4990 Center Way, Eugene, OR 97405 Property Records

Lane County property record for 4990 Center Way, Eugene, OR 97405

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 960 sqft · built 1962
Lot Size	0.185 acres (8,076 sqft)
Owner	2 Individual Names on Record
Last Sale	$122,000 (Mar 2002)
Tax Bill	$3,410 (2025)
Deeds & Mortgages	Jun 2026 Line of Credit Aug 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`18-03-17-43-07700-000`

Property Details

APN / Parcel Number

Primary APN	`18-03-17-43-07700-000`
Alternative APNs	`1803174307700` `0678969`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	960 sqft Living Area
1st Floor Area	960 sqft

Exterior

Year Built	Built 1962
Effective Year Built	Effective 1966
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	8,076 sqft (0.185 acres)
Lot Dimensions	95 ft deep x 85 ft wide
Garage Type	Detached
Garage Area	288 sqft
Driveway	Driveway
Driveway Area	322 sqft
Parking Spaces	1 Parking Space
Patio Area	240 sqft

Utilities, Heating & Cooling

Heating System	Baseboard
Heating Fuel	Oil

Location & Zoning

Account Number	0678969
Street Address	4990 CENTER WAY
City	EUGENE
State	OR
Zip	97405-4636
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	TL 07700
Legal Range	03
Legal Township	18
Legal Section	17
Legal Subdivision	FIRCREST 1ST ADDITION
Legal Lot Number	7700
Jurisdiction	LANE OR
Township / Civil Division	EUGENE-SPRINGFIELD
Census Block Group	4
Census Block	4009
Census Tract	5000

Owner

Source: Lane County records, as of July 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4990 CENTER WAY, EUGENE, OR 97405-4636
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 29, 2026	Deed of Trust, Mortgage · Line of Credit OREGON COMMUNITY CREDIT UNION
Aug 10, 2020	Deed of Trust, Mortgage · Conventional Mortgage FINANCE OF AMERICA MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 7, 2002 · Amount on Record
Deed Sale	Mar 7, 2002 · Amount on Record
Deed Document Number	200217946
Record Updated	Sep 20, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LANE OR
Recording Date	Jun 29, 2026
Property Address	4990 CENTER WAY, EUGENE, OR 97405-4636
Document Number	0000021457
Instrument Date	Jun 29, 2026
Instrument	202621457
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship, 164
Address	4990 CENTER WAY, EUGENE, OR 97405-4636

Mortgage

Document Number	0000021457,
Date	Jun 29, 2026
Instrument	202621457

Lender

Name	OREGON COMMUNITY CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jul 25, 2056

Interest

Rate Type	Adjustable Rate
Rate	6.75%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LANE OR
Property Address	4990 CENTER WAY, EUGENE, OR 97405-4636
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	CASCADE TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000043584
Date	Aug 10, 2020
Instrument	2020-043584

Lender

Name	FINANCE OF AMERICA MORTGAGE LLC
Type	Mortgage Company
Address	HORSHAM, PA 19044

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2050

Tax Assessment & Valuation

Source: Lane County assessment roll, as of November 10, 2025

Property Jurisdictions

Type	Name
State	Oregon
County	Lane County
Municipality	Eugene City
Unified School District	Eugene School District 4J (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,410.00 (+3.9%)	$175,063 (+6.09%)	$359,742 (+6.62%) Land $137,563 Building $222,179
2023	$3,282.00 (+4.03%)	$165,015 (+3%)	$337,402 (+7.44%) Land $105,628 Building $231,774
2022	$3,155.00	$160,209	$314,052 Land $78,153 Building $235,899

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 26, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Oregon
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EUGENE WATER & ELECTRIC BOARD serves 176,000 people · EPA ID OR4100287
Water Source	Surface water
Last State Inspection	Jul 2021
Lead	5 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 394 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber · DSL	8,000 / 8,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Alyrica, DFN.

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