wildfire Risk	Low lower than 98% of the US · lower than 97.9% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20

Based on FCC filings for 37 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	CAMBRIA WATER DISTRICT serves 5,839 people
Water Source	Purchased surface water from NIAGARA COUNTY WATER DISTRICT
Last State Inspection	Dec 2022
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.