El Dorado County property record for 4990 Cothrin Ranch Rd, Shingle Springs, CA 95682
| Property Type | Rural Home |
|---|---|
| Details | 3 bd · 2 ba · 1,950 sqft · built 1984 |
| Lot Size | 10 acres (436,907 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $485,000 (Feb 2015) |
| Tax Bill | $6,173 (2025) |
| Deeds & Mortgages | Apr 2026 Mortgage Dec 2022 Second Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 087-300-051-000 |
| Primary APN | 087-300-051-000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 3 Rooms |
| Stories | 2 Stories |
| Building Area | 1,950 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1984 |
|---|---|
| Effective Year Built | Effective 1984 |
| Construction Type | Wood |
| Lot Area | 436,907 sqft |
| Terrain | Rolling |
| Garage Type | Attached |
| Garage Area | 484 sqft |
| Parking Spaces | 2 Parking Spaces |
| Patio Area | 1,950 sqft |
| Water Source | Well |
|---|
| Street Address | 4990 COTHRIN RANCH RD |
|---|---|
| City | SHINGLE SPRINGS |
| State | CA |
| Zip | 95682-7526 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Local Zoning Code | RE10 |
| Legal Description | PM 23/62/3 |
| Legal Subdivision | NE 1/4 OF SEC 34 T 9N R 9E MDM |
| Jurisdiction | EL DORADO CA |
| Township / Civil Division | SOUTH EL DORADO |
| Census Block Group | 1 |
| Census Block | 1021 |
| Census Tract | 30712 |
Source: El Dorado County records, as of September 16, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 4990 COTHRIN RANCH RD, SHINGLE SPRINGS, CA 95682-7526 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Apr 14, 2026 | Deed of Trust, Mortgage · Conventional Mortgage ASIA BANK NATIONAL ASSOCIATION |
| Dec 22, 2022 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage SPRING EQ LLC |
| Apr 27, 2017 | Deed of Trust, Mortgage · Conventional Mortgage PROVIDENT FUNDING ASSOCIATES LP |
| Jun 7, 2021 | Intrafamily Transfer, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Jul 18, 2018 | Deed of Trust, Mortgage · Conventional Mortgage SPRING EQ LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 4, 2015 · Amount on Record |
| Deed Sale | Feb 4, 2015 · Amount on Record |
| Prior Sale | May 30, 2014 · Amount on Record |
| Deed Document Number | 20154055 |
| Last Transfer Date | Jun 2, 2021 |
| Transfer Doc | 0000038097 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EL DORADO CA |
| Recording Date | Apr 14, 2026 |
| Property Address | 4990 COTHRIN RANCH RD, SHINGLE SPRINGS, CA 95682-7526 |
| Document Number | 0000012144 |
| Instrument Date | Apr 9, 2026 |
| Instrument | 202612144 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants, 205 |
| Address | 4990 COTHRIN RANCH RD, SHINGLE SPRINGS, CA 95682-7526 |
| Investor | Possibly a Property Investor |
| Document Number | 0000012144, |
|---|---|
| Date | Apr 14, 2026 |
| Instrument | 202612144 |
| Name | ASIA BANK NATIONAL ASSOCIATION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | May 1, 2046 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.11% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EL DORADO CA |
| Property Address | 4990 COTHRIN RANCH RD, SHINGLE SPRINGS, CA 95682-7526 |
| Transaction Type | Mortgage |
| Record Updated | Jan 3, 2023 |
| Name | Verified Name |
|---|---|
| Address | 4990 COTHRIN RANCH RD, SHINGLE SPRINGS, CA 95682-7526 |
| Document Number | 0000047441 |
|---|---|
| Date | Dec 22, 2022 |
| Instrument | 2022-0047441 |
| Name | SPRING EQ LLC |
|---|---|
| Type | Mortgage Company |
| Address | WAYNE, PA 19087 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Jan 1, 2043 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EL DORADO CA |
| Property Address | 4990 COTHRIN RANCH RD, SHINGLE SPRINGS, CA 95682-7526 |
| Transaction Type | Mortgage |
| Record Updated | Jul 19, 2022 |
| Title Company | FIRST AMERICAN TITLE CO |
| Name | Verified Name |
|---|
| Document Number | 0000016880 |
|---|---|
| Date | Apr 27, 2017 |
| Instrument | 2017-0016880 |
| Name | PROVIDENT FUNDING ASSOCIATES LP |
|---|---|
| Type | Mortgage Company |
| Address | IRVINE, CA 92612 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2047 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | EL DORADO CA |
| Recording Date | Jun 7, 2021 |
| Property Address | 4990 COTHRIN RANCH RD, SHINGLE SPRINGS, CA 95682-7526 |
| Document Number | 0000038097 |
| Map Reference | MB 23 PG 62 |
| Instrument Date | Jun 2, 2021 |
| Instrument | 2021-0038097 |
| Transaction Type | Transfer |
| Record Updated | Jul 19, 2022 |
| Title Company | CHICAGO TITLE COMPANY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 4990 COTHRIN RANCH RD, SHINGLE SPRINGS, CA 95682-7526 |
| Document Number | 0000038098 |
|---|---|
| Date | Jun 7, 2021 |
| Instrument | 2021-0038098 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EL DORADO CA |
| Property Address | 4990 COTHRIN RANCH RD, SHINGLE SPRINGS, CA 95682-7526 |
| Document Number | 0000028840 |
| Instrument Date | Jul 18, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jun 11, 2019 |
| Title Company | TITLE 365 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 4990 COTHRIN RANCH RD SHINGLE SPRINGS CA 956827526, SHINGLE SPRINGS, CA 95682-7526 |
| Document Number | 0000028840 |
|---|---|
| Date | Jul 26, 2018 |
| Instrument | 28840 |
| Name | SPRING EQ LLC |
|---|---|
| Address | PHILADELPHIA, PA 19104 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: El Dorado County assessment roll, as of September 16, 2026
| Type | Name |
|---|---|
| State | California |
| County | El Dorado County |
| Secondary School District | El Dorado Union High School District (09 - 12) |
| Elementary School District | Latrobe Elementary School District (KG - 08) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $594,545 (+2%) Land $196,136 Building $398,409 | |
| 2025 | $6,173.00 (+2.02%) Homeowner's exemption | $582,889 (+4.04%) Land $192,291 Building $390,598 |
| 2024 | $6,051.00 (+2.04%) | |
| 2023 | $5,930.00 (+1.56%) Homeowner's exemption | $560,257 Land $184,825 Building $375,432 |
| 2022 | $5,839.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective August 25, 2022
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Very High above 92% of the US · above 76% of California |
|---|---|
| Wildfire Likelihood | 0.9% annual chance |
| Exposure | Direct burnable vegetation |
Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Zeta Broadband Fixed Wireless | 400 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| Cal.net Fixed Wireless | 100 / 20 |
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