4990 Ridgefield Cir, Fairfield, CA 94534 Property Records

Solano County property record for 4990 Ridgefield Cir, Fairfield, CA 94534

Property Summary

Property Type	Single Family Home
Details	5 bd · 3.5 ba · 4,260 sqft · built 2006
Lot Size	0.2 acres (8,704 sqft)
Owner	2 Individual Names on File
Last Sale	$920,000 (Sep 2026)
Tax Bill	$8,757 (2025)
Deeds & Mortgages	Sep 2026 Sale & Mortgage Aug 2025 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`0181-583-070`

Property Details

APN / Parcel Number

Primary APN	`0181-583-070`

Interior

Bedrooms	5 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	3 Stories
Building Area	4,260 sqft Living Area
1st Floor Area	1,841 sqft
2nd Floor Area	2,419 sqft
Family Room	Family Room
Utility Room	Utility Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Lot Area	8,704 sqft (0.2 acres)
Garage Area	699 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	4990 RIDGEFIELD CIR
City	FAIRFIELD
State	CA
Zip	94534-6434
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SOUTHBROOK 10 SUB LOT 86
Legal Subdivision	SOUTHBROOK 10
Legal Lot Number	86
Legal Unit	10
Jurisdiction	SOLANO CA
Township / Civil Division	FAIRFIELD-SUISUN CITY
Census Block Group	1
Census Block	1030
Census Tract	252205

Owner

4990 Ridgefield Cir is owned and occupied by two individuals who bought it in September 2026.

Source: Solano County records, as of October 19, 2026

Owner of Record	2 Individual Names on File
Mailing Address	4990 RIDGEFIELD CIR, FAIRFIELD, CA 94534-6434
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 23, 2026	Grant Deed, Subdivision Related Transfer · Conventional Mortgage GOLDEN 1 CREDIT UNION
Aug 25, 2025	Deed of Trust, Mortgage SELENE FINANCE LP
Mar 21, 2025	Trustee's Deed, Foreclosure
Apr 25, 2023	Intrafamily Transfer, Transfer · Construction Mortgage VAL CHRIS INVESTMENTS INC
Apr 25, 2023	Intrafamily Transfer, Transfer PACIFIC COAST TITLE COMPANY, PACIFIC COAST TITLE CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 23, 2026 · Amount on File
Deed Sale	Sep 23, 2026 · Amount on File
Prior Sale	Mar 21, 2025 · Amount on File
Deed Document Number	202645337
Prior Transfer Date	Mar 18, 2025
Prior Transfer Doc	0000012603
Record Updated	Oct 29, 2026

September 2026: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	SOLANO CA
Recording Date	Sep 23, 2026
Property Address	4990 RIDGEFIELD CIR, FAIRFIELD, CA 94534-6434
Document Number	0000045337
Instrument Date	Sep 18, 2026
Instrument	202645337
Transaction Type	Subdivision Related Transfer
Record Updated	Oct 5, 2026
Title Company	WFG NATIONAL TITLE INSURANCE, WFG NATIONAL TITLE INSURANCE C

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$102,212.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	4990 RIDGEFIELD CIR, FAIRFIELD, CA 94534-6434

Mortgage

Document Number	0000045338,
Date	Sep 23, 2026
Instrument	202645338

Lender

Name	GOLDEN 1 CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	5.88%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

August 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SOLANO CA
Property Address	4990 RIDGEFIELD CIR, FAIRFIELD, CA 94534-6434
Transaction Type	Mortgage
Record Updated	Sep 30, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4990 RIDGEFIELD CIR, FAIRFIELD, CA 94534-6434

Mortgage

Document Number	0000038689
Date	Aug 25, 2025
Instrument	202500038689

Lender

Name	SELENE FINANCE LP
Type	Mortgage Company
Address	PHILADELPHIA, PA 19101

Agreement

Amount	Amount on Record
Term	220 Months
Due	Dec 15, 2043

March 2025: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	SOLANO CA
Recording Date	Mar 21, 2025
Property Address	4990 RIDGEFIELD CIR, FAIRFIELD, CA 94534-6434
Document Number	0000012603
Map Reference	MB 79 PG 42
Instrument Date	Mar 18, 2025
Instrument	202500012603
Transaction Type	Foreclosure
Record Updated	Sep 30, 2025

Transaction

Amount	Amount on Record
Tax	$145.75
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 1114, LAFAYETTE, CA 94549-1114

April 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SOLANO CA
Recording Date	Apr 25, 2023
Property Address	4990 RIDGEFIELD CIR, FAIRFIELD, CA 94534-6434
Document Number	0000016992
Map Reference	MB 79 PG 42
Instrument Date	Mar 21, 2023
Instrument	202300016992
Transaction Type	Transfer
Record Updated	Sep 30, 2025
Title Company	PACIFIC COAST TITLE COMPANY, PACIFIC COAST TITLE CO

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4990 RIDGEFIELD CIR, FAIRFIELD, CA 94534-6434

Mortgage

Document Number	0000016994
Date	Apr 25, 2023
Instrument	202300016994

Lender

Name	VAL CHRIS INVESTMENTS INC
Type	Non-Lending Institution

Agreement

Type	Construction Mortgage
Amount	Amount on Record

April 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SOLANO CA
Recording Date	Apr 25, 2023
Property Address	4990 RIDGEFIELD CIR, FAIRFIELD, CA 94534-6434
Document Number	0000016993
Map Reference	MB 79 PG 42
Instrument Date	Mar 21, 2023
Instrument	202300016993
Transaction Type	Transfer
Record Updated	Sep 30, 2025
Title Company	PACIFIC COAST TITLE COMPANY, PACIFIC COAST TITLE CO

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4990 RIDGEFIELD CIR, FAIRFIELD, CA 94534-6434

Tax Assessment & Valuation

The 2025 property tax bill for 4990 Ridgefield Cir was $8,757, up 0.1% from the year before.

Source: Solano County assessment roll, as of August 13, 2026

Property Jurisdictions

Type	Name
State	California
County	Solano County
Municipality	Fairfield City
Unified School District	Fairfield-Suisun Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$929,220 (+25.21%) Land $276,420 Building $652,800
2025	$8,757.00 (+0.08%)	$742,128 Land $183,886 Building $558,242
2024	$8,750.00 (+3.29%)
2023	$8,471.00 (+1.85%)	$713,313 Land $176,747 Building $536,566	$1,008,630
2022	$8,317.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4990 Ridgefield Cir in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4990 Ridgefield Cir is high, ranking above 70% of the US, with a 0.3% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 70% of the US · above 45% of California
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF FAIRFIELD serves 120,720 people · EPA ID CA4810003
Water Source	Surface water
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory currently in violation since Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 365 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Ridgefield Cir

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