4990 Arbor Ct, Morganton, NC 28655 Property Records

Burke County property record for 4990 Arbor Ct, Morganton, NC 28655

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 2,883 sqft · built 2025
Lot Size	0.99 acres (43,124 sqft)
Owner	2 Individual Names on Record
Last Sale	$300,000 (Aug 2022)
Tax Bill	$3,201 (2026)
Deeds & Mortgages	Aug 2022 Sale & Mortgage Dec 2021 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`1764072232`

Property Details

APN / Parcel Number

Primary APN	`1764072232`
Alternative APN	`55463`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,883 sqft Living Area
Basement Area	121 sqft
Unfinished Basement	121 sqft

Exterior

Year Built	Built 2025
Effective Year Built	Effective 2025
Architectural Style	Conventional
Construction Type	Frame
Roof Material	Asphalt
Lot Area	43,124 sqft (0.99 acres)
Garage Type	Attached
Garage Area	854 sqft

Exterior Amenities

Porch	Slab
Deck Area	1,036 sqft
Patio Area	1,140 sqft
Gazebo	104 sqft

Utilities, Heating & Cooling

Cooling System	None

Location & Zoning

Street Address	4990 ARBOR CT
City	MORGANTON
State	NC
Zip	28655
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RESIDENTIA
Legal Description	4990 ARBOR CT MORGANTON, NC 28655
Legal Subdivision	SOUTHPOINT SUBDIVISION
Jurisdiction	BURKE NC
Township / Civil Division	LINVILLE
Census Block Group	2
Census Block	2006
Census Tract	20203

Owner

Source: Burke County records, as of October 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	125 W UNION ST, A, MORGANTON, NC 28655-3459
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 12, 2022	Warranty Deed, Transfer · Closed-End Mortgage MORGANTON SAVINGS BANK SSB
Dec 28, 2021	Warranty Deed, Transfer
Apr 30, 2020	Deed of Trust, Mortgage MORGANTON SVGS BK SSB

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 12, 2022 · Amount on Record
Deed Sale	Aug 12, 2022 · Amount on Record
Prior Sale	Dec 28, 2021 · Amount on Record
Deed Document Number	202221024584
Deed Book / Page	2639 / 992
Record Updated	Oct 29, 2026

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BURKE NC
Recording Date	Aug 12, 2022
Property Address	4990 ARBOR CT, MORGANTON, NC 28655
Document Number	0026390992
Book / Page	2639 / 992
Map Reference	MB 16 PG 72
Instrument Date	Aug 11, 2022
Instrument	2022024584
Transaction Type	Transfer
Record Updated	Mar 10, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$600.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1070 HAMPSTEAD LN, ORMOND BEACH, FL 32174-2204

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	125 WEST UNION ST #A # A, A, ORMOND BEACH, FL 32174

Mortgage

Document Number	2022024585
Date	Aug 12, 2022
Instrument	2022024585

Lender

Name	MORGANTON SAVINGS BANK SSB
Type	Bank

Agreement

Type	Closed-End Mortgage
Amount	Amount Recorded
Term	97 Months
Due	Sep 1, 2030

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BURKE NC
Recording Date	Dec 28, 2021
Property Address	4990 ARBOR CT, MORGANTON, NC 28655
Document Number	0025930975
Book / Page	2593 / 975
Map Reference	MB 16 PG 72
Instrument Date	Dec 23, 2021
Instrument	2022015479
Transaction Type	Transfer
Record Updated	Mar 10, 2023

Transaction

Amount	Amount Recorded
Tax	$400.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	14785 HORSESHOE TRCE, WELLINGTON, FL 33414-7815

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1070 HAMPSTEAD LN, ORMOND BEACH, FL 32174-2204

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BURKE NC
Property Address	4990 ARBOR CT, MORGANTON, NC 28655
Document Number	0024620910
Instrument Date	Apr 30, 2020
Transaction Type	Mortgage
Record Updated	Jun 30, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	14785 HORSESHOE TRCE WELLINGTON FL 334147815, WELLINGTON, FL 33414-7815

Mortgage

Document Number	0024620910
Date	May 4, 2020
Book Page	002462/000910
Instrument	39870

Lender

Name	MORGANTON SVGS BK SSB
Address	MORGANTON, NC 28680-1509

Agreement

Amount	Amount Recorded
Term	120 Months
Due	May 3, 2030

Tax Assessment & Valuation

Source: Burke County assessment roll, as of October 12, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Burke County
Unified School District	Burke County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,201.00 (+65.34%)	$504,220 (+65.38%) Land $280,400 Building $223,820	$504,220 (+65.38%) Land $280,400 Building $223,820
2025	$1,936.00 (-0.77%)	$304,889 (-) Land $280,400 Building $24,489	$304,889 (-) Land $280,400 Building $24,489
2023	$1,951.00	$304,889 Land $280,400 Building $24,489	$304,889 Land $280,400 Building $24,489

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 28, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 13 policies
Nearby Flood Policies	13 in force
Nearby Flood Claims	6 (2024)
Claims Outside the SFHA	2 of 6
Most Recent Claim	Sep 2024 · Tropical Storm Helene
Claims by Event	Tropical Storm Helene, Sep 2024 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 96% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MORGANTON serves 27,221 people · EPA ID NC0112015
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 40 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000

May also be available: Spectrum.

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