Flathead County property record for 4990 Flatwater Dr, Whitefish, MT 59937
| Property Type | Residential Vacant Land |
|---|---|
| Lot Size | 0.218 acres (9,496 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $2,886 (2026) |
| Deeds & Mortgages | Mar 2022 Sale Nov 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | R605152 |
| Primary APN | R605152 |
|---|---|
| Alternative APNs |
|
| Lot Area | 9,496 sqft (0.218 acres) |
|---|
| Sewer | Municipal |
|---|---|
| Water Source | Commercial |
| Account Number | 0000502958 |
|---|---|
| Street Address | 4990 FLATWATER DR |
| City | WHITEFISH |
| State | MT |
| Zip | 59937-7829 |
| Property Category | Residential |
| Property Type | Vacant Land > Residential |
| Legal Description | LAKES COTTAGES PH 3, S08, T30 N, R21 W, LOT 45, ASSR#0000502958 |
| Legal Range | 21W |
| Legal Township | 30N |
| Legal Section | 08 |
| Legal Subdivision | LAKES COTTAGES PH 3 |
| Legal Lot Number | 45 |
| Jurisdiction | FLATHEAD MT |
| Township / Civil Division | WHITEFISH |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 403 |
4990 Flatwater Dr, residential vacant land, is owned by an individual who acquired it in March 2022.
Source: Flathead County records, as of September 11, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 900 WILDERNESS CLUB DR, EUREKA, MT 59917-8516 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 9, 2022 | Warranty Deed, Transfer FIDELITY NATIONAL TITLE |
| Nov 2, 2020 | Warranty Deed, Subdivision Related Transfer · Commercial Mortgage PARK SIDE FCU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 9, 2022 |
| Deed Sale | Mar 9, 2022 |
| Prior Sale | Nov 2, 2020 · Amount on File |
| Deed Document Number | 20226089 |
| Prior Transfer Date | Feb 20, 2015 |
| Prior Transfer Doc | 0000003228 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FLATHEAD MT |
| Recording Date | Mar 9, 2022 |
| Property Address | 4990 FLATWATER DR, WHITEFISH, MT 59937-7829 |
| Document Number | 202200006089 |
| Instrument Date | Mar 9, 2022 |
| Instrument | 202200006089 |
| Transaction Type | Transfer |
| Record Updated | Mar 25, 2022 |
| Title Company | FIDELITY NATIONAL TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 900 WILDERNESS CLUB DR, EUREKA, MT 59917-8516 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FLATHEAD MT |
| Recording Date | Nov 2, 2020 |
| Property Address | 4990 FLATWATER DR, WHITEFISH, MT 59937-7829 |
| Document Number | 202000036897 |
| Instrument Date | Oct 29, 2020 |
| Instrument | 202000036897 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Aug 10, 2021 |
| Title Company | ALLIANCE TITLE COMPANY, ALLIANCE TITLE & ESCROW CORP |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 4982 FLATWATER DR, WHITEFISH, MT 59937-7829 |
| Document Number | 202000036898 |
|---|---|
| Date | Nov 2, 2020 |
| Instrument | 202000036898 |
| Name | PARK SIDE FCU |
|---|---|
| Type | Credit Union |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|
The 2026 property tax bill for 4990 Flatwater Dr was $2,886, up 138.7% from the year before.
Source: Flathead County assessment roll, as of September 11, 2026
| Type | Name |
|---|---|
| State | Montana |
| County | Flathead County |
| Municipality | Whitefish City |
| Elementary School District | Whitefish Elementary School District (PK - 08) |
| Secondary School District | Whitefish High School District (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,886.00 (+138.71%) | $412,956 (-) | |
| 2025 | $1,209.00 | $412,956 | $412,956 Land $412,956 |
| 2023 | $1,964.00 | $286,109 | $286,109 Land $286,109 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 4990 Flatwater Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective November 16, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 4990 Flatwater Dr is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · lower than 88% of Montana |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 264 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
5G (outdoors only) and 4G LTE
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